Want to see HGTY full AI Analyst Report?
HGTY Stock Chart & Stats
$13.43
$0.13(1.13%)
At close: 4:00 PM EDT
$13.43
$0.13(1.13%)
Day’s Range― - ―
52-Week Range$9.36 - $14.09
Previous Close$11.45
Volume76.53K
Average Volume (3M)409.01K
Market Cap
$4.79B
Enterprise Value$2.00K
Total Cash (Recent Filing)$1.17B
Total Debt (Recent Filing)$262.73M
Price to Earnings (P/E)33.9
Beta0.65
Next Earnings
Nov 05, 2026EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.41
Shares Outstanding102,070,526
10 Day Avg. Volume901,019
30 Day Avg. Volume409,013
Financial Highlights & Ratios
PEG Ratio0.09
Price to Book (P/B)4.12
Price to Sales (P/S)0.87
P/FCF Ratio6.52
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$13.64Price Target Upside1.56% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.03
Revenue Forecast (FY)$1.34B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationRobust free cash flow strengthens Hagerty’s liquidity and gives management flexibility to fund growth, absorb claims volatility, and support operations internally. Strong cash conversion relative to earnings also provides a durable financial cushion, although profitability softness warrants continued monitoring.
Enthusiast Ecosystem ExpansionGrowth across insurance, membership, auctions, and the UK market shows Hagerty is expanding beyond a narrow policy base. The Bennetts acquisition adds immediate specialty-insurance scale, while broader community engagement can deepen customer relationships and create more monetization opportunities.
Profitability Turnaround And Improved Operating ScaleThe sustained shift from losses to positive earnings indicates that Hagerty has improved operating scale and efficiency over multiple annual periods. Higher operating and EBITDA margins in 2024–2025 support the case that its insurance and enthusiast-platform model can produce stronger earnings power over time.
Bears Say
TTM Revenue And Margin DecelerationRecent deterioration in revenue and profitability raises questions about the durability of Hagerty’s improved earnings trajectory. Lower net income and weaker operating and EBITDA margins could limit reinvestment capacity and make future results more sensitive to execution, pricing, and claims performance.
Leverage And Thin Equity CushionBalance-sheet volatility remains a structural risk despite the recovery from negative equity in 2021. A relatively thin equity base and worsening TTM leverage can reduce resilience during weaker underwriting periods, constrain capital allocation, and increase dependence on sustained cash generation.
Markel Premium Arrangement Distorts Reported ResultsThe structural change in the Markel premium arrangement creates a lasting complication for interpreting reported revenue and GAAP profitability. Even with strong operational performance, accounting effects may obscure underlying trends, complicate comparisons, and increase the importance of adjusted measures.
Hagerty Inc Class A News
HGTY FAQ
What was Hagerty Inc Class A’s price range in the past 12 months?
Hagerty Inc Class A lowest stock price was $9.36 and its highest was $14.09 in the past 12 months.
What is Hagerty Inc Class A’s market cap?
Hagerty Inc Class A’s market cap is $4.79B.
When is Hagerty Inc Class A’s upcoming earnings report date?
Hagerty Inc Class A’s upcoming earnings report date is Nov 05, 2026 which is in 50 days.
How were Hagerty Inc Class A’s earnings last quarter?
Hagerty Inc Class A released its earnings results on Aug 05, 2026. The company reported -$0.02 earnings per share for the quarter, beating the consensus estimate of -$0.087 by $0.067.
Is Hagerty Inc Class A overvalued?
According to Wall Street analysts Hagerty Inc Class A’s price is currently Undervalued.
Does Hagerty Inc Class A pay dividends?
Hagerty Inc Class A does not currently pay dividends.
What is Hagerty Inc Class A’s EPS estimate?
Hagerty Inc Class A’s EPS estimate is <0.01.
How many shares outstanding does Hagerty Inc Class A have?
Hagerty Inc Class A has 102,070,526 shares outstanding.
What happened to Hagerty Inc Class A’s price movement after its last earnings report?
Hagerty Inc Class A reported an EPS of -$0.02 in its last earnings report, beating expectations of -$0.087. Following the earnings report the stock price went up 15.358%.
Which hedge fund is a major shareholder of Hagerty Inc Class A?
Currently, no hedge funds are holding shares in HGTY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hagerty Inc Class A Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$13.64 (1.56% Upside)
$13.64 (1.56% Upside)
Blogger Sentiment
Bullish
HGTY Sentiment 75%
Sector Average 59%
Sector Average 59%
Hedge Fund Trend
Decreased
By 552.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $122.0M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.65%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
2.84%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Hagerty Inc Class A
Hagerty, Inc. operates globally, serving as an insurance agency that specializes in policies for automobiles and boats, in addition to offering reinsurance products. Beyond its core insurance offerings, the company provides a suite of services and platforms: Hagerty Media distributes content through its HDC Magazine, various video productions, and a dedicated YouTube channel. HDC (Hagerty Drivers Club) is a subscription service that grants members access to the HDC Magazine, exclusive automotive events, proprietary vehicle valuation tools, emergency roadside assistance, and special vehicle-related discounts. HVT (Hagerty Valuation Tools) allows customers to access both current and historical pricing data for collector vehicles such as cars, trucks, SUVs, and motorcycles. Hagerty Events organizes a wide variety of gatherings, from intimate meetings to large-scale productions. DriveShare functions as a peer-to-peer platform for renting out classic and unique vehicles. MotorsportReg is an online system that streamlines membership, licensing, and event management for motorsports, automating aspects like event listings, registration processes, and payment collection. Hagerty Garage + Social furnishes clubhouses and secure storage facilities for vehicles. The company's primary operations are based in Traverse City, Michigan.
HGTY Company Deck
HGTY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated robust operational momentum: high single-digit to mid-teens premium growth, record new policy additions, a 77% increase in adjusted EBITDA, strong auction results, and a material structural improvement from assuming 100% of U.S. underwriting economics. The primary negatives are temporary GAAP and cash-flow impacts driven by the Markel fronting transition (notably an $89M deferred ceding commission amortization) and some marketplace revenue volatility and upfront investment/seasonality. Given management’s reaffirmed guidance and commentary that the GAAP hits will normalize by year-end, the positives outweigh the near-term accounting and timing headwinds.View all HGTY earnings summariesHGTY Stock 12 Month Forecast
Average Price Target
$13.64
▲(1.56% Upside)
Technical Analysis
Ownership Overview
3.73% Insiders
17.11% Mutual Funds
72.57% Other Institutional Investors
2.27% Public Companies and
Individual Investors