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MANAPPURAM Stock Chart & Stats
₹309.35
-₹2.11(-1.16%)
At close: 4:00 PM EST
₹309.35
-₹2.11(-1.16%)
Day’s Range― - ―
52-Week Range₹244.95 - ₹353.65
Previous CloseN/A
Volume5.53M
Average Volume (3M)124.77K
Market Cap
₹305.89B
Enterprise Value₹729.95K
Total Cash (Recent Filing)₹61.49B
Total Debt (Recent Filing)₹578.37B
Price to Earnings (P/E)28.6
Beta0.96
Next Earnings
Aug 06, 2026EPS Estimate
5.37Next Dividend Ex-DateN/A
Dividend Yield0.59%
Share Statistics
EPS (TTM)11.79
Shares Outstanding939,336,100
10 Day Avg. Volume165,223
30 Day Avg. Volume124,768
Financial Highlights & Ratios
PEG Ratio-1.16
Price to Book (P/B)1.34
Price to Sales (P/S)2.26
P/FCF Ratio6.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹360.00Price Target Upside16.37% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)23.44
Revenue Forecast (FY)₹73.86B
Bulls Say, Bears Say
Bulls Say
Secured, Short‑tenor Gold‑loan ModelCollateralised, short‑tenor gold loans give durable loss-mitigation: pledged gold provides recovery optionality and tight loan tenors limit credit exposure. This structural model supports stable interest income and lower unsecured credit risk compared with pure unsecured retail lenders over the medium term.
Diverse Retail Lending DistributionA large branch network plus subsidiaries in microfinance and vehicle finance create durable distribution breadth and multiple income streams. This geographic and product diversification supports origination scale, cross-sell, and resilience if one segment weakens, improving medium-term growth sustainability.
Sustained ProfitabilityDespite margin erosion, the firm retains positive operating profit and double-digit net margin in the most recent year, indicating core economics remain intact. Sustained profitability enables reinvestment, servicing of debt, and potential capital buffers versus loss-making peers in the NBFC space.
Bears Say
High And Rising LeverageElevated leverage materially raises balance-sheet risk in a credit-intermediation model: higher debt levels amplify sensitivity to funding-cost moves and macro stress, constrain strategic flexibility, and increase refinancing risk, making earnings and dividend stability more vulnerable over the medium term.
Volatile Cash GenerationSharp swings in operating and free cash flow reduce predictability of internal funding for growth, debt servicing and capital returns. This volatility complicates planning, raises dependence on external funding, and weakens resilience to funding-market stress across a 2–6 month horizon and beyond.
Margin Compression & Slowing GrowthMaterial margin decline and decelerating revenue growth signal weakening earnings power and reduced return on capital. Sustained margin pressure limits ability to rebuild capital buffers or invest in growth initiatives, and contributes to the marked drop in ROE, impairing long-term shareholder returns.
Manappuram Finance Limited News
MANAPPURAM FAQ
What was Manappuram Finance Limited’s price range in the past 12 months?
Manappuram Finance Limited lowest stock price was ₹244.95 and its highest was ₹353.65 in the past 12 months.
What is Manappuram Finance Limited’s market cap?
Manappuram Finance Limited’s market cap is ₹305.89B.
When is Manappuram Finance Limited’s upcoming earnings report date?
Manappuram Finance Limited’s upcoming earnings report date is Aug 06, 2026 which is in 15 days.
How were Manappuram Finance Limited’s earnings last quarter?
Manappuram Finance Limited released its earnings results on May 04, 2026. The company reported ₹4.35 earnings per share for the quarter, beating the consensus estimate of ₹3.993 by ₹0.357.
Is Manappuram Finance Limited overvalued?
According to Wall Street analysts Manappuram Finance Limited’s price is currently Undervalued.
Does Manappuram Finance Limited pay dividends?
Manappuram Finance Limited pays a Quarterly dividend of ₹0.5 which represents an annual dividend yield of 0.59%. See more information on Manappuram Finance Limited dividends here
What is Manappuram Finance Limited’s EPS estimate?
Manappuram Finance Limited’s EPS estimate is 5.37.
How many shares outstanding does Manappuram Finance Limited have?
Manappuram Finance Limited has 939,336,100 shares outstanding.
What happened to Manappuram Finance Limited’s price movement after its last earnings report?
Manappuram Finance Limited reported an EPS of ₹4.35 in its last earnings report, beating expectations of ₹3.993. Following the earnings report the stock price went up 3.65%.
Which hedge fund is a major shareholder of Manappuram Finance Limited?
Currently, no hedge funds are holding shares in IN:MANAPPURAM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Manappuram Finance Limited
Operating as a non-banking financial company (NBFC) with a primary focus on gold loans, Manappuram Finance Limited delivers a range of retail credit products and financial solutions throughout India. The company's core business involves providing secured loans, particularly against used household gold jewelry, alongside digital gold loan options. Additionally, it extends microfinance and related financial assistance to lower-income communities in both rural and semi-urban regions, offers housing finance solutions for construction, expansion, acquisition, and renovation, and provides a range of life and general insurance products, in addition to IT services. Furthermore, a suite of fee-based offerings encompasses money transfer, foreign exchange, and depository facilities. The company also ventures into vehicle and equipment financing, covering automobiles, two-wheelers, construction machinery, and agricultural equipment. Its diverse client base includes retail customers, microfinance recipients, small and medium-sized enterprises (SMEs), and commercial entities. By March 31, 2022, the company had established a significant operational footprint with 3,526 branches spread across 22 states and 6 Union Territories. Its origins trace back to 1949, and its corporate headquarters are located in Thrissur, India. Initially established as Manappuram General Finance and Leasing Limited, the company adopted its current name, Manappuram Finance Limited, in 2011.
MANAPPURAM Stock 12 Month Forecast
Average Price Target
₹360.00
▲(16.37% Upside)
Technical Analysis
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