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IIFL Stock Chart & Stats
₹557.10
₹16.65(2.99%)
At close: 4:00 PM EDT
₹557.10
₹16.65(2.99%)
Day’s Range― - ―
52-Week Range₹409.45 - ₹704.90
Previous CloseN/A
Volume1.87M
Average Volume (3M)84.79K
Market Cap
₹225.80B
Enterprise Value₹1.04T
Total Cash (Recent Filing)₹48.91B
Total Debt (Recent Filing)₹739.94B
Price to Earnings (P/E)9.0
Beta1.47
Next Earnings
Jan 28, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.76%
Share Statistics
EPS (TTM)49.45
Shares Outstanding426,811,900
10 Day Avg. Volume98,028
30 Day Avg. Volume84,787
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.31
Price to Sales (P/S)1.37
P/FCF Ratio15.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹650.00Price Target Upside16.68% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)67.3
Revenue Forecast (FY)₹94.85B
Bulls Say, Bears Say
Bulls Say
Strong AUM And Profit GrowthRapid AUM expansion alongside a record profit demonstrates strong customer demand and operating scale. If management sustains this growth without weakening underwriting, the larger loan base can support recurring interest income and reinforce the company’s earnings trajectory over coming quarters.
Predominantly Secured Lending PortfolioA predominantly secured portfolio provides structural loss-mitigation support because lending is backed by collateral. This mix can improve recovery prospects and funding confidence relative to unsecured credit, while allowing IIFL to serve retail and small-business borrowers at meaningful scale.
Improving Operating Efficiency Through AIMoving AI from pilots into collections and audit creates a potentially durable operating advantage. Higher employee productivity can lower servicing costs, improve borrower engagement and support scalable growth, helping protect profitability as the branch-led loan platform expands.
Bears Say
Elevated Leverage And Need For EquityHigh gearing leaves the lender more exposed to funding-cost changes and credit stress, reducing balance-sheet flexibility during adverse conditions. The stated need for new equity also indicates growth cannot be supported entirely through internal resources and may bring dilution.
Inconsistent Cash GenerationRepeatedly volatile cash generation makes it harder to assess how reliably accounting profits convert into deployable funds. For a lender, swings linked to loan growth and working capital can increase reliance on external funding and constrain flexibility if credit conditions tighten.
Gold-loan Delinquency And Auction RiskRising early-stage delinquencies and auctions indicate emerging stress in a major portfolio segment. Although collateral can limit ultimate losses, persistent payment weakness may raise collection costs, provisions and volatility, particularly if borrower repayment conditions deteriorate.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹409.45 and its highest was ₹704.90 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹225.80B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Jan 28, 2027 which is in 93 days.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Oct 15, 2026. The company reported ₹18 earnings per share for the quarter.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Undervalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Notavailable dividend of ₹4 which represents an annual dividend yield of 0.76%. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 426,811,900 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹18 in its last earnings report. Following the earnings report the stock price went up 0.597%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
Established in Mumbai, India, in 1995, IIFL Finance Limited operates as a comprehensive financial services firm, extending its reach across India and internationally. The company delivers a wide array of financial products, encompassing individual loans such as home, personal, and gold loans. For businesses, its portfolio includes loans against property, financing for small and medium enterprises, microfinance, specialized funding for real estate development and construction, and capital market finance, alongside digital financial solutions. Furthermore, IIFL offers wealth and asset management services, in addition to facilitating demat accounts, futures and options trading, and commodity trading. Its diverse clientele comprises both retail consumers and corporate entities. The organization adopted its current name, IIFL Finance Limited, in May 2019, having previously been known as IIFL Holdings Limited.
IIFL Stock 12 Month Forecast
Average Price Target
₹650.00
▲(16.68% Upside)
Technical Analysis
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