Want to see IN:APTUS full AI Analyst Report?
APTUS Stock Chart & Stats
₹246.50
-₹3.05(-1.05%)
At close: 4:00 PM EST
₹246.50
-₹3.05(-1.05%)
Day’s Range― - ―
52-Week Range₹193.50 - ₹331.90
Previous CloseN/A
Volume193.28K
Average Volume (3M)369.94K
Market Cap
₹113.51B
Enterprise Value₹169.28B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)11.4
Beta1.05
Next Earnings
Nov 10, 2026EPS Estimate
5.23Next Dividend Ex-DateN/A
Dividend Yield1.99%
Share Statistics
EPS (TTM)19.68
Shares Outstanding500,830,230
10 Day Avg. Volume347,330
30 Day Avg. Volume369,935
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)1.92
Price to Sales (P/S)4.34
P/FCF Ratio10.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)21.74
Revenue Forecast (FY)₹18.83B
Bulls Say, Bears Say
Bulls Say
Strong Revenue And ProfitabilityRevenue scaled strongly from 2021 to 2026, with particularly strong growth in 2026, while net margins stayed near 41–44% and EBIT/EBITDA margins remained in the mid-50% range. This supports durable earnings capacity as the loan book expands.
Focused Underserved-market Lending ModelAptus targets self-employed and informally employed borrowers in semi-urban and rural markets, where formal credit access may be limited. Its branch-based model and housing-focused products provide a defined customer segment and a structured route for expansion.
Improving Equity ReturnsSteady equity growth alongside improving return on equity suggests that business expansion has been accompanied by stronger shareholder returns. The move from low-teens ROE in 2022 to mid-to-high teens in 2024–2025 supports the quality of recent growth.
Bears Say
Rising LeverageThe debt-to-equity increase materially raises financial leverage as the loan book expands. Higher leverage can reduce balance-sheet flexibility and leave less room to absorb weaker credit conditions, particularly if funding markets tighten or portfolio performance deteriorates.
Volatile Cash GenerationCash generation has not consistently matched reported earnings, with operating and free cash flow materially negative for several years before the 2026 improvement. This instability can constrain internally funded growth and increases reliance on continued external financing.
Modest Margin CompressionAlthough profitability remains strong, the decline from the 2022–2024 margin peak indicates some pressure as Aptus scales. If this trend persists, slower margin expansion could limit earnings growth even while revenue and the loan portfolio continue to increase.
Aptus Value Housing Finance India Limited News
APTUS FAQ
What was Aptus Value Housing Finance India Limited’s price range in the past 12 months?
Aptus Value Housing Finance India Limited lowest stock price was ₹193.50 and its highest was ₹331.90 in the past 12 months.
What is Aptus Value Housing Finance India Limited’s market cap?
Aptus Value Housing Finance India Limited’s market cap is ₹113.51B.
When is Aptus Value Housing Finance India Limited’s upcoming earnings report date?
Aptus Value Housing Finance India Limited’s upcoming earnings report date is Nov 10, 2026 which is in 36 days.
How were Aptus Value Housing Finance India Limited’s earnings last quarter?
Aptus Value Housing Finance India Limited released its earnings results on Jul 31, 2026. The company reported ₹5.21 earnings per share for the quarter, beating the consensus estimate of ₹5.1 by ₹0.11.
Is Aptus Value Housing Finance India Limited overvalued?
According to Wall Street analysts Aptus Value Housing Finance India Limited’s price is currently Overvalued.
Does Aptus Value Housing Finance India Limited pay dividends?
Aptus Value Housing Finance India Limited pays a Semiannually dividend of ₹2.5 which represents an annual dividend yield of 1.99%. See more information on Aptus Value Housing Finance India Limited dividends here
What is Aptus Value Housing Finance India Limited’s EPS estimate?
Aptus Value Housing Finance India Limited’s EPS estimate is 5.23.
How many shares outstanding does Aptus Value Housing Finance India Limited have?
Aptus Value Housing Finance India Limited has 500,830,230 shares outstanding.
What happened to Aptus Value Housing Finance India Limited’s price movement after its last earnings report?
Aptus Value Housing Finance India Limited reported an EPS of ₹5.21 in its last earnings report, beating expectations of ₹5.1. Following the earnings report the stock price went down -5.595%.
Which hedge fund is a major shareholder of Aptus Value Housing Finance India Limited?
Currently, no hedge funds are holding shares in IN:APTUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aptus Value Housing Finance India Limited
Aptus Value Housing Finance India Limited is an Indian financial institution specializing in housing finance. It provides a range of loan products for customers looking to construct, purchase, renovate, or extend their homes. The company also offers credit facilities secured by property, along with credit shield and property insurance options. Aptus primarily serves self-employed individuals within lower and middle-income brackets residing in semi-urban and rural areas of India. As of March 31, 2022, its operations spanned 208 branches across five states. Established in 2009, the company's headquarters are located in Chennai, India.
Technical Analysis
Aadhar Housing Finance Ltd
―
Aavas Financiers Ltd.
―
Can Fin Homes Ltd.
―
Home First Finance Company India Ltd.
―
Repco Home Finance Ltd.
―