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PNBHOUSING Stock Chart & Stats
₹1057.95
₹20.50(1.94%)
At close: 4:00 PM EDT
₹1057.95
₹20.50(1.94%)
Day’s Range― - ―
52-Week Range₹730.00 - ₹1,210.80
Previous CloseN/A
Volume937.83K
Average Volume (3M)28.57K
Market Cap
₹307.24B
Enterprise Value₹703.08K
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)13.3
Beta1.24
Next Earnings
Oct 22, 2026EPS Estimate
21.87Next Dividend Ex-DateN/A
Dividend Yield0.68%
Share Statistics
EPS (TTM)88.87
Shares Outstanding260,589,940
10 Day Avg. Volume35,262
30 Day Avg. Volume28,566
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.02
Price to Sales (P/S)2.31
P/FCF Ratio9.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)92.62
Revenue Forecast (FY)₹40.35B
Bulls Say, Bears Say
Bulls Say
Sustained Margin ExpansionPNB Housing demonstrates a material and sustained improvement in profitability, with net margins roughly doubling over the period. Strong margins indicate durable lending spread economics and improved underwriting, supporting internal capital generation for growth and loss-absorption over the next several quarters.
Meaningful Deleveraging Versus PeakLeverage has materially declined from peak levels, reducing funding and refinancing vulnerability. Lower debt-to-equity increases resilience to rate moves and credit cycles and provides the company with more structural flexibility for incremental lending, provisioning or capital returns over a multi-quarter horizon.
Consistent Revenue And Earnings RecoveryRevenue and net income trends show recovery and sustained growth, reflecting effective execution of the spread-based lending model and fee income. A positive revenue trajectory supports scale economies in underwriting and servicing, reinforcing long-term profitability and ability to invest in origination capabilities.
Bears Say
High Absolute LeverageDespite improvement, absolute leverage remains significant for a housing lender. High debt loads keep sensitivity to funding-cost increases and market-disruption elevated, constraining flexibility for growth or provisioning and making performance more cyclical across 2–6 month funding or credit shocks.
Volatile Cash GenerationMulti-year swings in operating and free cash flow reduce predictability for debt repayment, securitisation timing and capital allocation. Even with FY2026 recovery, the historical volatility raises execution risk for deleveraging plans and sustained dividend or buyback policies over coming quarters.
Moderating Revenue Growth RateTop-line growth has moderated recently, which may limit the pace at which scale benefits and margin gains compound. Slower loan book expansion can prolong reliance on credit mix optimisation and fee income to sustain profit improvement over the medium term, exposing returns to competitive pressure.
PNB Housing Finance Limited News
PNBHOUSING FAQ
What was PNB Housing Finance Limited’s price range in the past 12 months?
PNB Housing Finance Limited lowest stock price was ₹730.00 and its highest was ₹1210.80 in the past 12 months.
What is PNB Housing Finance Limited’s market cap?
PNB Housing Finance Limited’s market cap is ₹307.24B.
When is PNB Housing Finance Limited’s upcoming earnings report date?
PNB Housing Finance Limited’s upcoming earnings report date is Oct 22, 2026 which is in 55 days.
How were PNB Housing Finance Limited’s earnings last quarter?
PNB Housing Finance Limited released its earnings results on Aug 04, 2026. The company reported ₹21.39 earnings per share for the quarter, beating the consensus estimate of ₹21.09 by ₹0.3.
Is PNB Housing Finance Limited overvalued?
According to Wall Street analysts PNB Housing Finance Limited’s price is currently Overvalued.
Does PNB Housing Finance Limited pay dividends?
PNB Housing Finance Limited pays a Annually dividend of ₹8 which represents an annual dividend yield of 0.68%. See more information on PNB Housing Finance Limited dividends here
What is PNB Housing Finance Limited’s EPS estimate?
PNB Housing Finance Limited’s EPS estimate is 21.87.
How many shares outstanding does PNB Housing Finance Limited have?
PNB Housing Finance Limited has 260,589,940 shares outstanding.
What happened to PNB Housing Finance Limited’s price movement after its last earnings report?
PNB Housing Finance Limited reported an EPS of ₹21.39 in its last earnings report, beating expectations of ₹21.09. Following the earnings report the stock price went down -3.248%.
Which hedge fund is a major shareholder of PNB Housing Finance Limited?
Currently, no hedge funds are holding shares in IN:PNBHOUSING
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PNB Housing Finance Limited
PNB Housing Finance Limited operates as an Indian financial institution dedicated to housing finance. The company extends a comprehensive suite of financial products, primarily loan facilities, to both individual clients and corporate entities. These offerings cater to diverse real estate requirements, such as the acquisition, development, renovation, or enhancement of residential units, apartments, and commercial properties. Its portfolio further encompasses financing for residential land parcels and specialized mortgage solutions for Non-Resident Indians (NRIs). Beyond core property loans, the company also provides credit against existing assets, lease rental discounting services, and funding for real estate developers. Additionally, it offers fixed deposit schemes. PNB Housing Finance is also notable for its specific "Unnati" home loans and its participation in the government's Credit Linked Subsidy Scheme, aimed at aiding economically weaker, lower, and middle-income segments in home ownership. As of March 31, 2022, the company operated through a network comprising 99 branches. Established in 1988, its operational base is in New Delhi, India.
Technical Analysis
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