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ENBP Stock Chart & Stats
$23.48
$0.00(0.00%)
At close: 4:00 PM EST
$23.48
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$17.05 - $28.98
Previous CloseN/A
Volume4.10K
Average Volume (3M)987.00
Market Cap
$160.56M
Enterprise Value$270.08M
Total Cash (Recent Filing)$573.00M
Total Debt (Recent Filing)$120.04M
Price to Earnings (P/E)7.6
Beta0.08
Next Earnings
Oct 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.19%
Share Statistics
EPS (TTM)3.74
Shares Outstanding5,703,805
10 Day Avg. Volume572
30 Day Avg. Volume987
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)0.83
Price to Sales (P/S)1.54
P/FCF Ratio8.41
Enterprise Value/Market Cap1.68
Enterprise Value/Revenue2.48
Enterprise Value/Gross Profit3.02
Enterprise Value/Ebitda9.35
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability / ReturnsHigh TTM net margin (~19.5%) and ROE (~13.8%) indicate durable earnings power for a regional bank. Solid operating profitability supports internal capital generation, resilience to cyclical pressure, and the ability to sustain dividend policy and reinvestment over the medium term.
Improved LeverageDebt-to-equity has improved to ~0.73 from materially higher levels in 2023–2024, reducing financial risk and interest burden. Lower leverage increases capital flexibility for lending, cushions potential credit losses, and enhances regulatory and funding resilience over coming quarters.
Dividend & Governance ContinuityA consistent cash dividend ($0.18/share) plus board re-elections and auditor ratification signal governance stability and a committed capital-return policy. Predictable payouts and stable leadership support investor confidence and steady access to shareholder-oriented capital planning.
Bears Say
Revenue WeaknessTTM revenue contraction (-5.4%) and flat 2025 topline reflect cooling franchise growth and potential pressure on core fees or spreads. Persistent revenue weakness can limit future earnings expansion and force reliance on margin improvements or cost reductions to sustain profitability.
Inconsistent Cash GenerationAlthough FCF conversion improved to ~0.92x of net income in the TTM, operating cash flow has been uneven historically. Variable cash generation complicates capital allocation, reduces predictability for dividends or buybacks, and heightens refinancing or liquidity risk in stress periods.
Historical Leverage VolatilityPast leverage spikes (peaking ~1.4x) show a pattern of capital variability that can amplify earnings swings and vulnerability to rising funding or credit costs. This volatility raises execution risk for management when navigating adverse market or credit cycles.
ENB Financial News
ENBP FAQ
What was ENB Financial Corp’s price range in the past 12 months?
ENB Financial Corp lowest stock price was $17.05 and its highest was $28.98 in the past 12 months.
What is ENB Financial Corp’s market cap?
ENB Financial Corp’s market cap is $160.56M.
When is ENB Financial Corp’s upcoming earnings report date?
ENB Financial Corp’s upcoming earnings report date is Oct 09, 2026 which is in 89 days.
How were ENB Financial Corp’s earnings last quarter?
Currently, no data Available
Is ENB Financial Corp overvalued?
According to Wall Street analysts ENB Financial Corp’s price is currently Overvalued.
Does ENB Financial Corp pay dividends?
ENB Financial Corp pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 3.19%. See more information on ENB Financial Corp dividends here
What is ENB Financial Corp’s EPS estimate?
ENB Financial Corp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ENB Financial Corp have?
ENB Financial Corp has 5,703,805 shares outstanding.
What happened to ENB Financial Corp’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of ENB Financial Corp?
Currently, no hedge funds are holding shares in ENBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ENB Financial Stock Smart Score
Neutral
1
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8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.33%
12-Months-Change
Fundamentals
Return on Equity
13.81%
Trailing 12-Months
Asset Growth
9.16%
Trailing 12-Months
Company Description
ENB Financial Corp
ENB Financial Corp functions as the parent company for Ephrata National Bank, providing a comprehensive suite of financial services to individuals and small to mid-sized enterprises across Pennsylvania, United States. Its deposit offerings feature both interest-bearing and non-interest-bearing checking accounts, NOW accounts, money market accounts, savings accounts, and time-based certificates of deposit. The institution's lending portfolio includes secured and unsecured commercial, real estate, and consumer loans. Moreover, it facilitates direct deposits and payments through electronic funds transfers. Additional services encompass ATM access, telephone banking, debit and credit card options, safe deposit boxes, remote deposit capture, and professional trust and investment advisory. The company also offers internet banking functionalities, such as online bill payment and wire transfers. As of January 19, 2022, ENB Financial Corp operated 12 full-service branches in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was established in 1881 and is headquartered in Ephrata, Pennsylvania.
Technical Analysis
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Ownership Overview
Options Prices
Currently, No data available
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