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BWIN Stock Chart & Stats
$31.30
$0.58(2.24%)
At close: 4:00 PM EDT
$31.30
$0.58(2.24%)
Day’s Range― - ―
52-Week Range$15.88 - $32.71
Previous CloseN/A
Volume876.58K
Average Volume (3M)3.92M
Market Cap
$4.47B
Enterprise Value$4.96B
Total Cash (Recent Filing)$184.50M
Total Debt (Recent Filing)$2.69B
Price to Earnings (P/E)―
Beta0.52
Next Earnings
Nov 09, 2026EPS Estimate
0.43Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.18
Shares Outstanding97,617,600
10 Day Avg. Volume3,380,040
30 Day Avg. Volume3,915,061
Financial Highlights & Ratios
PEG Ratio-1.70
Price to Book (P/B)2.72
Price to Sales (P/S)1.08
P/FCF Ratio-23.68
Enterprise Value/Market Cap1.11
Enterprise Value/Revenue2.85
Enterprise Value/Gross Profit29.79
Enterprise Value/Ebitda80.30
Forecast
1Y Price Target
$31.20Price Target Upside-0.32% Downside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)2.01
Revenue Forecast (FY)$2.01B
Bulls Say, Bears Say
Bulls Say
Strong Revenue ExpansionRevenue growth from $560 million to $1.74 billion demonstrates substantial expansion in Baldwin’s distribution platform and client reach. Greater scale can support broader carrier relationships, deepen operating leverage, and create a stronger base for future organic growth across commercial, benefits, personal, and specialty offerings.
Early AI Productivity GainsMeasured automation gains provide evidence that Baldwin can improve productivity beyond simple revenue growth. Higher processing accuracy and lower reconciliation costs may support margin expansion, reduce recurring operating expense, and increase the scalability of its brokerage and advisory model over the coming quarters.
MGA/TPA Product GrowthRapid MGA/TPA expansion and new proprietary programs broaden Baldwin’s product footprint and distribution opportunities. Licensing Brev across 13 states creates a larger platform for recurring placement activity, while the planned builder program adds another potential growth vector into 2027.
Bears Say
Persistent UnprofitabilityPersistent net losses and the return to negative TTM operating and gross profit indicate that Baldwin has not yet established dependable earnings quality at its current scale. Margin volatility can limit internally funded investment, weaken resilience, and make future profitability more sensitive to execution and business mix.
Elevated LeverageElevated leverage reduces financial flexibility while Baldwin continues to work toward stable profitability and cash conversion. Higher debt obligations can constrain acquisitions, buybacks, and investment capacity, leaving the company less able to absorb operating setbacks or fund growth without relying on external financing.
Integration-Related Client AttritionIntegration changes to compensation, go-to-market structure, and redundancies have already reduced retention and created a measurable revenue loss. Continued client or producer disruption could pressure renewal economics and undermine the benefits of the integration, particularly as legacy revenue faces another $4–$5 million impact in the second half.
Baldwin Insurance Group News
BWIN FAQ
What was Baldwin Insurance Group’s price range in the past 12 months?
Baldwin Insurance Group lowest stock price was $15.88 and its highest was $32.70 in the past 12 months.
What is Baldwin Insurance Group’s market cap?
Baldwin Insurance Group’s market cap is $4.47B.
When is Baldwin Insurance Group’s upcoming earnings report date?
Baldwin Insurance Group’s upcoming earnings report date is Nov 09, 2026 which is in 32 days.
How were Baldwin Insurance Group’s earnings last quarter?
Baldwin Insurance Group released its earnings results on Jul 30, 2026. The company reported $0.48 earnings per share for the quarter, beating the consensus estimate of $0.471 by $0.009.
Is Baldwin Insurance Group overvalued?
According to Wall Street analysts Baldwin Insurance Group’s price is currently Overvalued.
Does Baldwin Insurance Group pay dividends?
Baldwin Insurance Group does not currently pay dividends.
What is Baldwin Insurance Group’s EPS estimate?
Baldwin Insurance Group’s EPS estimate is 0.43.
How many shares outstanding does Baldwin Insurance Group have?
Baldwin Insurance Group has 97,617,600 shares outstanding.
What happened to Baldwin Insurance Group’s price movement after its last earnings report?
Baldwin Insurance Group reported an EPS of $0.48 in its last earnings report, beating expectations of $0.471. Following the earnings report the stock price went up 3.934%.
Which hedge fund is a major shareholder of Baldwin Insurance Group?
Currently, no hedge funds are holding shares in BWIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Baldwin Insurance Group Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$31.20 (-0.32% Downside)
$31.20 (-0.32% Downside)
Blogger Sentiment
Neutral
BWIN Sentiment 67%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 1.8M Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.15%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
65.14%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Baldwin Insurance Group
Operating across the United States, The Baldwin Insurance Group, Inc. is an independent firm dedicated to providing insurance and comprehensive risk management services. The company's activities are organized into three primary segments: 1. Insurance Advisory Solutions: This division offers tailored commercial risk management, employee benefits programs, and private risk management solutions, catering to businesses, affluent individuals, and their families. 2. Underwriting, Capacity & Technology Solutions: Through its "Future" platform, this segment develops technology-enabled insurance products spanning personal, commercial, and specialty lines. It also functions as a specialty wholesale broker for professionals, individuals, and specific niche industries, alongside delivering reinsurance brokerage services. 3. Mainstreet Insurance Solutions: This segment focuses on providing fundamental personal, commercial, and life and health insurance coverage to individuals and businesses within local communities. Originally founded in 2011 as BRP Group, Inc., the company adopted its current name, The Baldwin Insurance Group, Inc., in May 2024. Its corporate headquarters are located in Tampa, Florida.
BWIN Company Deck
BWIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong operational and financial momentum: sizable adjusted EBITDA growth (+37%), large free cash flow improvement (+437% YoY), substantial partnership and CAC new business wins, meaningful MGA/TPA and MIS progress, and early, measurable AI productivity gains. Key negatives were a GAAP net loss, modest reported organic revenue growth (2%), reinsurance and rate/exposure headwinds (~240 bps), and an $8 million annualized integration‑related revenue attrition. Management characterized many headwinds as transitory and highlighted normalized organic growth (~8%) and guidance for accelerating results in H2. On balance the positives — profitability improvement, cash flow, partnership-driven growth, margin expansion and AI cost savings — outweighed the transitory and segment‑specific challenges.View all BWIN earnings summariesBWIN Stock 12 Month Forecast
Average Price Target
$31.20
▼(-0.32% Downside)
Technical Analysis
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GooseHead Insurance
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TWFG, Inc. Class A
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Ownership Overview
28.03% Insiders
43.57% Mutual Funds
5.37% Other Institutional Investors
9.78% Public Companies and
Individual Investors