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GSHD Stock Chart & Stats
$71.31
$4.85(9.00%)
At close: 4:00 PM EDT
$71.31
$4.85(9.00%)
Day’s Range― - ―
52-Week Range$33.68 - $79.85
Previous CloseN/A
Volume934.76K
Average Volume (3M)495.48K
Market Cap
$1.61B
Enterprise Value$2.00B
Total Cash (Recent Filing)$23.66M
Total Debt (Recent Filing)$372.84M
Price to Earnings (P/E)31.7
Beta0.53
Next Earnings
Nov 09, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend Yield5.56%
Share Statistics
EPS (TTM)1.43
Shares Outstanding23,802,805
10 Day Avg. Volume363,694
30 Day Avg. Volume495,481
Financial Highlights & Ratios
PEG Ratio-6.80
Price to Book (P/B)-19.26
Price to Sales (P/S)5.04
P/FCF Ratio21.37
Enterprise Value/Market Cap1.24
Enterprise Value/Revenue4.98
Enterprise Value/Gross Profit7.91
Enterprise Value/Ebitda17.30
Forecast
1Y Price Target
$61.55Price Target Upside-13.69% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)2.1
Revenue Forecast (FY)$425.99M
Bulls Say, Bears Say
Bulls Say
Policy And Revenue GrowthDouble-digit growth in written premiums, policies, and organic revenue indicates continued customer demand and expanding distribution scale. Because Goosehead earns commissions on policies placed and renewed, a larger policy base can support recurring revenue growth and strengthen operating leverage over the next several quarters.
Margin Expansion And Cash GenerationSubstantial improvement in EBIT and EBITDA margins shows that the agency model is converting revenue growth into stronger operating profitability. Consistently positive operating and free cash flow provides internal funding for technology, hiring, and distribution investments while supporting financial resilience.
Technology And Distribution ScalabilityEnd-to-end digital shopping and AI-assisted service can increase agent productivity and allow Goosehead to handle more customer activity without matching growth in routine service work. Combined with expanding enterprise distribution, these capabilities may widen the platform's scalability and reach.
Bears Say
Negative Equity And Rising DebtNegative equity and materially higher debt reduce financial flexibility even as operating results improve. A larger debt burden can constrain investment and capital allocation, while the absence of a positive equity cushion makes the company more sensitive to earnings volatility or weaker cash generation.
Investment-Driven Margin PressureGrowth investments in sales talent, technology, and service may temporarily outpace underlying revenue expansion. If productivity gains do not catch up, higher operating costs could limit margin progression and reduce the amount of incremental revenue that converts into durable earnings.
Auto Pricing HeadwindsLower renewal pricing can restrain premium growth per policy and reduce the commission base even when policy counts continue rising. Larger declines on renewals are particularly relevant to Goosehead because retained policies generate recurring commissions, potentially weakening revenue durability and growth quality.
GooseHead Insurance News
GSHD FAQ
What was GooseHead Insurance Inc’s price range in the past 12 months?
GooseHead Insurance Inc lowest stock price was $33.68 and its highest was $79.85 in the past 12 months.
What is GooseHead Insurance Inc’s market cap?
GooseHead Insurance Inc’s market cap is $1.61B.
When is GooseHead Insurance Inc’s upcoming earnings report date?
GooseHead Insurance Inc’s upcoming earnings report date is Nov 09, 2026 which is in 16 days.
How were GooseHead Insurance Inc’s earnings last quarter?
GooseHead Insurance Inc released its earnings results on Jul 22, 2026. The company reported $0.64 earnings per share for the quarter, beating the consensus estimate of $0.474 by $0.166.
Is GooseHead Insurance Inc overvalued?
According to Wall Street analysts GooseHead Insurance Inc’s price is currently Overvalued.
Does GooseHead Insurance Inc pay dividends?
GooseHead Insurance Inc pays a Notavailable dividend of $5.91 which represents an annual dividend yield of 5.56%. See more information on GooseHead Insurance Inc dividends here
What is GooseHead Insurance Inc’s EPS estimate?
GooseHead Insurance Inc’s EPS estimate is 0.51.
How many shares outstanding does GooseHead Insurance Inc have?
GooseHead Insurance Inc has 23,802,805 shares outstanding.
What happened to GooseHead Insurance Inc’s price movement after its last earnings report?
GooseHead Insurance Inc reported an EPS of $0.64 in its last earnings report, beating expectations of $0.474. Following the earnings report the stock price went up 4.864%.
Which hedge fund is a major shareholder of GooseHead Insurance Inc?
Currently, no hedge funds are holding shares in GSHD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
GooseHead Insurance Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$61.55 (-13.69% Downside)
$61.55 (-13.69% Downside)
Blogger Sentiment
Bullish
GSHD Sentiment 80%
Sector Average 60%
Sector Average 60%
Insider Transactions
Sold Shares
Worth $1.6M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-26.26%
12-Months-Change
Fundamentals
Return on Equity
-32.52%
Trailing 12-Months
Asset Growth
-6.81%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
GooseHead Insurance Inc
Goosehead Insurance, Inc. functions as the parent entity for Goosehead Financial, LLC, an enterprise dedicated to delivering personal lines insurance brokerage services throughout the United States. Its operational framework is divided into two primary segments: a direct Corporate Channel and an expansive Franchise Channel. The firm offers a comprehensive suite of insurance products, encompassing coverage for homeowners, automobiles, and various dwelling properties. Their specialized policies include protection against floods, wind damage, and earthquakes, alongside excess liability (umbrella) coverage. Additionally, they provide policies for motorcycles, recreational vehicles, general liability, other property types, and life insurance. By December 31, 2021, the company's network boasted a total of 2,151 franchised locations. Established in 2003, Goosehead Insurance, Inc. maintains its corporate headquarters in Westlake, Texas.
GSHD Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call emphasized broad-based operational momentum: double-digit premium and policy growth, improving client retention, strong revenue and adjusted EBITDA expansion, substantial gains in producer productivity, successful technology rollouts (Digital Agent and Lily), and accelerating enterprise partnerships. Key upside drivers included a large year-over-year increase in contingent commissions, robust new business commissions and royalties, and continued franchise monetization (average payments to franchises +35% YoY). Offsetting items include planned higher comp and G&A spending tied to growth investments (which may compress margins ex-contingent), contingent commission volatility, moderate pricing declines in auto (and modest home pressure), some one-time implementation and contract termination costs, and a modest cash balance relative to debt. On balance, positives notably outweigh the risks, driven by consistent execution, meaningful top-line and profitability improvements, and a clear path for scaling distribution and technology.View all GSHD earnings summariesGSHD Revenue Breakdown
55.03% Franchise Revenue
44.42% Commissions and Agency Fees
0.55% Interest Income
GSHD Stock 12 Month Forecast
Average Price Target
$61.55
▼(-13.69% Downside)
Technical Analysis
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