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TWFG Stock Chart & Stats
$31.15
$0.41(1.58%)
At close: 4:00 PM EDT
$31.15
$0.41(1.58%)
Day’s Range― - ―
52-Week Range$16.56 - $31.30
Previous Close$26.28
Volume129.77K
Average Volume (3M)174.50K
Market Cap
$1.33B
Enterprise Value$470.74M
Total Cash (Recent Filing)$73.75M
Total Debt (Recent Filing)$7.64M
Price to Earnings (P/E)40.5
Beta0.49
Next Earnings
Nov 18, 2026EPS Estimate
0.26Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.25
Shares Outstanding12,880,333
10 Day Avg. Volume179,220
30 Day Avg. Volume174,500
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)5.20
Price to Sales (P/S)1.85
P/FCF Ratio8.13
Enterprise Value/Market Cap0.35
Enterprise Value/Revenue1.65
Enterprise Value/Gross Profit6.05
Enterprise Value/Ebitda5.58
Forecast
1Y Price Target
$29.83Price Target Upside-4.23% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)1.17
Revenue Forecast (FY)$313.94M
Bulls Say, Bears Say
Bulls Say
Strong Revenue Growth And Raised GuidanceRapid revenue growth, higher organic growth targets, and raised full-year guidance indicate strong demand and effective execution across the platform. Sustained expansion should increase the recurring commission base, support operating leverage, and strengthen TWFG’s ability to fund continued growth.
MGA Channel ScalingThe fast-growing MGA channel broadens TWFG’s revenue mix and appears to carry attractive economics, making its expansion strategically important. Greater MGA contribution can improve profitability, deepen carrier and agent relationships, and create a larger platform for future organic growth.
Liquidity And Conservative LeverageStrong liquidity and limited current term debt provide financial flexibility to invest in technology, support operations, and pursue acquisitions without relying heavily on near-term refinancing. This balance-sheet capacity should help TWFG absorb volatility while preserving strategic options over the coming quarters.
Bears Say
Recent Free Cash Flow DeteriorationAlthough operating cash flow remains positive, the sharp TTM decline in free cash flow and weaker conversion from earnings reduce the cash available for acquisitions, technology investment, and shareholder returns. If sustained, this could limit internally funded growth and weaken financial resilience.
Florida MGA Runoff Creates Future PressureRecent MGA-related benefits include a temporary Florida takeout effect that will fade as policies renew with full-term premiums and standard commission costs. Normalization could pressure margins and growth comparisons, making future profitability less favorable than the latest quarter suggests.
Rising Operating CostsThe cost base is expanding rapidly alongside acquisitions, technology spending, and public-company infrastructure. While these investments may support scale, continued expense growth could absorb part of the revenue benefit, constrain margin expansion, and increase execution requirements as TWFG grows.
TWFG, Inc. Class A News
TWFG FAQ
What was TWFG, Inc. Class A’s price range in the past 12 months?
TWFG, Inc. Class A lowest stock price was $16.56 and its highest was $31.30 in the past 12 months.
What is TWFG, Inc. Class A’s market cap?
TWFG, Inc. Class A’s market cap is $1.33B.
When is TWFG, Inc. Class A’s upcoming earnings report date?
TWFG, Inc. Class A’s upcoming earnings report date is Nov 18, 2026 which is in 43 days.
How were TWFG, Inc. Class A’s earnings last quarter?
TWFG, Inc. Class A released its earnings results on Aug 05, 2026. The company reported $0.38 earnings per share for the quarter, beating the consensus estimate of $0.257 by $0.123.
Is TWFG, Inc. Class A overvalued?
According to Wall Street analysts TWFG, Inc. Class A’s price is currently Overvalued.
Does TWFG, Inc. Class A pay dividends?
TWFG, Inc. Class A does not currently pay dividends.
What is TWFG, Inc. Class A’s EPS estimate?
TWFG, Inc. Class A’s EPS estimate is 0.26.
How many shares outstanding does TWFG, Inc. Class A have?
TWFG, Inc. Class A has 12,880,333 shares outstanding.
What happened to TWFG, Inc. Class A’s price movement after its last earnings report?
TWFG, Inc. Class A reported an EPS of $0.38 in its last earnings report, beating expectations of $0.257. Following the earnings report the stock price went up 2.66%.
Which hedge fund is a major shareholder of TWFG, Inc. Class A?
Currently, no hedge funds are holding shares in TWFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TWFG, Inc. Class A Stock Smart Score
Neutral
1
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5
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7
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$29.83 (-4.23% Downside)
$29.83 (-4.23% Downside)
Blogger Sentiment
Bullish
TWFG Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 2.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-11.93%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
4.52%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
TWFG, Inc. Class A
Established in 2001 and based in The Woodlands, Texas, TWFG, Inc. serves as an independent intermediary for a broad spectrum of personal and commercial insurance offerings throughout the United States. A subsidiary of Bunch Family Holdings, LLC, the company provides an extensive portfolio of coverage. For individual clients, this includes policies for automobiles, homes, renters, life, health, motorcycles, boats, recreational vehicles, umbrella, flood, wind, events, and luxury items. Commercial customers can access solutions such as general liability, property, business auto, workers' compensation, business owner policies, professional liability insurance, commercial bonds, and group benefits.
TWFG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showcased substantial top-line growth, strong margin expansion, and notable progress scaling the higher-margin MGA business, supported by raised guidance and solid liquidity. Management acknowledged expense increases tied to acquisitions and technology investments and highlighted timing-related headwinds from MGA Florida takeout runoff and softening personal auto pricing. Contingent income and renewal timing introduce some uncertainty, but upside from an active M&A pipeline and contingency updates exists. Overall, positives (revenue, margins, cash/liquidity, strategic progress) materially outweigh the operational and timing cautions discussed.View all TWFG earnings summariesTWFG Stock 12 Month Forecast
Average Price Target
$29.83
▼(-4.23% Downside)
Technical Analysis
Ownership Overview
18.30% Insiders
35.83% Mutual Funds
0.32% Other Institutional Investors
40.96% Public Companies and
Individual Investors