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SHRIRAMFIN Stock Chart & Stats
₹1005.00
₹33.10(3.29%)
At close: 4:00 PM EDT
₹1005.00
₹33.10(3.29%)
Day’s Range― - ―
52-Week Range₹710.40 - ₹1,153.65
Previous CloseN/A
Volume9.46M
Average Volume (3M)166.36K
Market Cap
₹1.94T
Enterprise Value₹3.82T
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)13.7
Beta1.53
Next Earnings
Jan 28, 2027EPS Estimate
15.85Next Dividend Ex-DateN/A
Dividend Yield1.31%
Share Statistics
EPS (TTM)56.67
Shares Outstanding2,353,045,000
10 Day Avg. Volume132,841
30 Day Avg. Volume166,360
Financial Highlights & Ratios
PEG Ratio3.37
Price to Book (P/B)2.49
Price to Sales (P/S)3.40
P/FCF Ratio8.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,087.50Price Target Upside8.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)60.8
Revenue Forecast (FY)₹347.13B
Bulls Say, Bears Say
Bulls Say
Steady Revenue Growth And Strong MarginsSteady multi-year revenue growth combined with net margins around 20% indicates established earnings power and continuing customer demand. This profitability provides capacity to absorb moderate cost pressure, support loan growth, and reinvest in distribution and digital servicing over the next several quarters.
Solid Returns With Improving LeverageExpanding equity alongside assets and improving leverage strengthen the platform supporting future lending growth. Consistently solid ROE of roughly 14%–17% also shows that the balance sheet is generating meaningful shareholder returns, despite the company’s leveraged lending model.
Diversified Lending And Broad DistributionExposure to vehicle finance, small-business lending, self-employed borrowers, and secured products gives Shriram Finance multiple origination channels. Its branch-led network across urban and rural markets, supplemented by digital channels, supports broad customer access and recurring lending opportunities.
Bears Say
Meaningful Balance-sheet LeverageDebt-to-equity of roughly 2.7x–4.2x is a structural constraint for the business, even though leverage has improved from earlier highs. The funding-heavy model remains sensitive to credit conditions and borrowing costs, which can pressure profitability and restrict flexibility during weaker cycles.
Volatile Cash GenerationSeveral consecutive years of negative operating and free cash flow show that reported earnings have not converted consistently into cash. Although 2026 improved sharply, the historical volatility reduces confidence in recurring internal funding and may increase reliance on external financing for loan growth.
Recent Margin ModerationThe slight decline in margins during 2026 suggests that the company’s strong profitability is not completely insulated from spread or cost pressure. If this moderation persists, it could limit earnings growth even while revenue continues to expand and would reduce the benefit of operating scale.
Shriram Finance Limited News
SHRIRAMFIN FAQ
What was Shriram Finance Limited’s price range in the past 12 months?
Shriram Finance Limited lowest stock price was ₹710.40 and its highest was ₹1153.65 in the past 12 months.
What is Shriram Finance Limited’s market cap?
Shriram Finance Limited’s market cap is ₹1.94T.
When is Shriram Finance Limited’s upcoming earnings report date?
Shriram Finance Limited’s upcoming earnings report date is Jan 28, 2027 which is in 92 days.
How were Shriram Finance Limited’s earnings last quarter?
Shriram Finance Limited released its earnings results on Oct 23, 2026. The company reported ₹15.63 earnings per share for the quarter, beating the consensus estimate of ₹15.057 by ₹0.573.
Is Shriram Finance Limited overvalued?
According to Wall Street analysts Shriram Finance Limited’s price is currently Undervalued.
Does Shriram Finance Limited pay dividends?
Shriram Finance Limited pays a Semiannually dividend of ₹6.5 which represents an annual dividend yield of 1.31%. See more information on Shriram Finance Limited dividends here
What is Shriram Finance Limited’s EPS estimate?
Shriram Finance Limited’s EPS estimate is 15.85.
How many shares outstanding does Shriram Finance Limited have?
Shriram Finance Limited has 2,353,045,000 shares outstanding.
What happened to Shriram Finance Limited’s price movement after its last earnings report?
Shriram Finance Limited reported an EPS of ₹15.63 in its last earnings report, beating expectations of ₹15.057. Following the earnings report the stock price went down -3.667%.
Which hedge fund is a major shareholder of Shriram Finance Limited?
Currently, no hedge funds are holding shares in IN:SHRIRAMFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Shriram Finance Limited
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, and challan discounting; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills payment services, such as electricity, LPG gas, gas, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as hospital and pathology, housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, individuals, micro, small, and medium enterprises (MSMEs), salaried professionals, and self-employed individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.
SHRIRAMFIN Stock 12 Month Forecast
Average Price Target
₹1,087.50
▲(8.21% Upside)
Technical Analysis
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