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Ally Financial (ALLY)
NYSE:ALLY
ALLY Stock Chart & Stats
Day’s Range― - ―
52-Week Range$29.52 - $45.46
Previous CloseN/A
Volume1.18M
Average Volume (3M)5.37M
Market Cap
$9.77B
Enterprise Value$31.15B
Total Cash (Recent Filing)$8.15B
Total Debt (Recent Filing)$17.01B
Price to Earnings (P/E)17.7
Beta1.36
Next Earnings
Apr 17, 2025EPS Estimate
0.42Next Dividend Ex-Date
May 01, 2025Dividend Yield3.65%
Share Statistics
EPS (TTM)0.78
Shares Outstanding307,135,220
10 Day Avg. Volume6,274,880
30 Day Avg. Volume5,367,278
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.57
Price to Cash Flow (P/CF)4.50
P/FCF Ratio0.00
Enterprise Value/Market Cap3.19
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit2.19
Enterprise Value/Ebitda19.88
Forecast
1Y Price Target
$40.23Price Target Upside22.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
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Bulls Say, Bears Say
Bulls Say
Credit TrendsCredit reserves showed improvement, with retail auto coverage down, aligning with better delinquency rates for recent vintages.
Deposit And Loan PricingRecent reductions in deposit rates, coupled with continued upward re-pricing of retail auto loans, is enough to offset card loss.
Used Vehicle PricesA potential strengthening in used vehicle prices from extended tariffs could serve as a credit tailwind for ALLY.
Bears Say
Competitive PressureOEMs are incentivizing auto sales through low-APR offers, adding competitive pressure on Ally.
Investment SalesSelling investment securities may harm Ally's capital ratios, as evidenced by a recent sale resulting in a significant loss.
Loan Origination ChallengesAlly is facing challenges in reaching its mid-teens ROE and $6 EPS targets due to compressing asset yields and insufficient auto loan originations.
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Ownership Overview
0.84% Insiders
23.55% Mutual Funds
0.95% Other Institutional Investors
52.47% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Ally Financial
Desktop Users
Mobile Users
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $29.52 and its highest was $45.46 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $9.77B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Apr 17, 2025 which is 10 days ago.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Apr 17, 2025. The company reported $0.58 earnings per share for the quarter, beating the consensus estimate of $0.424 by $0.156.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.65%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 0.42.
How many shares outstanding does Ally Financial have?
Ally Financial has 307,135,220 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $0.58 in its last earnings report, beating expectations of $0.424. Following the earnings report the stock price went down -1.709%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
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Ally Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$40.23 (22.21% Upside)
$40.23 (22.21% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 80%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 475.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▲ 0.2%
Last 30 Days ▼ 0.6%
Last 30 Days ▼ 0.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-10.80%
12-Months-Change
Fundamentals
Return on Equity
3.84%
Trailing 12-Months
Asset Growth
-2.32%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
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ALLY Company Deck
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ALLY Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong growth in key areas such as auto finance and corporate finance, and emphasized the strength of the company's brand and digital bank. However, challenges such as the impact of the credit card business sale, elevated delinquencies in retail auto, and significant weather-related losses in insurance presented noteworthy concerns.Read More>---
ALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
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ALLY Stock 12 Month Forecast
Average Price Target
$40.23
▲(22.21% Upside)
Technical Analysis
Capital One Financial
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Best Analysts Covering ALLY
1 Year
1 Year Success Rate
10/14 ratings generated profit
1 Year Average Return
+20.11%
reiterated a buy rating 20 days ago
Copying Richard Shane's trades and holding each position for 1 Year would result in 71.43% of your transactions generating a profit, with an average return of +20.11% per trade.
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