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American Express (AXP)
NYSE:AXP
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American Express (AXP) Price & Analysis

8,986 Followers

AXP Stock Chart & Stats

$335.95
$4.29(1.32%)
At close: 4:00 PM EDT
$335.95
$4.29(1.32%)

Bulls Say, Bears Say

Bulls Say
Durable Card-Fee GrowthSustained double-digit card-fee growth demonstrates strong customer retention, premium product demand, and pricing power within American Express’s closed-loop model. This recurring revenue stream can support durable top-line expansion and reduce reliance on transaction volumes alone over the next several quarters.
Strong Credit Quality And ReturnsStable credit performance protects lending economics while a 36% quarterly ROE shows that American Express is converting its capital and customer relationships into strong profits. Together, these metrics support resilient earnings quality and the company’s ability to return capital while funding growth.
International ExpansionBroad-based international spending growth gives American Express an additional avenue for expansion beyond its domestic base. Double-digit performance across major countries suggests improving network utilization and brand adoption, creating a durable foundation for future card, fee, and payment revenue.
Bears Say
Regulatory Compliance PenaltyThe regulatory orders and substantial civil penalty highlight weaknesses in aspects of American Express’s financial-crimes compliance program. Although management says the penalty was partly reserved and does not change 2026 or 2027 guidance, remediation requirements can still absorb management attention and resources.
Elevated Financial LeveragePersistently elevated annual leverage can amplify returns in favorable conditions but also increases sensitivity to funding costs, credit losses, and economic downturns. For a lender and payments company, this balance-sheet structure may constrain flexibility when credit conditions weaken or capital needs rise.
Higher Engagement CostsRising variable card-member expenses and heavier marketing investment can limit operating leverage even while spending and fee revenue grow. The pressure reflects the cost of refreshing benefits and acquiring customers, so margin conversion may remain constrained until these investments generate sufficient incremental revenue.

American Express News

AXP FAQ

What was American Express’s price range in the past 12 months?
American Express lowest stock price was $290.97 and its highest was $387.49 in the past 12 months.
    What is American Express’s market cap?
    American Express’s market cap is $213.67B.
      When is American Express’s upcoming earnings report date?
      American Express’s upcoming earnings report date is Oct 23, 2026 which is in 3 days.
        How were American Express’s earnings last quarter?
        American Express released its earnings results on Jul 24, 2026. The company reported $4.53 earnings per share for the quarter, beating the consensus estimate of $4.404 by $0.126.
          Is American Express overvalued?
          According to Wall Street analysts American Express’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does American Express pay dividends?
            American Express pays a Quarterly dividend of $0.95 which represents an annual dividend yield of 1.16%. See more information on American Express dividends here
              What is American Express’s EPS estimate?
              American Express’s EPS estimate is 4.58.
                How many shares outstanding does American Express have?
                American Express has 675,309,800 shares outstanding.
                  What happened to American Express’s price movement after its last earnings report?
                  American Express reported an EPS of $4.53 in its last earnings report, beating expectations of $4.404. Following the earnings report the stock price went down -4.304%.
                    Which hedge fund is a major shareholder of American Express?
                    Currently, no hedge funds are holding shares in AXP
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      American Express

                      Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

                      American Express (AXP) Earnings & Revenues

                      AXP Company Deck

                      AXP Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed strong operating momentum: double-digit revenue growth, robust spend and card fee expansion, excellent credit metrics, international strength, healthy deposit growth, and high ROE. Management raised revenue guidance and emphasized reinvesting incremental performance into customer acquisition, technology and strategic partnerships (e.g., TheFork). Near-term headwinds include a higher VCE ratio, the staggered sale of small business co-brand portfolios that will depress spend and NII growth until lapped, and elevated marketing/integration spending that keeps EPS guidance unchanged. Overall, positives around growth, credit quality and capital returns materially outweigh the manageable, largely-transitory challenges.View all AXP earnings summaries

                      AXP Revenue Breakdown

                      47.65%47.65%24.05%17.38%11.35%
                      47.65% U.S. Consumer Services
                      24.05% Commercial Services
                      17.38% International Card Services
                      11.35% Global Merchant and Network Services
                      tipranks

                      AXP Stock 12 Month Forecast

                      Average Price Target

                      $372.47
                      ▲(10.87% Upside)
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                      Ownership Overview

                      0.10%15.22%0.92%66.07%
                      0.92% Other Institutional Investors
                      66.07% Public Companies and Individual Investors
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