Hagerty Inc Class A (HGTY)
NYSE:HGTY
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HGTY Stock Chart & Stats
$10.83
-$0.04(-0.42%)
At close: 4:00 PM EST
$10.83
-$0.04(-0.42%)
Day’s Range― - ―
52-Week Range$8.81 - $14.00
Previous CloseN/A
Volume23.23K
Average Volume (3M)114.25K
Market Cap
$3.57B
Enterprise Value$3.42B
Total Cash (Recent Filing)$1.04B
Total Debt (Recent Filing)$279.14M
Price to Earnings (P/E)29.0
Beta0.63
Next Earnings
Aug 11, 2026EPS Estimate
-0.08Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.52
Shares Outstanding101,802,246
10 Day Avg. Volume121,833
30 Day Avg. Volume114,248
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)4.12
Price to Sales (P/S)0.87
P/FCF Ratio6.52
Enterprise Value/Market Cap0.96
Enterprise Value/Revenue2.41
Enterprise Value/Gross Profit3.09
Enterprise Value/Ebitda27.77
Forecast
1Y Price Target
$12.00Price Target Upside10.80% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)-0.04
Revenue Forecast (FY)$1.28B
Bulls Say, Bears Say
Bulls Say
Cash GenerationConsistent positive operating and free cash flow since 2022 provides durable financial flexibility. It supports investments in technology, auctions and distribution, funds the Markel transition timing effects, and reduces refinancing risk. Over 2–6 months this underpins ability to absorb seasonality and one-time GAAP impacts while funding growth initiatives.
Underwriting EconomicsAssuming 100% of U.S. underwriting economics materially improves margin capture and recurring revenue quality. Coupled with 18% written premium growth, 15% PIF growth and 89% retention, this structural change enhances long-term underwriting leverage, scales profitable premium, and should sustainably boost underwriting returns as conversions progress.
Brand & Marketplace MoatStrong auction and marketplace performance demonstrates a durable, high-margin customer acquisition and monetization channel. Events and Broad Arrow create network effects, deepen brand trust among collectors, and increase lifetime value via cross-sell (insurance, memberships, services), supporting compounding revenue beyond core insurance premiums.
Bears Say
Revenue DecelerationA steep TTM revenue decline and margin compression reduce the company's earnings cushion and make profitability more sensitive to underwriting volatility or marketplace lumpiness. Sustained top-line weakness would constrain reinvestment, slow policy growth targets, and raise execution pressure on margin recovery over the medium term.
Conversion & Expansion Execution RiskLarge-scale conversions and multi-state/international expansion create regulatory, systems and claims-scale demands. Execution shortfalls could delay revenue realization, elevate loss or service costs, and compress retention or cross-sell rates. These operational risks are structural and could meaningfully affect medium-term growth trajectories.
GAAP/cash Timing & LeverageSignificant deferred ceding-commission amortization and overlapping claim payments created near-term GAAP and cash timing pressure, while total debt (~$229M) and Broad Arrow related leverage increase financial sensitivity. If cash timing or claims trends persist, leverage could limit flexibility and raise funding or investment constraints.
Hagerty Inc Class A News
HGTY FAQ
What was Hagerty Inc Class A’s price range in the past 12 months?
Hagerty Inc Class A lowest stock price was $8.81 and its highest was $14.00 in the past 12 months.
What is Hagerty Inc Class A’s market cap?
Hagerty Inc Class A’s market cap is $3.57B.
When is Hagerty Inc Class A’s upcoming earnings report date?
Hagerty Inc Class A’s upcoming earnings report date is Aug 11, 2026 which is in 68 days.
How were Hagerty Inc Class A’s earnings last quarter?
Hagerty Inc Class A released its earnings results on May 06, 2026. The company reported -$0.04 earnings per share for the quarter, beating the consensus estimate of -$0.055 by $0.015.
Is Hagerty Inc Class A overvalued?
According to Wall Street analysts Hagerty Inc Class A’s price is currently Undervalued.
Does Hagerty Inc Class A pay dividends?
Hagerty Inc Class A does not currently pay dividends.
What is Hagerty Inc Class A’s EPS estimate?
Hagerty Inc Class A’s EPS estimate is -0.08.
How many shares outstanding does Hagerty Inc Class A have?
Hagerty Inc Class A has 101,802,246 shares outstanding.
What happened to Hagerty Inc Class A’s price movement after its last earnings report?
Hagerty Inc Class A reported an EPS of -$0.04 in its last earnings report, beating expectations of -$0.055. Following the earnings report the stock price went down -2.138%.
Which hedge fund is a major shareholder of Hagerty Inc Class A?
Currently, no hedge funds are holding shares in HGTY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hagerty Inc Class A Stock Smart Score
Neutral
1
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5
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7
8
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10
Analyst Consensus
Hold
Average Price Target:
$12.00 (10.80% Upside)
$12.00 (10.80% Upside)
Blogger Sentiment
Bullish
HGTY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 238.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $298.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.01%
12-Months-Change
Fundamentals
Return on Equity
14.47%
Trailing 12-Months
Asset Growth
9.25%
Trailing 12-Months
Company Description
Hagerty Inc Class A
Hagerty, Inc. provides insurance agency services worldwide. It offers automobile and boat insurance products; and reinsurance products. The company also provides Hagerty Media, which publishes contents through the HDC Magazine, video content, YouTube channel; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts; HVT, a valuation tool used by the customer to access current and historic pricing data of collector car, truck, SUV, and motorcycle models; and Hagerty Events, an eclectic mix of small and large events. In addition, it offers DriveShare, a peer-to-peer rental platform for collector and cool vehicles; Motorsport Reg, a motorsport membership, licensing, and event online management system that automates event listings, registration, and payment processing for various motorsport events; and Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. The company is headquartered in Traverse City, Michigan.
HGTY Company Deck
HGTY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated robust operational momentum: high single-digit to mid-teens premium growth, record new policy additions, a 77% increase in adjusted EBITDA, strong auction results, and a material structural improvement from assuming 100% of U.S. underwriting economics. The primary negatives are temporary GAAP and cash-flow impacts driven by the Markel fronting transition (notably an $89M deferred ceding commission amortization) and some marketplace revenue volatility and upfront investment/seasonality. Given management’s reaffirmed guidance and commentary that the GAAP hits will normalize by year-end, the positives outweigh the near-term accounting and timing headwinds.View all HGTY earnings summariesHGTY Stock 12 Month Forecast
Average Price Target
$12.00
▲(10.80% Upside)
Technical Analysis
Ownership Overview
3.75% Insiders
17.46% Mutual Funds
72.59% Other Institutional Investors
1.68% Public Companies and
Individual Investors