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PAISALO Stock Chart & Stats
₹36.36
₹0.89(1.96%)
At close: 4:00 PM EST
₹36.36
₹0.89(1.96%)
Day’s Range― - ―
52-Week Range₹30.00 - ₹79.98
Previous CloseN/A
Volume1.62M
Average Volume (3M)499.31K
Market Cap
₹72.02B
Enterprise Value₹72.99K
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)28.1
Beta1.52
Next Earnings
Oct 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.13%
Share Statistics
EPS (TTM)2.77
Shares Outstanding909,521,850
10 Day Avg. Volume587,061
30 Day Avg. Volume499,306
Financial Highlights & Ratios
PEG Ratio0.74
Price to Book (P/B)1.70
Price to Sales (P/S)3.24
P/FCF Ratio13.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.11
Revenue Forecast (FY)₹10.83B
Bulls Say, Bears Say
Bulls Say
Strong Revenue And Earnings GrowthStrong revenue and earnings growth indicates that Paisalo is expanding its lending activity and generating increasing profit from its core NBFC model. If maintained, this scale can support broader distribution, deepen customer reach, and strengthen the company’s capacity to reinvest in future portfolio growth.
Solid ProfitabilitySolid reported margins show that the lending business is currently converting revenue into meaningful earnings, providing an internal source of capital for expansion and resilience. Net margins remained within a generally healthy 17%–28% range across prior years, although annual consistency varies.
Focus On Underserved BorrowersA focused presence in underserved rural and semi-urban lending gives Paisalo a defined market niche and aligns its products with livelihood, consumption, and small-enterprise financing needs. This customer focus can support durable demand and relationship-led portfolio expansion across underbanked segments.
Bears Say
Rising LeverageRising leverage means debt is growing faster than equity, making Paisalo more dependent on external borrowing to fund its lending portfolio. That structure reduces financial flexibility and increases sensitivity to credit conditions, funding costs, and any deterioration in portfolio performance over the next several quarters.
Historically Weak Cash ConversionRepeated negative operating and free cash flow despite positive accounting profit points to uneven conversion of earnings into cash. Although FY2026 improved materially, the prior pattern suggests that reported profitability has not yet translated consistently into internally generated funds for lending growth or balance-sheet support.
Uncertain Sustainability Of Recent GrowthThe unusually large FY2026 revenue increase stands out against the company’s steadier earlier growth profile, while margins have also varied across years. This creates uncertainty about how much of the latest performance represents a durable expansion of earning power rather than a difficult-to-repeat acceleration.
Paisalo Digital Ltd. News
PAISALO FAQ
What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹30.00 and its highest was ₹79.98 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹72.02B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
Paisalo Digital Ltd.’s upcoming earnings report date is Oct 30, 2026 which is in 50 days.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on Aug 05, 2026. The company reported ₹0.674 earnings per share for the quarter.
Is Paisalo Digital Ltd. overvalued?
According to Wall Street analysts Paisalo Digital Ltd.’s price is currently Overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.13%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 909,521,850 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.674 in its last earnings report. Following the earnings report the stock price went down -2.367%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Paisalo Digital Ltd.
Paisalo Digital Limited, an Indian financial services firm, offers a variety of credit solutions. These include business loans, along with financing specifically for Small and Medium Enterprises (SMEs) and Micro, Small, and Medium Enterprises (MSMEs), all aimed at fostering entrepreneurial activities and self-employment across the country. The company also provides specialized income generation loans designed to help individuals purchase agricultural necessities like seeds, fodder, and livestock. Furthermore, Paisalo extends Joint Liability Group (JLG) loans, which are tailored to support the agricultural and related industries. Established in 1992, the company was originally named S. E. Investments Limited before officially rebranding to Paisalo Digital Limited in January 2018. Its primary operational base is situated in Agra, India.
Technical Analysis
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