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IIFL Stock Chart & Stats
₹505.00
₹13.20(3.13%)
At close: 4:00 PM EST
₹505.00
₹13.20(3.13%)
Day’s Range― - ―
52-Week Range₹409.45 - ₹674.95
Previous CloseN/A
Volume3.15M
Average Volume (3M)65.98K
Market Cap
₹236.14B
Enterprise Value₹836.64K
Total Cash (Recent Filing)₹63.73B
Total Debt (Recent Filing)₹696.98B
Price to Earnings (P/E)14.3
Beta1.33
Next Earnings
Jul 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.72%
Share Statistics
EPS (TTM)39.07
Shares Outstanding425,324,980
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.31
Price to Sales (P/S)1.37
P/FCF Ratio15.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹520.00Price Target Upside2.97% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)60.25
Revenue Forecast (FY)₹93.17B
Bulls Say, Bears Say
Bulls Say
Revenue & Profit ReboundSustained top-line growth and a sharp earnings recovery in 2026 indicate the franchise can restore profitability after stress. This rebound supports retained earnings, reinvestment in branches and digital channels, and a firmer base for lending growth assuming disciplined underwriting.
Secured, Retail-Focused Loan MixA portfolio concentrated in secured retail loans (gold, mortgages, MSME business loans) provides structurally lower loss-given-default and stronger recovery mechanics versus unsecured lending. That collateral bias supports margin stability and credit resilience across cycles.
Growing Equity CushionRising equity alongside asset growth strengthens regulatory capital buffers and capacity to absorb credit losses. A larger equity base improves solvency metrics, enables measured loan portfolio expansion, and reduces near-term dilution risk when funding conditions tighten.
Bears Say
High LeverageVery high debt relative to equity leaves limited margin for error: rising funding costs or credit deterioration would sharply pressure interest spreads and capital ratios. Elevated leverage increases refinancing and liquidity risk, constraining hiring, new lending, and strategic flexibility over months.
Inconsistent Cash GenerationMulti-year negative operating and free cash flow until 2026 signals weak cash conversion from earnings. That forces reliance on wholesale funding, securitization or equity to grow assets. In volatile markets this dependency raises liquidity and execution risk for the lending franchise.
Collateral Valuation & Margin SensitivityEarnings and asset quality are structurally tied to gold and real estate valuations; adverse moves reduce collateral coverage and can spike impairments. This makes margins and NPAs cycle-sensitive, increasing the probability of episodic credit losses and profit compression over medium-term cycles.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹409.45 and its highest was ₹674.95 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹236.14B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Jul 22, 2026 which is today.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Apr 29, 2026. The company reported ₹13.8 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Undervalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Annually dividend of ₹4 which represents an annual dividend yield of 0.72%. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,324,980 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹13.8 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.812%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
Established in Mumbai, India, in 1995, IIFL Finance Limited operates as a comprehensive financial services firm, extending its reach across India and internationally. The company delivers a wide array of financial products, encompassing individual loans such as home, personal, and gold loans. For businesses, its portfolio includes loans against property, financing for small and medium enterprises, microfinance, specialized funding for real estate development and construction, and capital market finance, alongside digital financial solutions. Furthermore, IIFL offers wealth and asset management services, in addition to facilitating demat accounts, futures and options trading, and commodity trading. Its diverse clientele comprises both retail consumers and corporate entities. The organization adopted its current name, IIFL Finance Limited, in May 2019, having previously been known as IIFL Holdings Limited.
IIFL Stock 12 Month Forecast
Average Price Target
₹520.00
▲(2.97% Upside)
Technical Analysis
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