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TWFG Stock Chart & Stats
$26.28
$0.41(1.58%)
At close: 4:00 PM EDT
$26.28
$0.41(1.58%)
Day’s Range― - ―
52-Week Range$16.56 - $29.99
Previous Close$26.28
Volume129.77K
Average Volume (3M)87.68K
Market Cap
$1.54B
Enterprise Value$470.74
Total Cash (Recent Filing)$73.75M
Total Debt (Recent Filing)$7.64M
Price to Earnings (P/E)48.3
Beta0.38
Next Earnings
Nov 18, 2026EPS Estimate
0.26Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.24
Shares Outstanding12,880,333
10 Day Avg. Volume73,283
30 Day Avg. Volume87,679
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)5.20
Price to Sales (P/S)1.85
P/FCF Ratio8.13
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$30.17Price Target Upside14.79% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)1.14
Revenue Forecast (FY)$313.88M
Bulls Say, Bears Say
Bulls Say
Revenue And Margin ExpansionTWFG has paired strong multi-year revenue growth with a clear profitability ramp. Rising net and EBITDA margins indicate operating leverage and improving earnings capacity, although consistency should continue to be monitored.
MGA Channel ScalingRapid MGA expansion increases TWFG's exposure to a higher-margin growth channel and diversifies its revenue mix. Continued scaling could support durable margin improvement and strengthen the platform's competitive positioning.
Liquidity And Acquisition CapacityThe enlarged, longer-dated credit facility improves financial flexibility for acquisitions, organic expansion, and technology investment. Combined with conservative current leverage, it supports TWFG's ability to fund growth without immediate balance-sheet strain.
Bears Say
Weaker Free Cash Flow ConversionAlthough operating cash flow is growing, the recent free cash flow decline and weaker conversion reduce the quality of reported earnings. Continued acquisition spending, distributions, and investment could limit internally funded growth.
Florida Runoff And Pricing PressureNormalization of Florida MGA takeout benefits may create margin and comparison headwinds into late 2026 and 2027. Softer pricing in auto and catastrophe-exposed homeowners markets could also constrain per-policy revenue.
Rising Cost Base And Income UncertaintyAcquisition, technology, and public-company investments are lifting the expense base, which could temper operating leverage if growth slows. Contingent income and carrier loss-ratio uncertainty add variability to recurring profitability.
TWFG, Inc. Class A News
TWFG FAQ
What was TWFG, Inc. Class A’s price range in the past 12 months?
TWFG, Inc. Class A lowest stock price was $16.56 and its highest was $29.99 in the past 12 months.
What is TWFG, Inc. Class A’s market cap?
TWFG, Inc. Class A’s market cap is $1.54B.
When is TWFG, Inc. Class A’s upcoming earnings report date?
TWFG, Inc. Class A’s upcoming earnings report date is Nov 18, 2026 which is in 88 days.
How were TWFG, Inc. Class A’s earnings last quarter?
TWFG, Inc. Class A released its earnings results on Aug 05, 2026. The company reported $0.38 earnings per share for the quarter, beating the consensus estimate of $0.257 by $0.123.
Is TWFG, Inc. Class A overvalued?
According to Wall Street analysts TWFG, Inc. Class A’s price is currently Undervalued.
Does TWFG, Inc. Class A pay dividends?
TWFG, Inc. Class A does not currently pay dividends.
What is TWFG, Inc. Class A’s EPS estimate?
TWFG, Inc. Class A’s EPS estimate is 0.26.
How many shares outstanding does TWFG, Inc. Class A have?
TWFG, Inc. Class A has 12,880,333 shares outstanding.
What happened to TWFG, Inc. Class A’s price movement after its last earnings report?
TWFG, Inc. Class A reported an EPS of $0.38 in its last earnings report, beating expectations of $0.257. Following the earnings report the stock price went up 2.66%.
Which hedge fund is a major shareholder of TWFG, Inc. Class A?
Currently, no hedge funds are holding shares in TWFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TWFG, Inc. Class A Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$30.17 (14.79% Upside)
$30.17 (14.79% Upside)
Blogger Sentiment
Bullish
TWFG Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 2.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $3.4M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.54%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
4.52%
Trailing 12-Months
Company Description
TWFG, Inc. Class A
Established in 2001 and based in The Woodlands, Texas, TWFG, Inc. serves as an independent intermediary for a broad spectrum of personal and commercial insurance offerings throughout the United States. A subsidiary of Bunch Family Holdings, LLC, the company provides an extensive portfolio of coverage. For individual clients, this includes policies for automobiles, homes, renters, life, health, motorcycles, boats, recreational vehicles, umbrella, flood, wind, events, and luxury items. Commercial customers can access solutions such as general liability, property, business auto, workers' compensation, business owner policies, professional liability insurance, commercial bonds, and group benefits.
TWFG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showcased substantial top-line growth, strong margin expansion, and notable progress scaling the higher-margin MGA business, supported by raised guidance and solid liquidity. Management acknowledged expense increases tied to acquisitions and technology investments and highlighted timing-related headwinds from MGA Florida takeout runoff and softening personal auto pricing. Contingent income and renewal timing introduce some uncertainty, but upside from an active M&A pipeline and contingency updates exists. Overall, positives (revenue, margins, cash/liquidity, strategic progress) materially outweigh the operational and timing cautions discussed.View all TWFG earnings summariesTWFG Stock 12 Month Forecast
Average Price Target
$30.17
▲(14.79% Upside)
Technical Analysis
Ownership Overview
18.30% Insiders
35.83% Mutual Funds
29.36% Other Institutional Investors
11.82% Public Companies and
Individual Investors