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IndoStar Capital Finance Limited (IN:INDOSTAR)
:INDOSTAR
India Market
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IndoStar Capital Finance Limited (INDOSTAR) Price & Analysis

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INDOSTAR Stock Chart & Stats

₹232.60
₹8.00(3.02%)
At close: 4:00 PM EST
₹232.60
₹8.00(3.02%)

Bulls Say, Bears Say

Bulls Say
Return To Sustained ProfitabilityIndoStar has sustained net profits since FY2023 after prior losses, indicating the business can operate profitably. Persistent profitability enables retained earnings to rebuild capital buffers, supports provisioning against credit losses, and reduces frequent reliance on external equity for solvency over the medium term.
Re-accelerating Revenue GrowthA return to positive revenue growth in FY2026 (+4.1%) suggests demand recovery and the ability to expand loan book. Durable top-line growth allows fixed-cost absorption, supports margin recovery if sustained, and underpins longer-term earnings potential for a lending franchise.
Focused Retail And SME Lending ModelIndoStar’s focus on vehicle finance, secured loans and SME cash-flow lending is a durable business model with collateral cushions and recurring income streams. Specialized underwriting and collections expertise in these segments supports credit discipline and franchise value across economic cycles.
Bears Say
Weak And Inconsistent Cash GenerationRepeated negative operating cash flow across recent years shows poor cash conversion from lending activities. For an NBFC this raises structural funding risk, increases dependence on wholesale markets and borrowings, and can limit ability to grow the loan book or absorb shocks without external liquidity support.
Elevated And Inconsistent LeverageHistorically high leverage (~1.6x–2.3x) is meaningful for a credit-services firm, leaving limited capital buffer against credit stress. The FY2026 debt reporting discontinuity reduces comparability and transparency, complicating assessment of structural solvency and refinancing flexibility over the medium term.
Volatile Operating Profitability And Earnings QualityA sharp EBIT decline amid higher revenue signals weak operating leverage or rising credit/operational costs. Persistent volatility in core profitability undermines forecasting, indicates earnings quality risks, and may force cyclical provisioning or margin compression when credit conditions deteriorate.

IndoStar Capital Finance Limited News

INDOSTAR FAQ

What was IndoStar Capital Finance Limited’s price range in the past 12 months?
IndoStar Capital Finance Limited lowest stock price was ₹178.50 and its highest was ₹318.50 in the past 12 months.
    What is IndoStar Capital Finance Limited’s market cap?
    IndoStar Capital Finance Limited’s market cap is ₹43.42B.
      When is IndoStar Capital Finance Limited’s upcoming earnings report date?
      IndoStar Capital Finance Limited’s upcoming earnings report date is Aug 05, 2026 which is in 14 days.
        How were IndoStar Capital Finance Limited’s earnings last quarter?
        IndoStar Capital Finance Limited released its earnings results on May 27, 2026. The company reported -₹26.24 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is IndoStar Capital Finance Limited overvalued?
          According to Wall Street analysts IndoStar Capital Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does IndoStar Capital Finance Limited pay dividends?
            IndoStar Capital Finance Limited pays a Quarterly dividend of ₹1 which represents an annual dividend yield of N/A. See more information on IndoStar Capital Finance Limited dividends here
              What is IndoStar Capital Finance Limited’s EPS estimate?
              IndoStar Capital Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does IndoStar Capital Finance Limited have?
              IndoStar Capital Finance Limited has 161,585,000 shares outstanding.
                What happened to IndoStar Capital Finance Limited’s price movement after its last earnings report?
                IndoStar Capital Finance Limited reported an EPS of -₹26.24 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 8.686%.
                  Which hedge fund is a major shareholder of IndoStar Capital Finance Limited?
                  Currently, no hedge funds are holding shares in IN:INDOSTAR
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    IndoStar Capital Finance Limited

                    IndoStar Capital Finance Limited, a non-banking financial company, provides various financing services to corporates, small and medium enterprises (SMEs), and individual customers in India. The company offers vehicle finance services, including loans for commercial vehicles, farm equipment, four and two-wheelers, and construction equipment; home finance; and financing for used and new vehicles, as well as insurance products, such as life, motor, and accident cover and critical illness. It also provides small ticket micro loan against property finance services; small business loan for working capital and business expansion; and education, marriage, medical, and corporate lending products. The company was incorporated in 2009 and is based in Mumbai, India. IndoStar Capital Finance Limited operates as a subsidiary of BCP V Multiple Holdings Pte. Ltd.

                    IndoStar Capital Finance Limited (INDOSTAR) Earnings & Revenues

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