Capital One Financial Corp. (COF)
NYSE:COF
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COF Stock Chart & Stats
$206.47
-$2.70(-1.48%)
At close: 4:00 PM EST
$206.47
-$2.70(-1.48%)
Day’s Range― - ―
52-Week Range$174.98 - $259.64
Previous CloseN/A
Volume562.78K
Average Volume (3M)4.61M
Market Cap
$114.40B
Enterprise Value$91.00B
Total Cash (Recent Filing)$168.81B
Total Debt (Recent Filing)$50.54B
Price to Earnings (P/E)35.5
Beta1.41
Next Earnings
Jul 28, 2026EPS Estimate
4.73Next Dividend Ex-DateN/A
Dividend Yield1.05%
Share Statistics
EPS (TTM)2.85
Shares Outstanding622,292,800
10 Day Avg. Volume4,850,236
30 Day Avg. Volume4,611,083
Financial Highlights & Ratios
PEG Ratio-0.82
Price to Book (P/B)1.15
Price to Sales (P/S)1.89
P/FCF Ratio5.01
Enterprise Value/Market Cap0.80
Enterprise Value/Revenue1.21
Enterprise Value/Gross Profit2.51
Enterprise Value/Ebitda11.82
Forecast
1Y Price Target
$254.89Price Target Upside23.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering15
EPS Forecast (FY)19.53
Revenue Forecast (FY)$63.65B
Bulls Say, Bears Say
Bulls Say
Cash GenerationVery strong operating and free cash flow provides durable internal funding for lending, tech investment, acquisitions and buybacks. High cash conversion (FCF ≈ net income) improves resilience to credit cycles and funds integration costs without immediately relying on external capital.
Liquidity And Capital StrengthLarge liquidity pools and a robust CET1 capital position give the bank flexibility to absorb losses, support lending growth and pursue strategic moves. Strong LCR and cash buffers reduce refinancing risk and provide capacity to fund deposit growth and integration spending over coming quarters.
Strategic Scale And IntegrationCompleted Brex deal and Discover/debit conversions expand product set and customer reach, creating cross‑sell and interchange upside. Management’s $2.5B synergy target implies structural revenue and expense advantages as tech and back‑book migrations finish over the next 12–24 months.
Bears Say
Compressed ProfitabilityMaterial margin and return on equity compression versus prior years signals lower earnings power on the existing capital base. Persistently low ROE limits internal capital returns and makes the bank more dependent on margin recovery or sizable synergies to justify reinvestment and buybacks.
Elevated Credit Losses And ReservesSustained high provisions and charge‑offs, particularly in cards, reduce core earnings and tie up capital in reserves. A larger allowance balance and elevated expected losses increase volatility of profits and constrain capacity to expand risk assets without additional capital or margin improvement.
Integration & Marketing Expense DragHigher marketing and integration spending is depressing efficiency metrics and will likely persist while back‑book conversions and Brex integration continue. Backloaded expense synergies mean near‑term margins and ROE remain pressured until scale benefits are fully realized.
Capital One Financial News
COF FAQ
What was Capital One Financial Corp.’s price range in the past 12 months?
Capital One Financial Corp. lowest stock price was $174.98 and its highest was $259.63 in the past 12 months.
What is Capital One Financial Corp.’s market cap?
Capital One Financial Corp.’s market cap is $114.40B.
When is Capital One Financial Corp.’s upcoming earnings report date?
Capital One Financial Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 55 days.
How were Capital One Financial Corp.’s earnings last quarter?
Capital One Financial Corp. released its earnings results on Apr 21, 2026. The company reported $4.42 earnings per share for the quarter, missing the consensus estimate of $4.502 by -$0.082.
Is Capital One Financial Corp. overvalued?
According to Wall Street analysts Capital One Financial Corp.’s price is currently Undervalued.
Does Capital One Financial Corp. pay dividends?
Capital One Financial Corp. pays a Quarterly dividend of $0.8 which represents an annual dividend yield of 1.05%. See more information on Capital One Financial Corp. dividends here
What is Capital One Financial Corp.’s EPS estimate?
Capital One Financial Corp.’s EPS estimate is 4.73.
How many shares outstanding does Capital One Financial Corp. have?
Capital One Financial Corp. has 622,292,800 shares outstanding.
What happened to Capital One Financial Corp.’s price movement after its last earnings report?
Capital One Financial Corp. reported an EPS of $4.42 in its last earnings report, missing expectations of $4.502. Following the earnings report the stock price went down -1.516%.
Which hedge fund is a major shareholder of Capital One Financial Corp.?
Currently, no hedge funds are holding shares in COF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital One Financial Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$254.89 (23.45% Upside)
$254.89 (23.45% Upside)
Blogger Sentiment
Bullish
COF Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 5.2M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 5.4%
Last 30 Days ▼ 5.4%
News Sentiment
Very Bullish
Bullish news 83%
Bearish news 17%
Bearish news 17%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-2.16%
12-Months-Change
Fundamentals
Return on Equity
2.86%
Trailing 12-Months
Asset Growth
38.35%
Trailing 12-Months
Company Description
Capital One Financial Corp.
Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
COF Company Deck
COF Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a generally positive performance and strategic progress: solid earnings (adjusted EPS), sequential improvement in pre-provision earnings, strong liquidity and capital, good credit trends in card and auto, and successful execution on strategic integration steps (debit conversion, Brex close, travel insourcing). Offsetting items include a QoQ NIM decline driven by elevated cash and seasonality, short-term Discover-related growth headwinds, near-term elevated marketing and integration-related expenses, allowance builds in select portfolios, and a modest CET1 hit from the Brex deal. Management communicated confidence in delivering expected synergies and long-term earnings power despite near-term noise and investment-driven pressure on efficiency.View all COF earnings summariesCOF Revenue Breakdown
74.04% Credit Card
19.53% Consumer Banking
6.84% Commercial Banking
-0.40% Other
COF Stock 12 Month Forecast
Average Price Target
$254.89
▲(23.45% Upside)
Technical Analysis
Ownership Overview
0.84% Insiders
25.58% Mutual Funds
26.09% Other Institutional Investors
26.48% Public Companies and Individual Investors