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LICHSGFIN Stock Chart & Stats
₹540.05
-₹2.30(-0.39%)
At close: 4:00 PM EST
₹540.05
-₹2.30(-0.39%)
Day’s Range― - ―
52-Week Range₹459.05 - ₹598.00
Previous CloseN/A
Volume1.74M
Average Volume (3M)142.03K
Market Cap
₹301.93B
Enterprise Value₹2.92M
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)5.3
Beta1.08
Next Earnings
Nov 04, 2026EPS Estimate
23.76Next Dividend Ex-DateN/A
Dividend Yield1.82%
Share Statistics
EPS (TTM)104.33
Shares Outstanding550,063,000
10 Day Avg. Volume207,840
30 Day Avg. Volume142,027
Financial Highlights & Ratios
PEG Ratio1.65
Price to Book (P/B)0.66
Price to Sales (P/S)0.95
P/FCF Ratio5.11
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)102.43
Revenue Forecast (FY)₹90.55B
Bulls Say, Bears Say
Bulls Say
Steady Revenue ExpansionA multi-year increase in revenue indicates that LIC Housing Finance has continued expanding its lending-related business rather than relying on a single period of growth. Continued top-line expansion can support operating scale, customer reach, and reinvestment across the housing-credit franchise.
Improving ProfitabilityImproving net income and stronger recent margins show that revenue growth has translated into better earnings quality over time. A more profitable operating profile can strengthen internal capital generation, support balance-sheet growth, and provide greater resilience across the lending cycle.
Expanded Equity BaseMaterial equity growth provides a broader capital base for expanding the mortgage loan book and absorbing credit or funding stress. Solid recent returns on equity also indicate that the company is generating meaningful profitability from that capital, supporting durable franchise economics.
Bears Say
High Financial LeverageDebt materially exceeds equity, making the business sensitive to refinancing conditions, funding costs, and any deterioration in loan-asset quality. High leverage can limit financial flexibility during a downturn and leaves less room to absorb unexpected credit losses or weaker lending conditions.
Weak Cash-Flow StabilityRepeatedly negative and volatile operating and free cash flow complicate liquidity planning and make internally generated funding less dependable. Although the latest year improved, the historical swings suggest that loan-book movements and funding dynamics can continue to create cash demands.
Inconsistent Growth TrajectoryThe uneven pace of revenue growth indicates that expansion has not followed a consistently strong trajectory across the full period. Cooling after the 2023–2024 acceleration could make operating leverage and future earnings growth less predictable than at stronger-performing housing lenders.
LIC Housing Finance Ltd News
LICHSGFIN FAQ
What was LIC Housing Finance Ltd’s price range in the past 12 months?
LIC Housing Finance Ltd lowest stock price was ₹459.05 and its highest was ₹598.00 in the past 12 months.
What is LIC Housing Finance Ltd’s market cap?
LIC Housing Finance Ltd’s market cap is ₹301.93B.
When is LIC Housing Finance Ltd’s upcoming earnings report date?
LIC Housing Finance Ltd’s upcoming earnings report date is Nov 04, 2026 which is in 44 days.
How were LIC Housing Finance Ltd’s earnings last quarter?
LIC Housing Finance Ltd released its earnings results on Jul 30, 2026. The company reported ₹27.08 earnings per share for the quarter, beating the consensus estimate of ₹26.85 by ₹0.23.
Is LIC Housing Finance Ltd overvalued?
According to Wall Street analysts LIC Housing Finance Ltd’s price is currently Overvalued.
Does LIC Housing Finance Ltd pay dividends?
LIC Housing Finance Ltd pays a Annually dividend of ₹10 which represents an annual dividend yield of 1.82%. See more information on LIC Housing Finance Ltd dividends here
What is LIC Housing Finance Ltd’s EPS estimate?
LIC Housing Finance Ltd’s EPS estimate is 23.76.
How many shares outstanding does LIC Housing Finance Ltd have?
LIC Housing Finance Ltd has 550,063,000 shares outstanding.
What happened to LIC Housing Finance Ltd’s price movement after its last earnings report?
LIC Housing Finance Ltd reported an EPS of ₹27.08 in its last earnings report, beating expectations of ₹26.85. Following the earnings report the stock price went down -2.232%.
Which hedge fund is a major shareholder of LIC Housing Finance Ltd?
Currently, no hedge funds are holding shares in IN:LICHSGFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
LIC Housing Finance Ltd
LIC Housing Finance Limited, an Indian housing finance specialist, offers a comprehensive range of lending solutions for acquiring, constructing, repairing, and renovating residential and commercial properties throughout India. Its financial products include home loans for both domestic and international residents, as well as pensioners. The company also provides construction finance and term loans for real estate developers, alongside credit facilities for corporate clients and financing for employee housing. Further expanding its services, LIC Housing Finance extends loans against properties for businesses and individuals, offers credit against various securities, and facilitates loans structured through rental securitization. Tailored loan products are also available for professionals. Beyond its core lending activities, the company manages, advises, and acts as a trustee for venture capital and alternative investment funds. It is also involved in developing residential projects specifically designed for senior citizens and distributes a variety of financial products such as life and general insurance, mutual funds, and credit and LIC cards. The company's extensive product portfolio reaches customers via home loan agents, direct sales representatives, and customer relation associates. As of March 31, 2021, its operational network comprised 24 back offices, 282 marketing offices, 1 customer service point, 9 regional offices, and international representative offices located in Dubai and Kuwait. LIC Housing Finance Limited was founded in 1989 and is headquartered in Mumbai, India.
Technical Analysis
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