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Muthoot Microfin Ltd (IN:MUTHOOTMF)
:MUTHOOTMF
India Market
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Muthoot Microfin Ltd (MUTHOOTMF) Price & Analysis

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MUTHOOTMF Stock Chart & Stats

₹180.60
₹1.46(0.84%)
At close: 4:00 PM EST
₹180.60
₹1.46(0.84%)

Bulls Say, Bears Say

Bulls Say
Improved Cash GenerationThe shift to positive operating and free cash flow improves internal funding capacity and supports lending growth. Close alignment between free cash flow and reported earnings also provides a stronger quality signal than profits alone.
Focused Microfinance ModelA focused lending proposition targets an established underserved segment with recurring credit needs. Specialization in group-based, livelihood-oriented loans can support customer relationships and repeat borrowing across the branch network.
Spread-Based Revenue ModelThe core spread-based model can generate recurring interest income as the loan book grows. Its economics are understandable and scalable, while servicing and permitted fee income may provide additional revenue beyond lending spreads.
Bears Say
High LeveragePersistent leverage reduces financial flexibility and increases dependence on continued lender access. In microfinance, any deterioration in collections or funding conditions can make debt servicing and balance-sheet expansion more difficult.
Earnings VolatilitySharp swings in profitability weaken earnings visibility and make sustainable returns harder to assess. The reversal from profit to loss and back suggests that credit costs, operating performance, or funding conditions can materially affect results.
Unstable Revenue TrendThe wide revenue swings indicate inconsistent topline momentum rather than a steady expansion path. Such volatility can constrain planning, reduce operating leverage, and make it harder to sustain branch productivity and long-term growth.

Muthoot Microfin Ltd News

MUTHOOTMF FAQ

What was Muthoot Microfin Ltd’s price range in the past 12 months?
Muthoot Microfin Ltd lowest stock price was ₹141.35 and its highest was ₹262.35 in the past 12 months.
    What is Muthoot Microfin Ltd’s market cap?
    Muthoot Microfin Ltd’s market cap is ₹35.30B.
      When is Muthoot Microfin Ltd’s upcoming earnings report date?
      Muthoot Microfin Ltd’s upcoming earnings report date is Nov 11, 2026 which is in 66 days.
        How were Muthoot Microfin Ltd’s earnings last quarter?
        Muthoot Microfin Ltd released its earnings results on Aug 06, 2026. The company reported ₹4.771 earnings per share for the quarter.
          Is Muthoot Microfin Ltd overvalued?
          According to Wall Street analysts Muthoot Microfin Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Muthoot Microfin Ltd pay dividends?
            Muthoot Microfin Ltd does not currently pay dividends.
            What is Muthoot Microfin Ltd’s EPS estimate?
            Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Muthoot Microfin Ltd have?
            Muthoot Microfin Ltd has 170,492,170 shares outstanding.
              What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?
              Muthoot Microfin Ltd reported an EPS of ₹4.771 in its last earnings report. Following the earnings report the stock price went down -3.35%.
                Which hedge fund is a major shareholder of Muthoot Microfin Ltd?
                Currently, no hedge funds are holding shares in IN:MUTHOOTMF
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Muthoot Microfin Ltd

                  Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; education, mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; and secured loans. It also provides value-added services, such as wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. Muthoot Microfin Limited was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited is a subsidiary of Muthoot Fincorp Limited.

                  Muthoot Microfin Ltd (MUTHOOTMF) Earnings & Revenues

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