Muthoot Microfin Ltd (IN:MUTHOOTMF)
:MUTHOOTMF
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MUTHOOTMF Stock Chart & Stats
₹180.60
₹1.46(0.84%)
At close: 4:00 PM EST
₹180.60
₹1.46(0.84%)
Day’s Range― - ―
52-Week Range₹125.00 - ₹218.75
Previous CloseN/A
Volume335.06K
Average Volume (3M)30.94K
Market Cap
₹30.54B
Enterprise Value₹115.86B
Total Cash (Recent Filing)₹11.41B
Total Debt (Recent Filing)₹97.07B
Price to Earnings (P/E)―
Beta1.20
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-10.98
Shares Outstanding170,492,170
10 Day Avg. Volume83,998
30 Day Avg. Volume30,940
Financial Highlights & Ratios
PEG Ratio-0.17
Price to Book (P/B)0.85
Price to Sales (P/S)2.39
P/FCF Ratio3.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.2
Revenue Forecast (FY)₹18.98B
Bulls Say, Bears Say
Bulls Say
Focused Microfinance JLG Lending ModelA focused JLG microfinance model targets low-income women and uses group liability and branch-led collections. This business design supports high borrower engagement, repeat lending, and operational collection discipline, creating a durable, sticky loan book and distribution advantage over time.
Improving Operating And Free Cash FlowRecent conversion to positive operating and free cash flow signals materially improved cash-generation quality. Sustainable cash inflows enhance funding flexibility, reduce reliance on volatile external borrowing, and support loan book growth or deleveraging without needing frequent capital raises.
Established Branch-led Field DistributionA branch-led field network with on-the-ground staff underpins origination, credit assessment and collections. Physical reach plus local relationships lowers customer acquisition and monitoring costs, supports portfolio resilience in rural markets, and is a structural advantage in microfinance distribution.
Bears Say
High And Persistent LeverageElevated debt-to-equity increases sensitivity to funding costs and liquidity stress. For an NBFC reliant on external borrowing, high leverage narrows interest-rate buffers and reduces strategic flexibility, making sustained investment or cushion for credit shocks harder over the medium term.
Volatile Revenue And Profit TrajectoryLarge swings in top-line and net profitability signal weak predictability of core lending performance and make planning and capital allocation difficult. Persistent volatility undermines stakeholder confidence and complicates long-term funding and strategic partnerships.
Inconsistent Returns And Historical Cash-flow WeaknessWide ROE dispersion and a history of negative operating cash flow indicate uneven earnings quality. This raises the risk that future capital needs or cyclical stress could force dilutive equity raises or expensive borrowing, limiting long-term reinvestment capacity.
Muthoot Microfin Ltd News
MUTHOOTMF FAQ
What was Muthoot Microfin Ltd’s price range in the past 12 months?
Muthoot Microfin Ltd lowest stock price was ₹125.00 and its highest was ₹218.75 in the past 12 months.
What is Muthoot Microfin Ltd’s market cap?
Muthoot Microfin Ltd’s market cap is ₹30.54B.
When is Muthoot Microfin Ltd’s upcoming earnings report date?
Muthoot Microfin Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 64 days.
How were Muthoot Microfin Ltd’s earnings last quarter?
Muthoot Microfin Ltd released its earnings results on May 06, 2026. The company reported ₹4.24 earnings per share for the quarter, beating the consensus estimate of N/A by ₹4.24.
Is Muthoot Microfin Ltd overvalued?
According to Wall Street analysts Muthoot Microfin Ltd’s price is currently Overvalued.
Does Muthoot Microfin Ltd pay dividends?
Muthoot Microfin Ltd does not currently pay dividends.
What is Muthoot Microfin Ltd’s EPS estimate?
Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Muthoot Microfin Ltd have?
Muthoot Microfin Ltd has 170,492,170 shares outstanding.
What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?
Muthoot Microfin Ltd reported an EPS of ₹4.24 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.257%.
Which hedge fund is a major shareholder of Muthoot Microfin Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Microfin Ltd
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; gold loans; and Muthoot Small & Growing Business loans. It also provides value-added services, including wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. Muthoot Microfin Limited was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited operates as a subsidiary of Muthoot Fincorp Limited.
Technical Analysis
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