Want to see COF full AI Analyst Report?
COF Stock Chart & Stats
$206.47
-$2.70(-1.48%)
At close: 4:00 PM EST
$206.47
-$2.70(-1.48%)
Day’s Range― - ―
52-Week Range$174.24 - $259.64
Previous CloseN/A
Volume562.78K
Average Volume (3M)4.68M
Market Cap
$128.15B
Enterprise Value$158.30K
Total Cash (Recent Filing)$168.81B
Total Debt (Recent Filing)$50.54B
Price to Earnings (P/E)73.0
Beta1.40
Next Earnings
Jul 21, 2026EPS Estimate
4.69Next Dividend Ex-DateN/A
Dividend Yield1.05%
Share Statistics
EPS (TTM)2.85
Shares Outstanding616,019,500
10 Day Avg. Volume4,485,529
30 Day Avg. Volume4,683,738
Financial Highlights & Ratios
PEG Ratio-0.92
Price to Book (P/B)1.15
Price to Sales (P/S)1.89
P/FCF Ratio5.01
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$254.25Price Target Upside23.14% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering19
EPS Forecast (FY)19.57
Revenue Forecast (FY)$63.72B
Bulls Say, Bears Say
Bulls Say
Cash GenerationVery strong operating and free cash flow provide durable internal funding for lending growth, integration investments, buybacks, and higher provisions during downturns. Consistent cash generation reduces reliance on wholesale funding and supports long-term strategic optionality.
Balance-sheet StrengthModerate leverage and a large equity base plus ample assets underpin regulatory resilience and capital flexibility. This structural balance-sheet strength allows Capital One to absorb credit stress, fund acquisitions (e.g., Brex) and maintain capital-return programs without immediate capital raises.
Strategic Integration & SynergiesCompleted debit conversion and progress on Discover/Brex integrations create structural revenue lifts and multi-year cost savings. Realized revenue synergies and a quantified $2.5B synergy target provide a clear path to sustainably expand scale and improve franchise economics over the next 12–24 months.
Bears Say
Profitability CompressionMaterial compression in margins and ROE signals reduced earnings power versus historical levels. A large equity base plus lower margins makes it harder to generate attractive shareholder returns and leaves less buffer for future reinvestment or to offset cyclical credit or funding headwinds.
Elevated Credit LossesSustained high provisions and multi-billion-dollar charge-offs materially reduce net income and tie up capital via higher allowances. Persistently elevated card and auto losses can constrain loan growth economics, raise funding costs for riskier segments, and pressure capital ratios through loss-absorption needs.
Integration And Expense DragBackloaded cost synergies and elevated marketing/integration spend will depress efficiency for multiple quarters. Persistent elevated noninterest expense reduces operating leverage, slows margin recovery, and delays realization of the full return-on-investment from the Discover and Brex transactions.
Capital One Financial News
COF FAQ
What was Capital One Financial Corp.’s price range in the past 12 months?
Capital One Financial Corp. lowest stock price was $174.24 and its highest was $259.63 in the past 12 months.
What is Capital One Financial Corp.’s market cap?
Capital One Financial Corp.’s market cap is $128.15B.
When is Capital One Financial Corp.’s upcoming earnings report date?
Capital One Financial Corp.’s upcoming earnings report date is Jul 21, 2026 which is tomorrow.
How were Capital One Financial Corp.’s earnings last quarter?
Capital One Financial Corp. released its earnings results on Apr 21, 2026. The company reported $4.42 earnings per share for the quarter, missing the consensus estimate of $4.502 by -$0.082.
Is Capital One Financial Corp. overvalued?
According to Wall Street analysts Capital One Financial Corp.’s price is currently Undervalued.
Does Capital One Financial Corp. pay dividends?
Capital One Financial Corp. pays a Quarterly dividend of $0.8 which represents an annual dividend yield of 1.05%. See more information on Capital One Financial Corp. dividends here
What is Capital One Financial Corp.’s EPS estimate?
Capital One Financial Corp.’s EPS estimate is 4.69.
How many shares outstanding does Capital One Financial Corp. have?
Capital One Financial Corp. has 616,019,500 shares outstanding.
What happened to Capital One Financial Corp.’s price movement after its last earnings report?
Capital One Financial Corp. reported an EPS of $4.42 in its last earnings report, missing expectations of $4.502. Following the earnings report the stock price went down -1.516%.
Which hedge fund is a major shareholder of Capital One Financial Corp.?
Currently, no hedge funds are holding shares in COF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital One Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$254.25 (23.14% Upside)
$254.25 (23.14% Upside)
Blogger Sentiment
Bullish
COF Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 5.2M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.9%
Last 30 Days ▲ 0.4%
Last 30 Days ▲ 0.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-4.31%
12-Months-Change
Fundamentals
Return on Equity
2.86%
Trailing 12-Months
Asset Growth
38.35%
Trailing 12-Months
Company Description
Capital One Financial Corp.
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
COF Revenue Breakdown
74.04% Credit Card
19.53% Consumer Banking
6.84% Commercial Banking
-0.40% Other

COF Stock 12 Month Forecast
Average Price Target
$254.25
▲(23.14% Upside)
Technical Analysis
Ownership Overview
0.84% Insiders
26.18% Mutual Funds
0.34% Other Institutional Investors
50.68% Public Companies and Individual Investors











