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PLMR Stock Chart & Stats
$131.82
$8.38(6.49%)
At close: 4:00 PM EDT
$131.82
$8.38(6.49%)
Day’s Range― - ―
52-Week Range$100.81 - $147.62
Previous CloseN/A
Volume241.80K
Average Volume (3M)235.87K
Market Cap
$3.63B
Enterprise Value$3.72B
Total Cash (Recent Filing)$1.57B
Total Debt (Recent Filing)$295.77M
Price to Earnings (P/E)18.3
Beta0.21
Next Earnings
Nov 04, 2026EPS Estimate
2.58Next Dividend Ex-DateN/A
Dividend Yield0.32%
Share Statistics
EPS (TTM)7.67
Shares Outstanding26,317,682
10 Day Avg. Volume220,728
30 Day Avg. Volume235,870
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)3.81
Price to Sales (P/S)4.10
P/FCF Ratio8.93
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue3.40
Enterprise Value/Gross Profit5.86
Enterprise Value/Ebitda12.93
Forecast
1Y Price Target
$158.50Price Target Upside20.24% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)10.07
Revenue Forecast (FY)$2.62B
Bulls Say, Bears Say
Bulls Say
Specialty Growth And ProfitabilityStrong premium growth combined with higher underwriting income indicates Palomar is expanding its specialty platform while preserving attractive economics. This supports scale benefits, reinforces distribution momentum, and provides a durable base for continued earnings growth across targeted insurance niches.
Diversified Product PlatformA broader mix across specialty products reduces reliance on any single line and creates multiple avenues for premium expansion. Continued growth in casualty, inland marine, property, surety, and crop can make the business more resilient as pricing and loss conditions vary by market.
Strong Capital And Cash GenerationRobust cash generation closely tracking net income, alongside effectively debt-free capitalization, gives Palomar substantial flexibility. The company can support underwriting growth, absorb catastrophe volatility, invest in technology, and return capital while maintaining financial resilience.
Bears Say
Higher Loss Exposure From Crop And CasualtyRapid expansion in crop and selected casualty increases exposure to lines with higher loss ratios and less predictable timing. If this mix persists, elevated claims could pressure underwriting margins and make reported profitability more variable despite strong premium growth.
Competitive Rate PressureSustained pricing competition in large commercial earthquake and property can constrain future premium quality and underwriting margins. New business priced below technical levels would create added risk, making disciplined risk selection and exposure management increasingly important.
Greater Reinsurance SensitivityA greater role for quota share and changing excess-of-loss structures can increase sensitivity to reinsurance pricing, timing, and economics. Although reinsurance limits catastrophe exposure, higher ceded participation may reduce retained underwriting upside and complicate earnings comparability.
Palomar Holdings News
PLMR FAQ
What was Palomar Holdings Inc’s price range in the past 12 months?
Palomar Holdings Inc lowest stock price was $100.81 and its highest was $147.62 in the past 12 months.
What is Palomar Holdings Inc’s market cap?
Palomar Holdings Inc’s market cap is $3.63B.
When is Palomar Holdings Inc’s upcoming earnings report date?
Palomar Holdings Inc’s upcoming earnings report date is Nov 04, 2026 which is in 13 days.
How were Palomar Holdings Inc’s earnings last quarter?
Palomar Holdings Inc released its earnings results on Aug 04, 2026. The company reported $2.36 earnings per share for the quarter, beating the consensus estimate of $2.189 by $0.171.
Is Palomar Holdings Inc overvalued?
According to Wall Street analysts Palomar Holdings Inc’s price is currently Undervalued.
Does Palomar Holdings Inc pay dividends?
Palomar Holdings Inc pays a Notavailable dividend of $0.45 which represents an annual dividend yield of 0.32%. See more information on Palomar Holdings Inc dividends here
What is Palomar Holdings Inc’s EPS estimate?
Palomar Holdings Inc’s EPS estimate is 2.58.
How many shares outstanding does Palomar Holdings Inc have?
Palomar Holdings Inc has 26,317,682 shares outstanding.
What happened to Palomar Holdings Inc’s price movement after its last earnings report?
Palomar Holdings Inc reported an EPS of $2.36 in its last earnings report, beating expectations of $2.189. Following the earnings report the stock price went down -1.55%.
Which hedge fund is a major shareholder of Palomar Holdings Inc?
Currently, no hedge funds are holding shares in PLMR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Palomar Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$158.50 (20.24% Upside)
$158.50 (20.24% Upside)
Blogger Sentiment
Bullish
PLMR Sentiment 83%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 109.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.5%
Last 30 Days ▲ 17.0%
Last 30 Days ▲ 17.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
22.48%
12-Months-Change
Fundamentals
Return on Equity
21.61%
Trailing 12-Months
Asset Growth
42.18%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Palomar Holdings Inc
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previously named GC Palomar Holdings, was founded in 2013 and maintains its corporate headquarters in La Jolla, California.
PLMR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operational and financial performance: record adjusted earnings, robust top-line growth (GWP +27%), meaningful franchise expansions (crop +96%, surety +236%), favorable reinsurance placements, and capital returns (share repurchases and dividend). Challenges were acknowledged — higher losses and an increased loss ratio due to mix and timing (notably crop), competitive rate pressure in large commercial earthquake and property, and modestly higher expense ratios — but management emphasized disciplined underwriting, conservative reserving, and line-by-line reinsurance and capital management actions to mitigate these headwinds. On balance, the positive execution, guidance raise, and material franchise expansions outweigh the manageable lowlights.View all PLMR earnings summariesPLMR Stock 12 Month Forecast
Average Price Target
$158.50
▲(20.24% Upside)
Technical Analysis
Kinsale Capital Group
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Skyward Specialty Insurance Group, Inc.
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Bowhead Specialty Holdings Inc.
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American Integrity Insurance Group, Inc.
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Ategrity Specialty Holdings LLC
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Ownership Overview
2.69% Insiders
28.87% Mutual Funds
1.47% Other Institutional Investors
38.68% Public Companies and
Individual Investors