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SLM Stock Chart & Stats
$22.64
-$0.29(-1.04%)
At close: 4:00 PM EST
$22.64
-$0.29(-1.04%)
Day’s Range― - ―
52-Week Range$17.77 - $33.50
Previous CloseN/A
Volume412.86K
Average Volume (3M)3.08M
Market Cap
$4.78B
Enterprise Value$5.28K
Total Cash (Recent Filing)$5.75B
Total Debt (Recent Filing)$6.17B
Price to Earnings (P/E)6.9
Beta0.89
Next Earnings
Jul 23, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend Yield1.88%
Share Statistics
EPS (TTM)3.65
Shares Outstanding188,582,800
10 Day Avg. Volume2,863,856
30 Day Avg. Volume3,079,713
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)2.29
Price to Sales (P/S)1.80
P/FCF Ratio9.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$28.29Price Target Upside24.94% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)3.12
Revenue Forecast (FY)$1.92B
Bulls Say, Bears Say
Bulls Say
Market PositionSallie Mae's dominant market share (63% by 2025) reflects structural scale in private student lending. Scale supports distribution, pricing, and origination efficiency, making it harder for competitors to displace the franchise and durable as federal reforms shift more borrowers to private loans.
Profitability & MarginsConsistently high ROE and elevated net/EBIT margins indicate the core lending model converts spread and fees into durable earnings. Strong profitability provides internal capacity for reinvestment, buybacks and cushions against cyclical credit volatility over the next several quarters.
Capital & Liquidity PositionRobust capital ratios and sizable liquidity provide long-term flexibility to fund originations, support loan sales, and sustain capital returns. This funding strength reduces refinancing risk and supports strategic actions like buybacks while weathering credit cycles over the coming months.
Bears Say
High LeverageElevated leverage amplifies returns but heightens sensitivity to interest-rate moves and funding stress. In adverse credit or market conditions higher debt levels can increase funding costs, constrain nimble balance-sheet actions, and raise refinancing risks over a 2–6 month horizon.
Inconsistent Cash GenerationErratic OCF/FCF history demonstrates weak cash conversion relative to earnings, increasing reliance on securitizations, loan sales and capital markets to fund growth and returns. That reliance limits resilience and raises execution risk during funding stress or tighter market windows.
Revenue VolatilityMaterial revenue swings tied to loan sales and origination timing create volatility that complicates planning and capital allocation. Persistent top-line variability can pressure margins, provisioning and investor confidence if recurring, making earnings less predictable over the medium term.
SLM News
SLM FAQ
What was Slm Corporation’s price range in the past 12 months?
Slm Corporation lowest stock price was $17.77 and its highest was $33.50 in the past 12 months.
What is Slm Corporation’s market cap?
Slm Corporation’s market cap is $4.78B.
When is Slm Corporation’s upcoming earnings report date?
Slm Corporation’s upcoming earnings report date is Jul 23, 2026 which is in 4 days.
How were Slm Corporation’s earnings last quarter?
Slm Corporation released its earnings results on Apr 23, 2026. The company reported $1.54 earnings per share for the quarter, beating the consensus estimate of $1.222 by $0.318.
Is Slm Corporation overvalued?
According to Wall Street analysts Slm Corporation’s price is currently Undervalued.
Does Slm Corporation pay dividends?
Slm Corporation pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 1.88%. See more information on Slm Corporation dividends here
What is Slm Corporation’s EPS estimate?
Slm Corporation’s EPS estimate is 0.44.
How many shares outstanding does Slm Corporation have?
Slm Corporation has 188,582,800 shares outstanding.
What happened to Slm Corporation’s price movement after its last earnings report?
Slm Corporation reported an EPS of $1.54 in its last earnings report, beating expectations of $1.222. Following the earnings report the stock price went up 1.748%.
Which hedge fund is a major shareholder of Slm Corporation?
Currently, no hedge funds are holding shares in SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Outperform
1
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$28.29 (24.94% Upside)
$28.29 (24.94% Upside)
Blogger Sentiment
Bullish
SLM Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 1.2M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 5.3%
Last 30 Days ▼ 5.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.89%
12-Months-Change
Fundamentals
Return on Equity
31.16%
Trailing 12-Months
Asset Growth
1.77%
Trailing 12-Months
Company Description
Slm Corporation
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SLM Stock 12 Month Forecast
Average Price Target
$28.29
▲(24.94% Upside)
Technical Analysis
Ownership Overview
1.59% Insiders
38.52% Mutual Funds
0.06% Other Institutional Investors
29.19% Public Companies and
Individual Investors