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MUTHOOTFIN Stock Chart & Stats
₹2986.10
₹39.20(1.31%)
At close: 4:00 PM EDT
₹2986.10
₹39.20(1.31%)
Day’s Range― - ―
52-Week Range₹2,547.45 - ₹4,149.00
Previous CloseN/A
Volume517.80K
Average Volume (3M)38.82K
Market Cap
₹1.03T
Enterprise Value₹2.69T
Total Cash (Recent Filing)₹147.98B
Total Debt (Recent Filing)₹1.62T
Price to Earnings (P/E)9.2
Beta0.85
Next Earnings
Nov 05, 2026EPS Estimate
63.78Next Dividend Ex-DateN/A
Dividend Yield1.16%
Share Statistics
EPS (TTM)283.28
Shares Outstanding401,468,480
10 Day Avg. Volume65,804
30 Day Avg. Volume38,823
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)3.24
Price to Sales (P/S)4.06
P/FCF Ratio10.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹3,300.00Price Target Upside10.51% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)269.29
Revenue Forecast (FY)₹193.72B
Bulls Say, Bears Say
Bulls Say
Profitability And GrowthAccelerating revenue and high operating profitability indicate strong demand and effective economics in the core lending business. The improved net margin also suggests that recent growth has translated into substantial earnings, supporting reinvestment and resilience over the next several quarters.
Secured Lending ModelGold-backed lending provides collateral support for the company’s principal business and can enable recovery through pledged jewellery when borrowers default. The extensive branch network also gives Muthoot Finance an established distribution platform for originating and servicing loans across India.
2026 Cash GenerationThe strong 2026 operating and free cash flow rebound demonstrates that current earnings were accompanied by substantial cash generation. Broad alignment between free cash flow and net income improves the quality of recent profits and provides internally generated resources for ongoing lending activity.
Bears Say
Elevated LeverageRising leverage increases Muthoot Finance’s sensitivity to funding costs, refinancing conditions, and downturns in credit performance. Although returns on equity are strong, a larger debt burden can constrain financial flexibility and make future earnings more vulnerable to changes in the lending cycle.
Volatile Cash GenerationThe multi-year pattern of negative operating and free cash flow reduces confidence that the latest cash rebound will be consistently repeatable. Uneven conversion of earnings into cash can complicate funding and capital allocation, particularly for a lender whose balance sheet is expanding quickly.
Structural Earnings SensitivityThe core business remains exposed to several external variables that can affect loan demand, collateral recoveries, margins, and compliance costs. Gold-price movements, funding-rate changes, competitive pressure, and evolving regulation can therefore create lasting variability in earnings quality.
Muthoot Finance Ltd News
MUTHOOTFIN FAQ
What was Muthoot Finance Ltd’s price range in the past 12 months?
Muthoot Finance Ltd lowest stock price was ₹2547.45 and its highest was ₹4149.00 in the past 12 months.
What is Muthoot Finance Ltd’s market cap?
Muthoot Finance Ltd’s market cap is ₹1.03T.
When is Muthoot Finance Ltd’s upcoming earnings report date?
Muthoot Finance Ltd’s upcoming earnings report date is Nov 05, 2026 which is in 15 days.
How were Muthoot Finance Ltd’s earnings last quarter?
Muthoot Finance Ltd released its earnings results on Aug 01, 2026. The company reported ₹63.53 earnings per share for the quarter, missing the consensus estimate of ₹72.628 by -₹9.098.
Is Muthoot Finance Ltd overvalued?
According to Wall Street analysts Muthoot Finance Ltd’s price is currently Undervalued.
Does Muthoot Finance Ltd pay dividends?
Muthoot Finance Ltd pays a Annually dividend of ₹30 which represents an annual dividend yield of 1.16%. See more information on Muthoot Finance Ltd dividends here
What is Muthoot Finance Ltd’s EPS estimate?
Muthoot Finance Ltd’s EPS estimate is 63.78.
How many shares outstanding does Muthoot Finance Ltd have?
Muthoot Finance Ltd has 401,468,480 shares outstanding.
What happened to Muthoot Finance Ltd’s price movement after its last earnings report?
Muthoot Finance Ltd reported an EPS of ₹63.53 in its last earnings report, missing expectations of ₹72.628. Following the earnings report the stock price went up 0.6%.
Which hedge fund is a major shareholder of Muthoot Finance Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Finance Ltd
Muthoot Finance Limited, an Indian financial institution, primarily specializes in providing loans secured by gold jewelry. These "gold loans" cater to both individual customers and microfinance entities for personal and business needs. Beyond its core gold lending activities, the company offers a diverse portfolio of financial products and services, including housing finance, sales of gold coins, money transfer facilities, and foreign exchange operations. It also provides investment opportunities through mutual funds and non-convertible debentures, alongside a comprehensive suite of insurance products covering health, home, vehicle, life, and travel. Furthermore, Muthoot Finance extends various other loan types, such as vehicle, corporate, and SME financing. Intriguingly, the company also generates electricity from windmills located in Tamil Nadu. As of March 31, 2022, its extensive operational network comprised approximately 4,617 branches spread across 23 states and 6 Union Territories. The company, which has its roots tracing back to 1887, is headquartered in Kochi, India.
MUTHOOTFIN Stock 12 Month Forecast
Average Price Target
₹3,300.00
▲(10.51% Upside)
Technical Analysis
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