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LIC Housing Finance Ltd (LICHSGFIN) Stock Price & Analysis

6 Followers

LICHSGFIN Stock Chart & Stats

₹577.05₹12.40(2.20%)
At close: 3:30 PM GMT+5:30
₹500₹525₹550₹575Aug 17Aug 31Sep 15Sep 28Oct 12Oct 26Nov 9
Day’s Range
INR 564.95 - INR 581.40
52-Week Range
INR 459.05 - INR 598.00
Previous Close
INR 564.65
Volume
N/A
Average Volume (3M)
451.67K
Market Cap
INR 310.59B
Enterprise Value
INR 3.04T
Total Cash (Recent Filing)
INR 0
Total Debt (Recent Filing)
INR 0
Price to Earnings (P/E)
5.4
Beta
1.10
Next Earnings
Jan 29, 2027 (Est.)
EPS Estimate
23.79
Last Dividend Ex-Date
Aug 21, 2026
Dividend Yield
1.73%

Bulls Say, Bears Say

Bulls Say

Improving Profitability

Revenue expansion and meaningful net-income improvement indicate stronger earnings power than in the earlier periods covered. This supports internal capital generation, provides room to absorb credit costs, and can reinforce the company’s ability to grow its housing loan franchise over coming quarters.

Expanded Equity Base

A materially larger equity base gives the lender more capital to support balance-sheet growth and absorb losses. Solid 2024–2025 returns on equity also show that the company is generating reasonable profitability from its capital, helping sustain future lending capacity.

Residential Housing Focus

A focused residential housing finance model gives LIC Housing Finance a clearly defined lending franchise rather than relying on an undifferentiated financial-services offering. Long-term individual home loans can support recurring interest income and a durable presence in mortgage lending.

Bears Say

High Leverage

Debt at roughly seven to nine times equity leaves the company sensitive to refinancing conditions, funding costs, and deterioration in borrower asset quality. High leverage can magnify losses during a downturn and restrict financial flexibility for expansion or shareholder returns.

Volatile Cash Generation

Repeatedly negative and sharply fluctuating operating and free cash flow indicate that cash generation has not been consistently aligned with reported profitability. This complicates liquidity planning and can increase reliance on funding flows to support loan-book activity.

Inconsistent Revenue Growth

The uneven revenue trajectory shows that top-line expansion has not followed a consistently strong path across periods. Growth volatility makes planning and resource allocation less predictable, and it may limit confidence that recent earnings improvement will compound steadily.

LIC Housing Finance Ltd News

LICHSGFIN FAQ

What was LIC Housing Finance Ltd’s price range in the past 12 months?
LIC Housing Finance Ltd lowest stock price was ₹459.05 and its highest was ₹598.00 in the past 12 months.
What is LIC Housing Finance Ltd’s market cap?
LIC Housing Finance Ltd’s market cap is ₹310.59B.
When is LIC Housing Finance Ltd’s upcoming earnings report date?
LIC Housing Finance Ltd’s next earnings report is estimated for Jan 29, 2027 (not yet confirmed), which is in 77 days.
How were LIC Housing Finance Ltd’s earnings last quarter?
LIC Housing Finance Ltd released its earnings results on Oct 30, 2026. The company reported ₹27.4 earnings per share for the quarter, beating the consensus estimate of ₹25.34 by ₹2.06.
Is LIC Housing Finance Ltd overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does LIC Housing Finance Ltd pay dividends?
LIC Housing Finance Ltd pays an annual dividend of ₹10 which represents an annual dividend yield of 1.73%. See more information on LIC Housing Finance Ltd dividends here
What is LIC Housing Finance Ltd’s EPS estimate?
LIC Housing Finance Ltd’s EPS estimate is 23.79.
How many shares outstanding does LIC Housing Finance Ltd have?
LIC Housing Finance Ltd has 550,063,000 shares outstanding.
What happened to LIC Housing Finance Ltd’s price movement after its last earnings report?
LIC Housing Finance Ltd reported an EPS of ₹27.4 in its last earnings report, beating expectations of ₹25.34. Following the earnings report the stock price went down -3.801%.
Which hedge fund is a major shareholder of LIC Housing Finance Ltd?
Currently, no hedge funds are holding shares in IN:LICHSGFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology