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LMND Stock Chart & Stats
$53.64
$1.85(3.08%)
At close: 4:00 PM EDT
$53.64
$1.85(3.08%)
Day’s Range― - ―
52-Week Range$42.70 - $99.90
Previous Close$61.24
Volume933.45K
Average Volume (3M)1.12M
Market Cap
$3.34B
Enterprise Value$5.21B
Total Cash (Recent Filing)$559.90M
Total Debt (Recent Filing)$206.40M
Price to Earnings (P/E)―
Beta1.56
Next Earnings
Nov 05, 2026EPS Estimate
-0.58Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.87
Shares Outstanding77,396,614
10 Day Avg. Volume1,232,485
30 Day Avg. Volume1,120,232
Financial Highlights & Ratios
PEG Ratio1.60
Price to Book (P/B)9.58
Price to Sales (P/S)6.93
P/FCF Ratio-197.38
Enterprise Value/Market Cap1.56
Enterprise Value/Revenue5.60
Enterprise Value/Gross Profit11.70
Enterprise Value/Ebitda-42.67
Forecast
1Y Price Target
$49.00Price Target Upside-8.65% Downside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)-1.85
Revenue Forecast (FY)$1.22B
Bulls Say, Bears Say
Bulls Say
Premium And Revenue GrowthRapid growth in revenue, in-force premium, customers, and premium per customer indicates expanding distribution and product adoption. Continued premium growth can improve operating leverage and make Lemonade’s technology investment base more productive over the next several quarters.
Improving Underwriting EfficiencyLower loss-adjustment expense demonstrates that AI-driven claims automation is reducing the cost to serve policyholders. If maintained across a growing book, this efficiency can support stronger unit economics, improve gross margins, and reinforce Lemonade’s digital operating advantage.
Positive Cash GenerationThe shift from negative to positive operating and free cash flow provides evidence that improving gross profit is beginning to translate into financial resources. Sustained cash generation would increase flexibility to fund expansion, absorb claims volatility, and reduce reliance on external capital.
Bears Say
Persistent GAAP LossesLemonade has improved revenue and gross margins but has not yet reached GAAP profitability. Continuing losses reduce the company’s ability to compound equity internally, can pressure regulatory capital over time, and leave the business dependent on further execution to convert growth into durable returns.
High Operating Expense BurdenOperating costs are growing faster than the underlying premium base in the cited quarter, limiting the benefit of improved gross profit. Elevated marketing, technology, and administrative spending could delay breakeven if customer acquisition or cross-selling does not produce sufficient recurring premium and margin.
Underwriting And Reserve Durability RiskHigher veterinary costs can pressure pet insurance margins and require rate increases to preserve underwriting results. At the same time, recent reserve releases were favorable and prior reserving was described as conservative, so future periods must demonstrate that claims performance and profitability remain durable without similar benefits.
Lemonade News
LMND FAQ
What was Lemonade’s price range in the past 12 months?
Lemonade lowest stock price was $42.70 and its highest was $99.90 in the past 12 months.
What is Lemonade’s market cap?
Lemonade’s market cap is $3.34B.
When is Lemonade’s upcoming earnings report date?
Lemonade’s upcoming earnings report date is Nov 05, 2026 which is in 14 days.
How were Lemonade’s earnings last quarter?
Lemonade released its earnings results on Jul 29, 2026. The company reported -$0.56 earnings per share for the quarter, beating the consensus estimate of -$0.564 by $0.004.
Is Lemonade overvalued?
According to Wall Street analysts Lemonade’s price is currently Overvalued.
Does Lemonade pay dividends?
Lemonade does not currently pay dividends.
What is Lemonade’s EPS estimate?
Lemonade’s EPS estimate is -0.58.
How many shares outstanding does Lemonade have?
Lemonade has 77,396,614 shares outstanding.
What happened to Lemonade’s price movement after its last earnings report?
Lemonade reported an EPS of -$0.56 in its last earnings report, beating expectations of -$0.564. Following the earnings report the stock price went down -23.716%.
Which hedge fund is a major shareholder of Lemonade?
Currently, no hedge funds are holding shares in LMND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lemonade Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$49.00 (-8.65% Downside)
$49.00 (-8.65% Downside)
Blogger Sentiment
Bullish
LMND Sentiment 76%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Increased
By 136.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $785.2K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 1.4%
Last 30 Days ▼ 1.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-9.03%
12-Months-Change
Fundamentals
Return on Equity
-26.78%
Trailing 12-Months
Asset Growth
18.93%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Lemonade
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.
LMND Company Deck
LMND Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: strong top-line acceleration (revenue +79%, IFP +32.5%), record gross profit, meaningful improvements in adjusted EBITDA and free cash flow, industry-leading claims efficiency (LAE 5%), and positive operating momentum across car and product expansion. Key near-term challenges include elevated operating expenses, ongoing GAAP net losses, seasonal negative operating cash flow, and pressure in pet insurance from vet cost inflation. Management provided reassuring context on capital (reinsurance and financing improvements), sustainable unit economics (LTV:CAC ~3x), and guidance that targets adjusted EBITDA breakeven in Q4, supporting an overall constructive outlook.View all LMND earnings summariesLMND Stock 12 Month Forecast
Average Price Target
$49.00
▼(-8.65% Downside)
Technical Analysis
Ownership Overview
11.69% Insiders
13.99% Mutual Funds
0.24% Other Institutional Investors
60.02% Public Companies and Individual Investors