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Paisalo Digital Ltd. (PAISALO) Price & Analysis

PAISALO Stock Chart & Stats

₹78.81-₹0.67(-0.84%)
At close: 4:00 PM EDT
INR 70INR 80INR 903 Aug17 Aug31 Aug15 Sep28 Sep12 Oct26 Oct
Day’s Range
INR 77.21 - INR 80.97
52-Week Range
INR 30.00 - INR 94.84
Previous Close
INR 79.48
Volume
1.62M
Average Volume (3M)
558.72K
Market Cap
INR 74.09B
Enterprise Value
INR 123.35B
Total Cash (Recent Filing)
INR 1.03B
Total Debt (Recent Filing)
INR 54.81B
Price to Earnings (P/E)
26.9
Beta
1.37
Next Earnings
Feb 09, 2027
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
0.13%

Bulls Say, Bears Say

Bulls Say

Strong Revenue And Earnings Growth

Strong expansion in revenue and earnings indicates meaningful business growth and increasing lending activity across the company’s target markets. If this trajectory persists, it can broaden the earnings base, support reinvestment, and strengthen the company’s position in underserved retail credit.

Healthy Lending Profitability

Healthy margins demonstrate that the lending model has generated substantial profitability after operating and financing-related costs. A multi-year net-margin range of roughly 17% to 28% provides evidence of an established earnings engine, although consistency remains important for durability.

Material FY2026 Cash-flow Improvement

The return to positive operating and free cash flow in FY2026 is a meaningful improvement in cash generation and suggests reported earnings converted into liquidity during the period. Sustaining this level would improve internal funding capacity and reduce reliance on external financing.

Bears Say

Rising Leverage

Debt has grown faster than equity, increasing the company’s dependence on borrowing to support its lending business. Higher leverage can reduce financial flexibility and make earnings more sensitive to credit conditions, while also limiting the capacity to absorb portfolio or funding pressure.

Historically Weak Cash Conversion

Several years of negative operating and free cash flow despite positive reported earnings indicate that accounting profitability has not consistently translated into cash. This weakens funding reliability, complicates capital planning, and leaves the FY2026 improvement needing further evidence of persistence.

Uncertain Sustainability Of Exceptional Growth

The unusually large FY2026 revenue increase is materially above the company’s earlier growth pattern, while margins have varied across years. That combination creates uncertainty about how much of the recent earnings acceleration represents a durable operating trend versus a period that may normalize.

Paisalo Digital Ltd. News

PAISALO FAQ

What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹30.00 and its highest was ₹94.84 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹74.09B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on Oct 22, 2026. The company reported ₹0.72 earnings per share for the quarter.
Is Paisalo Digital Ltd. overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.13%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 940,061,650 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.72 in its last earnings report. Following the earnings report the stock price went down -1.001%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology