Arman Financial Services Limited (ARMANFIN) Stock Price & Analysis

2 Followers

ARMANFIN Stock Chart & Stats

₹1,655.00₹16.00(0.98%)

At close: Nov 12 3:30 PM GMT+5:30

Day’s Range: INR 1,634.15 - INR 1,656.20
52-Week Range: INR 1,302.30 - INR 2,159.10
Previous Close: INR 1,639.00
Volume: 21.61K
Average Volume (3M): 2,095
Market Cap: INR 17.29B
Enterprise Value: INR 27.98B
Total Cash (Recent Filing): INR 5.49B
Total Debt (Recent Filing): INR 21.36B
Price to Earnings (P/E): 10.9
Beta: 1.19
Next Earnings: Feb 17, 2027 (Est.)
EPS Estimate: N/A
Last Dividend Ex-Date: Sep 13, 2019
Dividend Yield: N/A

Bulls Say, Bears Say

Bulls Say

Multi-year Revenue Expansion

Strong revenue expansion across 2022–2024 indicates that Arman Financial built meaningful lending scale and customer reach over several years. Although recent growth has weakened, the established expansion provides a durable operating base from which the company can pursue future portfolio growth.

Growing Asset Base

Steady asset growth reflects expansion of the company’s financial platform and lending capacity. A larger asset base can support broader operating scale and revenue generation over the medium term, provided management maintains disciplined funding, credit performance, and portfolio quality.

Improved Leverage Through 2025

The reduction in debt-to-equity through 2025 strengthened the balance sheet relative to earlier years and increased financial resilience. Rising equity provided a better capital base for growth, even though the improvement is partly offset by the subsequent increase in total debt.

Bears Say

Recent Revenue Deceleration

The shift from strong expansion to slightly negative revenue growth signals weaker recent lending or fee-income momentum. If this persists, slower top-line growth could reduce operating leverage, limit reinvestment capacity, and make it harder to rebuild earnings after the recent downturn.

Sharp Earnings Compression

A sharp decline in net income indicates that the company’s recent earnings power has weakened despite still-positive operating profit levels. Sustained compression would reduce internally generated capital, constrain balance-sheet expansion, and make future performance more sensitive to operating and credit conditions.

Unstable Cash Generation

The return to materially negative operating and free cash flow highlights uneven conversion of accounting profits into cash. Persistent volatility can increase reliance on external funding during weaker periods and raises a durable concern about earnings quality and financial flexibility.

Arman Financial Services Limited News

Arman Financial Services Announces Q2 and H1 FY27 Conference Call

Arman Financial Services Limited ( ($IN:ARMANFIN) ) has issued an announcement. Arman Financial Services Limited’s senior management will hold a conference call with stakeholders on November 6, 2026, to discuss

1w ago

Arman Financial Services to Join Virtual Investor Conference on September 29

Arman Financial Services Limited ( ($IN:ARMANFIN) ) just unveiled an announcement. Arman Financial Services Limited has announced that its officials will participate in a virtual investor conference organized by Arihant

1M ago

Arman Financial Services Publishes FY 2026 Earnings Call Transcript

Arman Financial Services Limited ( ($IN:ARMANFIN) ) just unveiled an announcement. Arman Financial Services Limited has released the transcript of its earnings conference call with analysts and investors discussing the

5M ago

Arman Financial Services Releases Unaudited Financial Results for September 2025

The latest update is out from Arman Financial Services Limited ( ($IN:ARMANFIN) ). Arman Financial Services Limited has released its unaudited financial results for the quarter and half-year ended September

11M ago

Arman Financial Services Releases Q2 FY-26 Investor Call Transcript

The latest announcement is out from Arman Financial Services Limited ( ($IN:ARMANFIN) ). Arman Financial Services Limited has released the transcript of its investor call for the second quarter of

11M ago

Arman Financial Services Announces AGM and E-Voting Procedures

Arman Financial Services Limited ( ($IN:ARMANFIN) ) has provided an announcement. Arman Financial Services Limited has announced the submission of newspaper advertisements related to its 33rd Annual General Meeting (AGM)

1y ago

Arman Financial Services Releases Q2 2025 Financial Performance Presentation

The latest announcement is out from Arman Financial Services Limited ( ($IN:ARMANFIN) ). Arman Financial Services Limited has released an investor presentation detailing its financial performance for the quarter ending

1y ago

Arman Financial Services Reports Q1 2025-26 Financial Results Amid Industry Challenges

Arman Financial Services Limited ( ($IN:ARMANFIN) ) has provided an update. Arman Financial Services Limited announced its unaudited financial results for the quarter ended June 30, 2025, showing a decline

1y ago

Arman Financial Services to Attend Investor Conference in Mumbai

Arman Financial Services Limited ( ($IN:ARMANFIN) ) has provided an update. Arman Financial Services Limited has announced that its officials will participate in an Investor Conference organized by Equirus Securities

1y ago

Arman Financial Services Schedules Q1 FY26 Earnings Call

An announcement from Arman Financial Services Limited ( ($IN:ARMANFIN) ) is now available. Arman Financial Services Limited has announced a conference call scheduled for August 14, 2025, where the senior

1y ago

ARMANFIN FAQ

What was Arman Financial Services Limited’s price range in the past 12 months?

Arman Financial Services Limited lowest stock price was ₹1302.30 and its highest was ₹2159.10 in the past 12 months.

What is Arman Financial Services Limited’s market cap?

Arman Financial Services Limited’s market cap is ₹17.29B.

When is Arman Financial Services Limited’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Arman Financial Services Limited’s earnings last quarter?

Arman Financial Services Limited released its earnings results on Aug 12, 2026. The company reported ₹42.96 earnings per share for the quarter.

Is Arman Financial Services Limited overvalued?

Not enough analysts have published a price target to calculate whether the price is overvalued.

Does Arman Financial Services Limited pay dividends?

Arman Financial Services Limited pays an annual dividend of ₹1.4 which represents an annual dividend yield of ―. See more information on Arman Financial Services Limited dividends here

What is Arman Financial Services Limited’s EPS estimate?

Arman Financial Services Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Arman Financial Services Limited have?

Arman Financial Services Limited has 10,546,332 shares outstanding.

What happened to Arman Financial Services Limited’s price movement after its last earnings report?

Arman Financial Services Limited reported an EPS of ₹42.96 in its last earnings report. Following the earnings report the stock price went up 6.27%.

Which hedge fund is a major shareholder of Arman Financial Services Limited?

Currently, no hedge funds are holding shares in IN:ARMANFIN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description