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CREDITACC Stock Chart & Stats
₹1516.90
₹73.50(4.84%)
At close: 4:00 PM EDT
₹1516.90
₹73.50(4.84%)
Day’s Range― - ―
52-Week Range₹1,112.90 - ₹1,634.40
Previous CloseN/A
Volume3.82M
Average Volume (3M)16.81K
Market Cap
₹183.57B
Enterprise Value₹478.89B
Total Cash (Recent Filing)₹13.59B
Total Debt (Recent Filing)₹252.58B
Price to Earnings (P/E)15.1
Beta1.14
Next Earnings
Jan 22, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.76%
Share Statistics
EPS (TTM)75.62
Shares Outstanding160,537,540
10 Day Avg. Volume10,089
30 Day Avg. Volume16,806
Financial Highlights & Ratios
PEG Ratio0.52
Price to Book (P/B)2.36
Price to Sales (P/S)3.08
P/FCF Ratio6.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)112.83
Revenue Forecast (FY)₹50.89B
Bulls Say, Bears Say
Bulls Say
Profitability And GuidanceRecord quarterly profitability and higher ROA and ROE guidance indicate that the operating model is generating stronger earnings than previously expected. If maintained, improved profitability can support internal capital formation, fund expansion, and reinforce confidence in the company’s earnings power.
Asset Quality And CollectionsImproving asset quality alongside very high collection efficiency supports the durability of the lending franchise. Lower stressed assets and disciplined collections can contain credit losses, protect margins, and allow the company to grow its loan book without proportionately increasing balance-sheet strain.
Retail DiversificationExpansion beyond group microfinance into individual, secured, housing, and two-wheeler loans broadens the company’s product mix. This diversification can create additional growth channels, support customer graduation, and reduce reliance on a single lending segment over the medium term.
Bears Say
Elevated LeverageLeverage near three times equity leaves the balance sheet more exposed to changes in funding costs, credit conditions, and portfolio performance. Although equity is building, elevated borrowing increases financial sensitivity and can constrain flexibility during periods of weaker collections or slower growth.
Uneven Cash GenerationThe recent cash-flow recovery is encouraging, but the preceding multi-year pattern of negative operating and free cash flow raises questions about consistency across lending cycles. Uneven cash conversion can complicate funding planning and make expansion more dependent on continued access to borrowings.
Yield ModerationPlanned lending-rate reductions create a medium-term headwind for portfolio yields and net interest income. The gradual four-to-six-quarter transmission means margin pressure may persist beyond the initial cut, requiring continued cost control and credit discipline to preserve profitability.
CreditAccess Grameen Ltd. News
CREDITACC FAQ
What was CreditAccess Grameen Ltd.’s price range in the past 12 months?
CreditAccess Grameen Ltd. lowest stock price was ₹1112.90 and its highest was ₹1634.40 in the past 12 months.
What is CreditAccess Grameen Ltd.’s market cap?
CreditAccess Grameen Ltd.’s market cap is ₹183.57B.
When is CreditAccess Grameen Ltd.’s upcoming earnings report date?
CreditAccess Grameen Ltd.’s upcoming earnings report date is Jan 22, 2027 which is in 91 days.
How were CreditAccess Grameen Ltd.’s earnings last quarter?
CreditAccess Grameen Ltd. released its earnings results on Oct 22, 2026. The company reported ₹31.27 earnings per share for the quarter, beating the consensus estimate of ₹29.6 by ₹1.67.
Is CreditAccess Grameen Ltd. overvalued?
According to Wall Street analysts CreditAccess Grameen Ltd.’s price is currently Overvalued.
Does CreditAccess Grameen Ltd. pay dividends?
CreditAccess Grameen Ltd. pays a Notavailable dividend of ₹10 which represents an annual dividend yield of 0.76%. See more information on CreditAccess Grameen Ltd. dividends here
What is CreditAccess Grameen Ltd.’s EPS estimate?
CreditAccess Grameen Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CreditAccess Grameen Ltd. have?
CreditAccess Grameen Ltd. has 160,537,540 shares outstanding.
What happened to CreditAccess Grameen Ltd.’s price movement after its last earnings report?
CreditAccess Grameen Ltd. reported an EPS of ₹31.27 in its last earnings report, beating expectations of ₹29.6. Following the earnings report the stock price went up 0.908%.
Which hedge fund is a major shareholder of CreditAccess Grameen Ltd.?
Currently, no hedge funds are holding shares in IN:CREDITACC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CreditAccess Grameen Ltd.
CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, Grameen Sanchay, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Unnati loan, Grameen two-wheeler, and Grameen housing loan. In addition, the company offers digital lending products comprising Grameen Mahi, a customer app, Pragathi digital and multi-purpose digital loans. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India BV.
Technical Analysis
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