Slm Corporation (SLM)
NASDAQ:SLM
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SLM Stock Chart & Stats
$22.64
-$0.29(-1.04%)
At close: 4:00 PM EST
$22.64
-$0.29(-1.04%)
Day’s Range― - ―
52-Week Range$17.77 - $34.97
Previous CloseN/A
Volume412.86K
Average Volume (3M)2.70M
Market Cap
$4.16B
Enterprise Value$5.18B
Total Cash (Recent Filing)$5.75B
Total Debt (Recent Filing)$6.17B
Price to Earnings (P/E)5.8
Beta0.96
Next Earnings
Jul 29, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend Yield1.88%
Share Statistics
EPS (TTM)3.65
Shares Outstanding188,582,800
10 Day Avg. Volume1,789,026
30 Day Avg. Volume2,696,991
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)2.29
Price to Sales (P/S)1.80
P/FCF Ratio9.74
Enterprise Value/Market Cap1.25
Enterprise Value/Revenue1.68
Enterprise Value/Gross Profit3.11
Enterprise Value/Ebitda5.16
Forecast
1Y Price Target
$28.22Price Target Upside24.66% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
EPS Forecast (FY)3.15
Revenue Forecast (FY)$1.93B
Bulls Say, Bears Say
Bulls Say
High Return On EquitySustained elevated ROE indicates the lending franchise is generating strong profits on shareholder capital. Over a multi-quarter horizon this underpins capacity for dividends, buybacks and reinvestment, reflecting durable operational efficiency in origination, pricing and servicing.
Diversified Funding & Liability ManagementActive liability management — using deposits plus demonstrated capital markets access to extend maturities — materially reduces near-term refinancing risk. Longer-dated funding supports stable originations and lowers roll-over exposure, strengthening structural funding resilience.
Originations Growth & Tighter UnderwritingModerate originations growth combined with improved new-origin credit metrics (higher cosigner share and FICO) suggests better risk-adjusted loan flow. This durable improvement in credit quality supports lower loss trends and the ability to grow products as federal reforms expand addressable demand.
Bears Say
Elevated LeverageA high leverage profile amplifies returns but also increases sensitivity to credit stress and funding cost shocks. Over 2–6 months, elevated leverage constrains flexibility to absorb rising charge-offs or higher funding costs and may force reliance on liability management actions.
Uneven Cash GenerationIntermittent negative operating/free cash flow implies weaker cash conversion and reliance on external funding or loan sales to finance operations and capital returns. This structural variability limits optionality for organic growth and increases dependence on capital markets during stress.
Revenue VolatilityA sharp TTM revenue decline signals underlying volatility—driven by loan-sale activity, seasonality or origination swings—which can undermine sustainable earning-asset growth. Even with healthy margins, persistent top-line variability complicates planning and may limit durable earnings expansion.
SLM News
SLM FAQ
What was Slm Corporation’s price range in the past 12 months?
Slm Corporation lowest stock price was $17.77 and its highest was $34.97 in the past 12 months.
What is Slm Corporation’s market cap?
Slm Corporation’s market cap is $4.16B.
When is Slm Corporation’s upcoming earnings report date?
Slm Corporation’s upcoming earnings report date is Jul 29, 2026 which is in 55 days.
How were Slm Corporation’s earnings last quarter?
Slm Corporation released its earnings results on Apr 23, 2026. The company reported $1.54 earnings per share for the quarter, beating the consensus estimate of $1.222 by $0.318.
Is Slm Corporation overvalued?
According to Wall Street analysts Slm Corporation’s price is currently Undervalued.
Does Slm Corporation pay dividends?
Slm Corporation pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 1.88%. See more information on Slm Corporation dividends here
What is Slm Corporation’s EPS estimate?
Slm Corporation’s EPS estimate is 0.47.
How many shares outstanding does Slm Corporation have?
Slm Corporation has 188,582,800 shares outstanding.
What happened to Slm Corporation’s price movement after its last earnings report?
Slm Corporation reported an EPS of $1.54 in its last earnings report, beating expectations of $1.222. Following the earnings report the stock price went up 1.751%.
Which hedge fund is a major shareholder of Slm Corporation?
Currently, no hedge funds are holding shares in SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$28.22 (24.66% Upside)
$28.22 (24.66% Upside)
Blogger Sentiment
Bullish
SLM Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.2M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▲ 0.1%
Last 30 Days ▼ 1.7%
Last 30 Days ▼ 1.7%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-30.55%
12-Months-Change
Fundamentals
Return on Equity
31.16%
Trailing 12-Months
Asset Growth
1.77%
Trailing 12-Months
Company Description
Slm Corporation
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SLM Company Deck
SLM Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive tone: management reported EPS and originations growth, achieved meaningful loan-sale gains and accelerated capital returns, improved new-origin credit metrics, and maintained strong liquidity and capital ratios. These positives were tempered by modestly higher net charge-offs, elevated noninterest expenses to fund growth (which may temporarily pressure efficiency), and some near-term NIM moderation and balance-sheet shrinkage due to incremental loan sales and buybacks. Management reiterated confident execution plans for the large Grad PLUS opportunity while acknowledging early-stage uncertainty and the need for more seasoning data.View all SLM earnings summariesSLM Stock 12 Month Forecast
Average Price Target
$28.22
▲(24.66% Upside)
Technical Analysis
Ownership Overview
1.54% Insiders
41.56% Mutual Funds
12.57% Other Institutional Investors
14.49% Public Companies and Individual Investors