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APTUS Stock Chart & Stats
₹246.50
-₹3.05(-1.05%)
At close: 4:00 PM EST
₹246.50
-₹3.05(-1.05%)
Day’s Range― - ―
52-Week Range₹193.50 - ₹364.85
Previous CloseN/A
Volume193.28K
Average Volume (3M)67.64K
Market Cap
₹128.66B
Enterprise Value₹169.28K
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)12.9
Beta1.07
Next Earnings
Nov 10, 2026EPS Estimate
5.11Next Dividend Ex-DateN/A
Dividend Yield1.78%
Share Statistics
EPS (TTM)19.68
Shares Outstanding500,817,750
10 Day Avg. Volume76,405
30 Day Avg. Volume67,636
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)1.92
Price to Sales (P/S)4.34
P/FCF Ratio10.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)21.75
Revenue Forecast (FY)₹18.84B
Bulls Say, Bears Say
Bulls Say
High And Consistent ProfitabilityAptus reports persistently high net and operating margins, indicating strong lending spreads and cost control. Sustained margin levels support durable internal profitability, fund reinvestment into branches and credit efforts, and underpin return-on-equity even as the loan book expands.
Strong Revenue ScalingMaterial top-line expansion demonstrates repeatable origination capability and market demand in targeted segments. Revenue scale enables operating leverage, spreads fixed costs across a larger base, and provides a foundation for sustainable earnings growth if credit performance remains acceptable.
Niche Focus On Underserved Semi-urban/rural BorrowersAptus’s specialization in underserved, self-employed borrowers in semi-urban and rural areas creates a structural competitive advantage: less competition from larger banks, deep local distribution, higher customer stickiness and tailored underwriting expertise that supports long-term origination and portfolio resilience.
Bears Say
Volatile, Multi-year Weak Cash GenerationMulti-year negative operating and free cash flows indicate poor cash conversion despite reported profits, creating reliance on external funding to support growth. Such volatility raises refinancing and liquidity risk, reduces financial flexibility, and can force higher-cost borrowing or equity raises in stress periods.
Rising Leverage TrajectoryAptus’s increasing debt-to-equity weakens balance-sheet buffers and raises fixed interest obligations. For a mortgage lender, higher leverage magnifies earnings sensitivity to credit losses and interest-rate movements, constraining capacity to absorb shocks and increasing refinancing and covenant risk over the medium term.
Margins Showing Modest Downward TrendA mild erosion in margins as the business scales suggests increasing pressure from funding costs, competition, or product mix shifts. If this trend persists, it could compress cash generation and returns, reducing the benefit of revenue growth and making capital allocation decisions more constrained.
Aptus Value Housing Finance India Limited News
APTUS FAQ
What was Aptus Value Housing Finance India Limited’s price range in the past 12 months?
Aptus Value Housing Finance India Limited lowest stock price was ₹193.50 and its highest was ₹364.85 in the past 12 months.
What is Aptus Value Housing Finance India Limited’s market cap?
Aptus Value Housing Finance India Limited’s market cap is ₹128.66B.
When is Aptus Value Housing Finance India Limited’s upcoming earnings report date?
Aptus Value Housing Finance India Limited’s upcoming earnings report date is Nov 10, 2026 which is in 82 days.
How were Aptus Value Housing Finance India Limited’s earnings last quarter?
Aptus Value Housing Finance India Limited released its earnings results on Jul 31, 2026. The company reported ₹5.21 earnings per share for the quarter, beating the consensus estimate of ₹5.1 by ₹0.11.
Is Aptus Value Housing Finance India Limited overvalued?
According to Wall Street analysts Aptus Value Housing Finance India Limited’s price is currently Overvalued.
Does Aptus Value Housing Finance India Limited pay dividends?
Aptus Value Housing Finance India Limited pays a Semiannually dividend of ₹2.5 which represents an annual dividend yield of 1.78%. See more information on Aptus Value Housing Finance India Limited dividends here
What is Aptus Value Housing Finance India Limited’s EPS estimate?
Aptus Value Housing Finance India Limited’s EPS estimate is 5.11.
How many shares outstanding does Aptus Value Housing Finance India Limited have?
Aptus Value Housing Finance India Limited has 500,817,750 shares outstanding.
What happened to Aptus Value Housing Finance India Limited’s price movement after its last earnings report?
Aptus Value Housing Finance India Limited reported an EPS of ₹5.21 in its last earnings report, beating expectations of ₹5.1. Following the earnings report the stock price went down -5.595%.
Which hedge fund is a major shareholder of Aptus Value Housing Finance India Limited?
Currently, no hedge funds are holding shares in IN:APTUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aptus Value Housing Finance India Limited
Aptus Value Housing Finance India Limited is an Indian financial institution specializing in housing finance. It provides a range of loan products for customers looking to construct, purchase, renovate, or extend their homes. The company also offers credit facilities secured by property, along with credit shield and property insurance options. Aptus primarily serves self-employed individuals within lower and middle-income brackets residing in semi-urban and rural areas of India. As of March 31, 2022, its operations spanned 208 branches across five states. Established in 2009, the company's headquarters are located in Chennai, India.
Technical Analysis
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