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Reliance Global Group (EZRA) Stock Price & Analysis
EZRA Stock Chart & Stats
- Day’s Range
- $2.05 - $2.13
- 52-Week Range
- $1.75 - $40.02
- Previous Close
- $2.21
- Volume
- N/A
- Average Volume (3M)
- 295.98K
- Market Cap
- $3.44M
- Enterprise Value
- $5.44M
- Total Cash (Recent Filing)
- $843.51K
- Total Debt (Recent Filing)
- $5.27M
- Price to Earnings (P/E)
- ―
- Beta
- 1.42
- Next Earnings
- Nov 05, 2026 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Oct 30, 2025
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Debt Elimination
Retiring the only term debt materially improves financial flexibility by removing recurring principal, interest and fee payments. The resulting cash availability can support investment in the AI platform and RELI Exchange while reducing balance-sheet pressure and refinancing exposure.
Cost Structure Improvement
A substantial reduction in operating costs can improve the company’s ability to scale if retained insurance operations stabilize or new technology revenue develops. Lower personnel and overhead spending also creates a more focused expense base and reduces the revenue needed to approach profitability.
Technology Expansion
The planned entry into GPU infrastructure could broaden Reliance beyond insurance distribution and provide exposure to demand for AI training and inference capacity. If completed and executed effectively, the asset could support a technology-led growth platform while avoiding transaction-related share dilution.
Bears Say
Revenue Contraction
Lower commission income weakens the recurring revenue base that supports the company’s core insurance-distribution model. Even if the decline reflects divestitures, a smaller revenue platform reduces operating leverage and leaves future growth increasingly dependent on retained businesses and new initiatives.
Persistent Cash Burn
Consistently negative operating and free cash flow means reported losses are translating into continuing use of cash rather than internally funded growth. This can constrain investment capacity, increase reliance on asset sales or financing, and make a durable return to profitability more important.
AI Commercialization Risk
The AI strategy could become an important growth engine, but its revenue contribution remains forward-looking and dependent on execution. Delays in commercialization, weaker customer adoption or limited scalability would prolong losses and leave the company reliant on its reduced insurance base.
Reliance Global Group News
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Company Description
Reliance Global Group
Reliance Global Group, Inc. acquires, owns, and manages insurance distribution and technology-oriented businesses in the United States. The company operates RELI Exchange, a business-to-business InsurTech platform and partner network designed to support insurance agents and agencies through technology-enabled tools and operational infrastructure; and 5MinuteInsure.com, a direct-to-consumer InsurTech platform designed to enable consumers to compare, quote, and bind certain insurance products through a streamlined digital interface. It also provides training and mentorship resources to support agent onboarding and business development through its platform; agency services for insurance products in the healthcare, life, bond, auto, and property and casualty sectors; and insurance marketing services. The company was formerly known as Ethos Media Network, Inc. and changed its name to Reliance Global Group, Inc. in October 2018. The company was incorporated in 2013 and is headquartered in Lakewood, New Jersey.
- Sector
- Financial
- Industry
- Insurance - Brokers
- CEO
- Ezra Beyman
- Employees
- 40
- Website
- www.relianceglobalgroup.com
- Address
- 300 Boulevard of the Americas, Lakewood, NJ, 08701, US
Reliance Global Group (EZRA) Earnings & Revenues
EZRA Earnings Call
Earnings Call SentimentNeutral
The call conveyed a balanced mix of encouraging operational improvements (notably a ~28% reduction in operating expenses, ~26% improvement in net loss, significant payroll and G&A cuts, leadership hires and an AI platform milestone) and meaningful challenges (a ~32% decline in commission income due to divestitures, a widened adjusted EBITDA loss, modest cash and working capital, and remaining GAAP losses). Management emphasizes strategic focus and technology-driven growth, but near-term liquidity, adjusted EBITDA deterioration and dependence on successful AI commercialization present material risks.
View all EZRA earnings summariesTechnical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 5 | 4 | 13 |
| Technical Analysis | 5 | 4 | 1 |
| Moving Averages | 0 | 0 | 12 |











