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BAJFINANCE Stock Chart & Stats
₹1012.65
₹35.50(3.51%)
At close: 4:00 PM EDT
₹1012.65
₹35.50(3.51%)
Day’s Range― - ―
52-Week Range₹788.40 - ₹1,177.60
Previous CloseN/A
Volume7.61M
Average Volume (3M)327.60K
Market Cap
₹6.33T
Enterprise Value₹8.54M
Total Cash (Recent Filing)₹157.55B
Total Debt (Recent Filing)₹3.67T
Price to Earnings (P/E)31.9
Beta1.32
Next Earnings
Oct 27, 2026EPS Estimate
9.98Next Dividend Ex-DateN/A
Dividend Yield0.58%
Share Statistics
EPS (TTM)30.60
Shares Outstanding6,225,957,000
10 Day Avg. Volume472,855
30 Day Avg. Volume327,602
Financial Highlights & Ratios
PEG Ratio1.90
Price to Book (P/B)4.37
Price to Sales (P/S)6.08
P/FCF Ratio14.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,288.33Price Target Upside27.22% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)41.63
Revenue Forecast (FY)₹650.90B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthMulti-year revenue expansion, including continued 2026 growth, indicates that Bajaj Finance is still enlarging its lending franchise and customer reach. Sustained top-line growth can support operating leverage, reinvestment in distribution, and continued expansion across retail, SME, and commercial credit.
Durable ProfitabilityConsistently strong net income demonstrates that the lending model has generated durable earnings across multiple years rather than relying on a single period. This profitability provides internal capacity to support technology, distribution, risk management, and future balance-sheet growth.
Diversified Lending PlatformThe broad product range and mix of digital, point-of-sale, and partner distribution channels diversify customer acquisition and lending opportunities. This platform can deepen relationships across consumer and business segments while reducing reliance on any single loan category or origination route.
Bears Say
Elevated LeveragePersistently high leverage increases sensitivity to funding conditions, borrowing costs, and credit-cycle deterioration. A heavily debt-funded balance sheet can reduce financial flexibility during stress and make earnings more vulnerable when funding access tightens or loan losses rise.
Volatile Cash GenerationRepeatedly negative operating and free cash flow makes cash conversion less predictable despite reported profitability. This volatility can increase reliance on funding and complicate capital allocation, while sharp swings between positive and negative years reduce confidence in stable internally generated liquidity.
Margin CompressionMargin compression suggests that earnings growth has not been fully protected from rising costs or changing lending economics. If the pressure persists, future revenue gains may translate into slower profit growth, limiting operating leverage and weakening the durability of returns.
Bajaj Finance Limited News
BAJFINANCE FAQ
What was Bajaj Finance Limited’s price range in the past 12 months?
Bajaj Finance Limited lowest stock price was ₹788.40 and its highest was ₹1177.60 in the past 12 months.
What is Bajaj Finance Limited’s market cap?
Bajaj Finance Limited’s market cap is ₹6.33T.
When is Bajaj Finance Limited’s upcoming earnings report date?
Bajaj Finance Limited’s upcoming earnings report date is Oct 27, 2026 which is in 38 days.
How were Bajaj Finance Limited’s earnings last quarter?
Bajaj Finance Limited released its earnings results on Jul 30, 2026. The company reported ₹9.62 earnings per share for the quarter, missing the consensus estimate of ₹12.753 by -₹3.133.
Is Bajaj Finance Limited overvalued?
According to Wall Street analysts Bajaj Finance Limited’s price is currently Undervalued.
Does Bajaj Finance Limited pay dividends?
Bajaj Finance Limited pays a Annually dividend of ₹6 which represents an annual dividend yield of 0.58%. See more information on Bajaj Finance Limited dividends here
What is Bajaj Finance Limited’s EPS estimate?
Bajaj Finance Limited’s EPS estimate is 9.98.
How many shares outstanding does Bajaj Finance Limited have?
Bajaj Finance Limited has 6,225,957,000 shares outstanding.
What happened to Bajaj Finance Limited’s price movement after its last earnings report?
Bajaj Finance Limited reported an EPS of ₹9.62 in its last earnings report, missing expectations of ₹12.753. Following the earnings report the stock price went up 0.185%.
Which hedge fund is a major shareholder of Bajaj Finance Limited?
Currently, no hedge funds are holding shares in IN:BAJFINANCE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Finance Limited
Bajaj Finance Limited, an Indian non-banking financial institution based in Pune, was founded in 1987 and operates as a subsidiary of Bajaj Finserv Limited. The company provides a comprehensive suite of financial products and services. Its diverse lending portfolio includes financing for consumer durables, lifestyle needs, healthcare, digital products, two-wheelers, three-wheelers, used cars, and specialized credit lines for developers, medical equipment, vendors, light engineering, specialty chemicals, financial institutions, corporations, and warehouse operations. The company also offers a wide array of personal, gold, home, business, working capital, secured enterprise, and professional loans, alongside credit against fixed deposits, shares, properties, and other securities. For investors, Bajaj Finance facilitates systematic deposit plans, fixed and term deposits, and mutual funds. Its capital market services extend to IPO and ESOP financing, margin trading, and HNI and retail broking, complete with trading account and depository facilities. In addition to its credit and investment offerings, Bajaj Finance delivers various insurance products, encompassing life, general, health, and specialized pocket insurance. Complementary services include extended warranties, e-commerce solutions, lease rental discounting, financial fitness reports, EMI cards, and co-branded credit cards and digital wallets. The company was previously known as Bajaj Auto Finance Limited.
BAJFINANCE Stock 12 Month Forecast
Average Price Target
₹1,288.33
▲(27.22% Upside)
Technical Analysis
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