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INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹620.65 - ₹923.95
Previous CloseN/A
Volume46.98K
Average Volume (3M)3.51K
Market Cap
₹70.26B
Enterprise Value₹142.99B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)13.3
Beta0.52
Next Earnings
Oct 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.32%
Share Statistics
EPS (TTM)48.53
Shares Outstanding109,196,970
10 Day Avg. Volume2,838
30 Day Avg. Volume3,512
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)2.56
Price to Sales (P/S)5.35
P/FCF Ratio13.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)56.64
Revenue Forecast (FY)₹13.42B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthStrong and sustained revenue scaling indicates expanding lending activity and customer reach in the company’s target housing-finance segments. Continued top-line growth can support operating leverage, strengthen the branch network’s productivity, and provide a durable base for earnings growth over the next several quarters.
ProfitabilityHigh profitability provides India Shelter with internal capacity to absorb credit costs, invest in distribution, and build capital while growing the loan book. Although margins vary by year, the consistently strong levels suggest the lending model has meaningful earnings power rather than relying solely on volume expansion.
Improving ReturnsImproving return on equity alongside steady asset growth indicates that the company is generating stronger shareholder returns as its lending platform expands. This combination supports more efficient use of capital and can help sustain growth, provided underwriting and funding discipline remain intact.
Bears Say
Elevated LeverageMeaningful leverage increases the company’s sensitivity to borrowing costs, refinancing conditions, and liquidity availability because mortgage lending depends on debt funding. Higher leverage can reduce financial flexibility during stress and may constrain the pace of future loan growth or capital deployment.
Cash-Flow VolatilityThe history of materially negative operating and free cash flow shows that reported earnings have not translated consistently into cash generation. Although 2026 improved, sharp swings linked to loan-book and working-capital movements make liquidity planning more difficult and remain a continuing risk to funding flexibility.
Margin VolatilityMargin variability suggests that profitability can change with loan mix, credit costs, or funding conditions even while revenue continues to grow. A lower margin in 2026 creates uncertainty around the durability of earnings expansion and could weaken the benefit of scale if the pressure persists.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹620.65 and its highest was ₹923.95 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹70.26B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is Oct 23, 2026 which is in 10 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on Aug 06, 2026. The company reported ₹13.1 earnings per share for the quarter.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Annually dividend of ₹10 which represents an annual dividend yield of 2.32%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 109,196,970 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹13.1 in its last earnings report. Following the earnings report the stock price went up 0.246%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited (ISFCL) is a financial institution specializing in housing loans, primarily catering to moderately-earning individuals across India. The company offers a diverse range of mortgage products, including standard home financing, loans leveraging home equity, and credit secured by property. These financial solutions are designed to support various housing needs, such as purchasing a new residence, undertaking property renovations, expanding existing homes, or funding new construction projects. Established in 1998, the entity initially operated as Satyaprakash Housing Finance India Limited before rebranding to its current name in March 2010. Its operations are headquartered in Gurugram, India.
Technical Analysis
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