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SATIN Stock Chart & Stats
₹149.40
₹5.99(4.02%)
At close: 4:00 PM EST
₹149.40
₹5.99(4.02%)
Day’s Range― - ―
52-Week Range₹133.50 - ₹271.00
Previous CloseN/A
Volume1.24M
Average Volume (3M)6.17K
Market Cap
₹28.04B
Enterprise Value₹113.32B
Total Cash (Recent Filing)₹22.51B
Total Debt (Recent Filing)₹109.91B
Price to Earnings (P/E)8.4
Beta0.95
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)30.20
Shares Outstanding110,470,960
10 Day Avg. Volume5,100
30 Day Avg. Volume6,171
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.54
Price to Sales (P/S)0.49
P/FCF Ratio2.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)33.1
Revenue Forecast (FY)₹20.15B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSatin has produced sustained high top-line growth across multiple years, indicating persistent demand for its micro and small-ticket lending. Durable revenue expansion supports scale advantages, loan origination capacity and reinvestment into distribution, reinforcing growth visibility over the next 2–6 months.
Embedded Business ModelServing underserved rural and semi-urban customers with group and individual microloans creates a defensible, mission-driven origination network. Deep local distribution, female-borrower focus and product mix (micro and small-business loans) drive structural customer stickiness and cross-sell opportunities.
Growing Equity & AssetsA rising asset base and steadily increased equity provide capacity to scale lending and absorb credit losses. Stronger equity cushions reduce incremental capital strain and support regulatory/compliance requirements, enabling longer-term portfolio expansion and product diversification.
Bears Say
High Historical LeverageHistorically high leverage amplifies downside risk in a credit business: rising delinquencies or funding stress can quickly strain liquidity and capital. The anomalous FY2026 debt reporting raises structural uncertainty about funding mix and true leverage, complicating risk assessment and planning.
Cash Flow VolatilityProlonged periods of negative operating cash flow force reliance on external funding for operations and growth. Even with a strong FY2026 cash inflow, the multi-year volatility indicates structural working-capital and collection risks that can pressure liquidity during stressed cycles.
Earnings SensitivityEarnings have swung materially year-to-year, reflecting sensitivity to credit costs and funding conditions. This volatility undermines predictability of retained earnings and capital planning, and increases the chance of provisioning shocks that could constrain lending or capital distribution policies.
Satin Creditcare Network Ltd News
SATIN FAQ
What was Satin Creditcare Network Ltd’s price range in the past 12 months?
Satin Creditcare Network Ltd lowest stock price was ₹133.50 and its highest was ₹271.00 in the past 12 months.
What is Satin Creditcare Network Ltd’s market cap?
Satin Creditcare Network Ltd’s market cap is ₹28.04B.
When is Satin Creditcare Network Ltd’s upcoming earnings report date?
Satin Creditcare Network Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 23 days.
How were Satin Creditcare Network Ltd’s earnings last quarter?
Satin Creditcare Network Ltd released its earnings results on May 11, 2026. The company reported ₹14.731 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Satin Creditcare Network Ltd overvalued?
According to Wall Street analysts Satin Creditcare Network Ltd’s price is currently Overvalued.
Does Satin Creditcare Network Ltd pay dividends?
Satin Creditcare Network Ltd does not currently pay dividends.
What is Satin Creditcare Network Ltd’s EPS estimate?
Satin Creditcare Network Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Satin Creditcare Network Ltd have?
Satin Creditcare Network Ltd has 110,470,960 shares outstanding.
What happened to Satin Creditcare Network Ltd’s price movement after its last earnings report?
Satin Creditcare Network Ltd reported an EPS of ₹14.731 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.059%.
Which hedge fund is a major shareholder of Satin Creditcare Network Ltd?
Currently, no hedge funds are holding shares in IN:SATIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Satin Creditcare Network Ltd
Satin Creditcare Network Limited (SCNL) is an Indian non-banking financial institution primarily dedicated to providing microfinance services across the nation. The company extends microcredit, predominantly to economically active women in rural, semi-urban, and urban areas, for various income-generating ventures such as agriculture, transportation, trade, and manufacturing, as well as for water and sanitation facilities. Beyond microcredit, SCNL offers a diverse range of financial products, including loans for merchants, retailers, wholesalers, manufacturers, service providers, salaried individuals, self-employed professionals, and agribusinesses. It also provides financing to corporate entities and other microfinance institutions, alongside specialized loans for solar lamps, bicycles, consumer durables, and housing finance solutions. As of March 31, 2022, SCNL operated through an extensive network of 1,224 branches. Established in 1990 and headquartered in Gurugram, India, the company was originally known as Satin Leasing & Finance Private Limited until it rebranded to Satin Creditcare Network Limited in April 2000.
Technical Analysis
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