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Sundaram Finance Limited (IN:SUNDARMFIN)
:SUNDARMFIN
India Market
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Sundaram Finance Limited (SUNDARMFIN) Price & Analysis

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SUNDARMFIN Stock Chart & Stats

₹5250.65
-₹95.65(-2.14%)
At close: 4:00 PM EST
₹5250.65
-₹95.65(-2.14%)

Bulls Say, Bears Say

Bulls Say
Steady Revenue GrowthSteady revenue expansion, accelerating into 2024–2026, indicates continued scaling of the lending platform and customer demand. A growing top line can support broader origination capacity, operating leverage, and recurring earnings generation over the next several quarters.
Strong Sustained ProfitabilityNet profit margins have remained mostly around 21–25%, alongside healthy operating profitability. This sustained earnings strength provides internal capacity to absorb credit costs, invest in distribution, and compound earnings, even though margins have eased from earlier peaks.
Diversified Secured Lending And Fee BusinessesSundaram Finance operates across vehicle finance, secured lending, asset management, and insurance distribution. This combination gives the business multiple lending and fee-income channels, supporting customer cross-selling and reducing reliance on a single financial product over time.
Bears Say
Elevated And Rising LeverageHigh and recently rising leverage increases sensitivity to funding conditions, interest costs, and credit-cycle stress. Although equity has grown, the capital structure leaves less flexibility to absorb prolonged deterioration in asset quality or sustain expansion during weaker lending conditions.
Volatile Cash Flow GenerationThe multi-year pattern of deeply negative operating and free cash flow followed by a sharp 2026 rebound shows inconsistent cash conversion. Such volatility can complicate capital planning and may constrain the company’s ability to fund growth internally without relying on additional financing.
Mild Margin CompressionMargin moderation suggests profitability is not expanding at the same pace as the business and could weaken further if funding costs or credit provisions rise. Reduced margin headroom may limit earnings resilience and make future profit growth more dependent on loan-book expansion.

Sundaram Finance Limited News

SUNDARMFIN FAQ

What was Sundaram Finance Limited’s price range in the past 12 months?
Sundaram Finance Limited lowest stock price was ₹4000.00 and its highest was ₹5640.00 in the past 12 months.
    What is Sundaram Finance Limited’s market cap?
    Sundaram Finance Limited’s market cap is ₹457.34B.
      When is Sundaram Finance Limited’s upcoming earnings report date?
      Sundaram Finance Limited’s upcoming earnings report date is Nov 09, 2026 which is in 27 days.
        How were Sundaram Finance Limited’s earnings last quarter?
        Sundaram Finance Limited released its earnings results on Aug 03, 2026. The company reported ₹46.95 earnings per share for the quarter, missing the consensus estimate of ₹49.7 by -₹2.75.
          Is Sundaram Finance Limited overvalued?
          According to Wall Street analysts Sundaram Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Sundaram Finance Limited pay dividends?
            Sundaram Finance Limited pays a Semiannually dividend of ₹24 which represents an annual dividend yield of 0.97%. See more information on Sundaram Finance Limited dividends here
              What is Sundaram Finance Limited’s EPS estimate?
              Sundaram Finance Limited’s EPS estimate is 41.5.
                How many shares outstanding does Sundaram Finance Limited have?
                Sundaram Finance Limited has 111,103,860 shares outstanding.
                  What happened to Sundaram Finance Limited’s price movement after its last earnings report?
                  Sundaram Finance Limited reported an EPS of ₹46.95 in its last earnings report, missing expectations of ₹49.7. Following the earnings report the stock price went up 3.729%.
                    Which hedge fund is a major shareholder of Sundaram Finance Limited?
                    Currently, no hedge funds are holding shares in IN:SUNDARMFIN
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Sundaram Finance Limited

                      Sundaram Finance Limited is an established Indian financial institution that delivers a wide array of services. It mobilizes capital through various deposit options, including fixed, cumulative, and non-resident Indian schemes. The company offers financing for new and pre-owned automobiles, commercial vehicles, and construction equipment, alongside specialized funding for commercial vehicle fuel, tires, and insurance. Agricultural sector clients can obtain loans for new and used tractors, harvesters, and other farm machinery. For businesses, it provides working capital, enterprise, and machinery term loans, as well as channel finance. Additionally, Sundaram Finance extends housing credit and offers leasing solutions. Beyond direct lending, it serves as a distributor for financial products such as mutual funds and insurance, and supplies information technology and business support services. Its comprehensive wealth management offerings encompass financial planning, asset allocation, portfolio execution, tax management, risk management, and estate planning. The firm also supplies diverse life insurance policies, including child, pension, whole-life, term, and investment plans. Founded in Chennai, India, in 1954, the company operates across India via an extensive network of 618 branches.

                      Sundaram Finance Limited (SUNDARMFIN) Earnings & Revenues

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