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ALLY Stock Chart & Stats
$42.60
-$1.05(-2.39%)
At close: 4:00 PM EDT
$42.60
-$1.05(-2.39%)
Day’s Range― - ―
52-Week Range$35.92 - $47.29
Previous CloseN/A
Volume5.92M
Average Volume (3M)4.04M
Market Cap
$11.55B
Enterprise Value$38.29B
Total Cash (Recent Filing)$8.68B
Total Debt (Recent Filing)$22.97B
Price to Earnings (P/E)8.8
Beta1.25
Next Earnings
Jan 15, 2027EPS Estimate
1.36Next Dividend Ex-DateN/A
Dividend Yield3.1%
Share Statistics
EPS (TTM)4.29
Shares Outstanding304,199,700
10 Day Avg. Volume4,250,128
30 Day Avg. Volume4,037,399
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)0.91
Price to Sales (P/S)1.16
P/FCF Ratio-21.76
Enterprise Value/Market Cap3.32
Enterprise Value/Revenue2.42
Enterprise Value/Gross Profit4.86
Enterprise Value/Ebitda11.61
Forecast
1Y Price Target
$47.86Price Target Upside12.34% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering15
EPS Forecast (FY)5.02
Revenue Forecast (FY)$9.06B
Bulls Say, Bears Say
Bulls Say
Portfolio Growth And Improving ReturnsGrowth in core lending assets alongside a substantial improvement in returns indicates better portfolio economics and execution. If sustained, the stronger risk-adjusted profitability can support internal capital generation, reinforce competitive positioning, and improve earnings quality over the next several quarters.
Digital Deposit Franchise ExpansionConsistent customer additions strengthen Ally’s direct-to-consumer deposit franchise and provide a scalable funding channel for lending growth. A larger digital customer base can support stable relationships, improve funding diversification, and help contain reliance on more expensive market-based borrowing.
Corporate Finance Quality And GrowthRapid corporate finance growth is supported by strong reported credit performance and senior-secured positioning. This combination can produce attractive recurring interest income while limiting loss severity, making the segment a meaningful source of diversification and durable earnings contribution.
Bears Say
Rising Auto Credit CostsHigher provisions, charge-offs, and delinquencies are consuming more earnings as the auto portfolio expands. If weaker vintages continue to mature poorly, credit costs could remain elevated, reduce returns on new originations, and limit the benefit of otherwise strong asset and revenue growth.
Elevated Leverage And Weak Cash ConversionPersistent leverage reduces financial flexibility if profitability or credit performance weakens, while thin and inconsistent free cash flow limits internally generated resources. Together, these characteristics can constrain capital allocation and make it harder to absorb prolonged operating or credit pressure.
Lease Residual-value PressureLower vehicle residual values can create recurring losses when leases terminate and assets are sold, weakening auto-finance profitability beyond ordinary credit provisions. Continued brand and recall-related pressure may keep this headwind relevant until the portfolio works through affected leases.
Ally Financial News
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $35.92 and its highest was $47.29 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $11.55B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Jan 15, 2027 which is in 85 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Oct 20, 2026. The company reported $1.34 earnings per share for the quarter, beating the consensus estimate of $1.331 by $0.009.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.35 which represents an annual dividend yield of 3.1%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 1.36.
How many shares outstanding does Ally Financial have?
Ally Financial has 304,199,700 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $1.34 in its last earnings report, beating expectations of $1.331. Following the earnings report the stock price went up 1.011%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ally Financial Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$47.86 (12.34% Upside)
$47.86 (12.34% Upside)
Blogger Sentiment
Neutral
ALLY Sentiment 50%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 5.9M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.5%
Last 30 Days ▲ 0.9%
Last 30 Days ▲ 0.9%
News Sentiment
Bullish
Bullish news 64%
Bearish news 36%
Bearish news 36%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-2.85%
12-Months-Change
Fundamentals
Return on Equity
9.67%
Trailing 12-Months
Asset Growth
6.04%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Ally Financial
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.
ALLY Company Deck
ALLY Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive overall. Ally reported double-digit adjusted EPS growth, higher revenue, operating leverage, strong growth in retail auto and corporate finance, continued digital bank customer gains, improved capital returns, and raised average earning asset growth guidance. The principal challenges were higher CECL provisions, elevated auto delinquencies in certain vintages, lease residual-value pressure, and ongoing rate and consumer-affordability risks, but management said credit performance, the full-year outlook, and the longer-term path toward higher returns remain in line with expectations.View all ALLY earnings summariesALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
ALLY Stock 12 Month Forecast
Average Price Target
$47.86
▲(12.34% Upside)
Technical Analysis
Credit Acceptance
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Ownership Overview
0.73% Insiders
28.93% Mutual Funds
0.62% Other Institutional Investors
47.13% Public Companies and
Individual Investors