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MUTHOOTFIN Stock Chart & Stats
₹2986.10
₹39.20(1.31%)
At close: 4:00 PM EDT
₹2986.10
₹39.20(1.31%)
Day’s Range― - ―
52-Week Range₹2,603.30 - ₹4,149.00
Previous CloseN/A
Volume517.80K
Average Volume (3M)14.55K
Market Cap
₹1.16T
Enterprise Value₹2.69M
Total Cash (Recent Filing)₹147.98B
Total Debt (Recent Filing)₹1.62T
Price to Earnings (P/E)10.2
Beta0.88
Next Earnings
Nov 05, 2026EPS Estimate
64.24Next Dividend Ex-DateN/A
Dividend Yield1.04%
Share Statistics
EPS (TTM)283.28
Shares Outstanding401,468,480
10 Day Avg. Volume16,333
30 Day Avg. Volume14,548
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)3.24
Price to Sales (P/S)4.06
P/FCF Ratio10.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹3,300.00Price Target Upside10.51% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)286.47
Revenue Forecast (FY)₹199.06B
Bulls Say, Bears Say
Bulls Say
Accelerating Revenue GrowthThe sharp revenue acceleration indicates strong demand for Muthoot Finance’s core lending products and expanding balance-sheet activity. Sustained growth can support operating leverage and strengthen the company’s competitive position if underwriting remains disciplined.
Strong ProfitabilityHigh and improving margins provide a substantial earnings buffer for a lending business. This profitability can help absorb funding-cost increases, support capital formation, and finance continued branch and product expansion over the medium term.
Improved 2026 Cash GenerationThe strong 2026 cash-flow rebound shows that current earnings were broadly converted into cash, with free cash flow near net income. If maintained, this improves internal funding capacity and reduces reliance on incremental external financing.
Bears Say
Elevated And Rising LeverageHigher leverage increases Muthoot Finance’s exposure to refinancing costs, funding availability, and credit-cycle stress. Although returns are improving, a larger debt burden can restrict flexibility and amplify earnings pressure during weaker operating conditions.
Inconsistent Historical Cash FlowThe multi-year pattern of negative operating and free cash flow weakens confidence in the consistency of earnings conversion. Even with the 2026 improvement, recurring funding needs could increase dependence on borrowing and make expansion more sensitive to capital-market conditions.
Exposure To Gold-Lending CyclesThe business remains structurally exposed to gold prices, borrower repayment behavior, funding costs, and rules governing collateralized lending. These factors can affect loan growth, collateral recoveries, margins, and competitive intensity across the medium term.
Muthoot Finance Ltd News
MUTHOOTFIN FAQ
What was Muthoot Finance Ltd’s price range in the past 12 months?
Muthoot Finance Ltd lowest stock price was ₹2603.30 and its highest was ₹4149.00 in the past 12 months.
What is Muthoot Finance Ltd’s market cap?
Muthoot Finance Ltd’s market cap is ₹1.16T.
When is Muthoot Finance Ltd’s upcoming earnings report date?
Muthoot Finance Ltd’s upcoming earnings report date is Nov 05, 2026 which is in 78 days.
How were Muthoot Finance Ltd’s earnings last quarter?
Muthoot Finance Ltd released its earnings results on Aug 01, 2026. The company reported ₹63.53 earnings per share for the quarter, missing the consensus estimate of ₹72.628 by -₹9.098.
Is Muthoot Finance Ltd overvalued?
According to Wall Street analysts Muthoot Finance Ltd’s price is currently Undervalued.
Does Muthoot Finance Ltd pay dividends?
Muthoot Finance Ltd pays a Annually dividend of ₹30 which represents an annual dividend yield of 1.04%. See more information on Muthoot Finance Ltd dividends here
What is Muthoot Finance Ltd’s EPS estimate?
Muthoot Finance Ltd’s EPS estimate is 64.24.
How many shares outstanding does Muthoot Finance Ltd have?
Muthoot Finance Ltd has 401,468,480 shares outstanding.
What happened to Muthoot Finance Ltd’s price movement after its last earnings report?
Muthoot Finance Ltd reported an EPS of ₹63.53 in its last earnings report, missing expectations of ₹72.628. Following the earnings report the stock price went up 0.6%.
Which hedge fund is a major shareholder of Muthoot Finance Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Finance Ltd
Muthoot Finance Limited, an Indian financial institution, primarily specializes in providing loans secured by gold jewelry. These "gold loans" cater to both individual customers and microfinance entities for personal and business needs. Beyond its core gold lending activities, the company offers a diverse portfolio of financial products and services, including housing finance, sales of gold coins, money transfer facilities, and foreign exchange operations. It also provides investment opportunities through mutual funds and non-convertible debentures, alongside a comprehensive suite of insurance products covering health, home, vehicle, life, and travel. Furthermore, Muthoot Finance extends various other loan types, such as vehicle, corporate, and SME financing. Intriguingly, the company also generates electricity from windmills located in Tamil Nadu. As of March 31, 2022, its extensive operational network comprised approximately 4,617 branches spread across 23 states and 6 Union Territories. The company, which has its roots tracing back to 1887, is headquartered in Kochi, India.
MUTHOOTFIN Stock 12 Month Forecast
Average Price Target
₹3,300.00
▲(10.51% Upside)
Technical Analysis
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