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HGTY Stock Chart & Stats
$11.68
$0.13(1.13%)
At close: 4:00 PM EDT
$11.68
$0.13(1.13%)
Day’s Range― - ―
52-Week Range$8.81 - $14.00
Previous Close$11.45
Volume76.53K
Average Volume (3M)114.25K
Market Cap
$3.96B
Enterprise Value$1.86K
Total Cash (Recent Filing)$476.32M
Total Debt (Recent Filing)$317.26M
Price to Earnings (P/E)22.0
Beta0.59
Next Earnings
Aug 05, 2026EPS Estimate
-0.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.52
Shares Outstanding101,802,246
10 Day Avg. Volume121,833
30 Day Avg. Volume114,248
Financial Highlights & Ratios
PEG Ratio0.09
Price to Book (P/B)4.12
Price to Sales (P/S)0.87
P/FCF Ratio6.52
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$12.14Price Target Upside3.94% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)-0.1
Revenue Forecast (FY)$1.30B
Bulls Say, Bears Say
Bulls Say
High Retention And Policy GrowthAn 89% retention rate and record new-policy additions indicate a sticky, recurring revenue base. Stable retention supports predictable premium renewal rolls, lowers acquisition cost per lifetime customer, and underpins sustainable written premium growth across insurance and cross-sell channels over the medium term.
Underwriting Discipline And Margin RecoveryA combined ratio around 87% and a sharp rise in adjusted EBITDA signal disciplined underwriting and profitability leverage. Consistently sub-100% combined ratios translate to underwriting profits and recurring operating cash, supporting margin sustainability and reduced sensitivity to investment returns over time.
Capture Of Full U.S. Underwriting EconomicsControlling 100% of underwriting economics materially increases premium retention and insurtech float, improving investment income potential and revenue capture. This structural shift enhances long-term unit economics and offers durable upside to underwriting margins and returns on equity as the transition scales.
Bears Say
TTM Revenue And Margin DecelerationTrailing-twelve-month revenue decline and margin compression reduce earnings resilience and the buffer against underwriting or investment shocks. Persistent deceleration can pressure free cash flow and limit capital for growth initiatives, making the business more sensitive to cyclical insurance outcomes and expense ramps.
Material GAAP Accounting AmortizationAn $89M deferred ceding-commission amortization is a large, near-term GAAP drag that produced reported losses and complicates performance comparability. Even if temporary, such accounting items can affect covenant metrics, investor perceptions, and management incentives until fully recognized, constraining capital allocation flexibility.
Execution And Regulatory Risk From Large ConversionsConverting hundreds of thousands of policies and scaling distribution across states introduces regulatory approvals, integration of claims/reserving processes, and operational execution risk. Missteps could pressure loss ratios, increase operating costs, or delay revenue realization, making growth reliant on complex implementation milestones.
Hagerty Inc Class A News
HGTY FAQ
What was Hagerty Inc Class A’s price range in the past 12 months?
Hagerty Inc Class A lowest stock price was $8.81 and its highest was $14.00 in the past 12 months.
What is Hagerty Inc Class A’s market cap?
Hagerty Inc Class A’s market cap is $3.96B.
When is Hagerty Inc Class A’s upcoming earnings report date?
Hagerty Inc Class A’s upcoming earnings report date is Aug 05, 2026 which is in 3 days.
How were Hagerty Inc Class A’s earnings last quarter?
Hagerty Inc Class A released its earnings results on May 06, 2026. The company reported -$0.04 earnings per share for the quarter, beating the consensus estimate of -$0.055 by $0.015.
Is Hagerty Inc Class A overvalued?
According to Wall Street analysts Hagerty Inc Class A’s price is currently Undervalued.
Does Hagerty Inc Class A pay dividends?
Hagerty Inc Class A does not currently pay dividends.
What is Hagerty Inc Class A’s EPS estimate?
Hagerty Inc Class A’s EPS estimate is -0.09.
How many shares outstanding does Hagerty Inc Class A have?
Hagerty Inc Class A has 101,802,246 shares outstanding.
What happened to Hagerty Inc Class A’s price movement after its last earnings report?
Hagerty Inc Class A reported an EPS of -$0.04 in its last earnings report, beating expectations of -$0.055. Following the earnings report the stock price went down -2.138%.
Which hedge fund is a major shareholder of Hagerty Inc Class A?
Currently, no hedge funds are holding shares in HGTY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hagerty Inc Class A Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$12.14 (3.94% Upside)
$12.14 (3.94% Upside)
Blogger Sentiment
Bullish
HGTY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 238.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $99.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.01%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
9.25%
Trailing 12-Months
Company Description
Hagerty Inc Class A
Hagerty, Inc. operates globally, serving as an insurance agency that specializes in policies for automobiles and boats, in addition to offering reinsurance products. Beyond its core insurance offerings, the company provides a suite of services and platforms: Hagerty Media distributes content through its HDC Magazine, various video productions, and a dedicated YouTube channel. HDC (Hagerty Drivers Club) is a subscription service that grants members access to the HDC Magazine, exclusive automotive events, proprietary vehicle valuation tools, emergency roadside assistance, and special vehicle-related discounts. HVT (Hagerty Valuation Tools) allows customers to access both current and historical pricing data for collector vehicles such as cars, trucks, SUVs, and motorcycles. Hagerty Events organizes a wide variety of gatherings, from intimate meetings to large-scale productions. DriveShare functions as a peer-to-peer platform for renting out classic and unique vehicles. MotorsportReg is an online system that streamlines membership, licensing, and event management for motorsports, automating aspects like event listings, registration processes, and payment collection. Hagerty Garage + Social furnishes clubhouses and secure storage facilities for vehicles. The company's primary operations are based in Traverse City, Michigan.
HGTY Company Deck
HGTY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated robust operational momentum: high single-digit to mid-teens premium growth, record new policy additions, a 77% increase in adjusted EBITDA, strong auction results, and a material structural improvement from assuming 100% of U.S. underwriting economics. The primary negatives are temporary GAAP and cash-flow impacts driven by the Markel fronting transition (notably an $89M deferred ceding commission amortization) and some marketplace revenue volatility and upfront investment/seasonality. Given management’s reaffirmed guidance and commentary that the GAAP hits will normalize by year-end, the positives outweigh the near-term accounting and timing headwinds.View all HGTY earnings summariesHGTY Stock 12 Month Forecast
Average Price Target
$12.14
▲(3.94% Upside)
Technical Analysis
Ownership Overview
3.74% Insiders
17.16% Mutual Funds
5.88% Other Institutional Investors
68.94% Public Companies and
Individual Investors