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LMND Stock Chart & Stats
$70.94
-$1.54(-4.26%)
At close: 4:00 PM EST
$70.94
-$1.54(-4.26%)
Day’s Range― - ―
52-Week Range$35.70 - $99.90
Previous CloseN/A
Volume975.37K
Average Volume (3M)1.48M
Market Cap
$5.16B
Enterprise Value$4.98K
Total Cash (Recent Filing)$577.80M
Total Debt (Recent Filing)$200.40M
Price to Earnings (P/E)―
Beta1.54
Next Earnings
Jul 29, 2026EPS Estimate
-0.56Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.91
Shares Outstanding76,820,786
10 Day Avg. Volume1,453,211
30 Day Avg. Volume1,482,446
Financial Highlights & Ratios
PEG Ratio1.60
Price to Book (P/B)9.58
Price to Sales (P/S)6.93
P/FCF Ratio-197.38
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$70.71Price Target Upside-0.32% Downside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)-1.74
Revenue Forecast (FY)$1.21B
Bulls Say, Bears Say
Bulls Say
Revenue Growth & ScaleSustained multi-year top-line expansion and rising in-force premiums demonstrate the company’s ability to scale distribution and cross-sell. Durable revenue growth supports operating leverage, funds product development, and underpins a multi-quarter path toward self-funded growth and profitability.
Improving Unit Economics & AutomationMarked gross-profit and margin improvement reflect better underwriting mix and higher premium retention. Combined with AI-driven automation (low LAE, higher IFP per employee) and LTV:CAC >3x, these structural efficiency gains should persist and raise long-term unit economics.
Positive Cash Flow & Strong LiquidityA TTM turn to positive operating and free cash flow and roughly $1.1B in cash/investments provide a durable liquidity cushion. Consistent adjusted free cash flow quarters reduce near-term financing pressure and support continued marketing and product investments over coming quarters.
Bears Say
Persisting GAAP Losses & Negative Net MarginDespite adjusted metrics improving, GAAP losses persist and net margins remain negative, meaning the business has not yet fully converted growth into sustained GAAP profitability. Continued losses can erode capital and constrain strategic flexibility if not fully closed within forecasted quarters.
High Combined Ratio / Underwriting PerformanceA materially elevated combined ratio signals structural underwriting weakness relative to incumbents. This raises dependence on reinsurance, pricing actions, or product mix changes; underwriting deficits can persistently suppress margins and force trade-offs between growth and profitability.
Equity Erosion & Negative Returns On EquityCumulative losses have materially reduced equity and produced deeply negative ROE, weakening the capital buffer needed for underwriting and regulatory surplus. This structural capital pressure increases reliance on external financing and could limit growth or require conservative underwriting until equity recovers.
Lemonade News
LMND FAQ
What was Lemonade Inc’s price range in the past 12 months?
Lemonade Inc lowest stock price was $35.70 and its highest was $99.90 in the past 12 months.
What is Lemonade Inc’s market cap?
Lemonade Inc’s market cap is $5.16B.
When is Lemonade Inc’s upcoming earnings report date?
Lemonade Inc’s upcoming earnings report date is Jul 29, 2026 which is in 9 days.
How were Lemonade Inc’s earnings last quarter?
Lemonade Inc released its earnings results on Apr 29, 2026. The company reported -$0.47 earnings per share for the quarter, beating the consensus estimate of -$0.566 by $0.096.
Is Lemonade Inc overvalued?
According to Wall Street analysts Lemonade Inc’s price is currently Overvalued.
Does Lemonade Inc pay dividends?
Lemonade Inc does not currently pay dividends.
What is Lemonade Inc’s EPS estimate?
Lemonade Inc’s EPS estimate is -0.56.
How many shares outstanding does Lemonade Inc have?
Lemonade Inc has 76,820,786 shares outstanding.
What happened to Lemonade Inc’s price movement after its last earnings report?
Lemonade Inc reported an EPS of -$0.47 in its last earnings report, beating expectations of -$0.566. Following the earnings report the stock price went down -14.855%.
Which hedge fund is a major shareholder of Lemonade Inc?
Currently, no hedge funds are holding shares in LMND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lemonade Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$70.71 (-0.32% Downside)
$70.71 (-0.32% Downside)
Blogger Sentiment
Bullish
LMND Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 90.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $275.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 3.4%
Last 30 Days ▼ 3.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
64.93%
12-Months-Change
Fundamentals
Return on Equity
-26.52%
Trailing 12-Months
Asset Growth
19.68%
Trailing 12-Months
Company Description
Lemonade Inc
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.
LMND Stock 12 Month Forecast
Average Price Target
$70.71
▼(-0.32% Downside)
Technical Analysis
Ownership Overview
11.79% Insiders
14.09% Mutual Funds
0.14% Other Institutional Investors
59.79% Public Companies and Individual Investors