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Sofi Technologies Inc (SOFI)
:SOFI
SOFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$6.01 - $18.42
Previous CloseN/A
Volume13.82M
Average Volume (3M)54.27M
Market Cap
$11.69B
Enterprise Value$18.26B
Total Cash (Recent Filing)$499.49M
Total Debt (Recent Filing)$4.96B
Price to Earnings (P/E)28.7
Beta2.63
Next Earnings
Apr 29, 2025EPS Estimate
0.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.38
Shares Outstanding1,096,540,200
10 Day Avg. Volume64,019,785
30 Day Avg. Volume54,268,401
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)5.40
Price to Cash Flow (P/CF)-17.60
P/FCF Ratio0.00
Enterprise Value/Market Cap1.56
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit6.91
Enterprise Value/Ebitda71.69
Forecast
1Y Price Target
$13.33Price Target Upside25.05% Upside
Rating ConsensusHold
Number of Analyst Covering16
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SoFi Technologies News
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Bulls Say, Bears Say
Bulls Say
Client Base DiversificationSOFI is using the combined offering to attract a more diversified client base, which should help to lower client concentration risk and generate consistent revenue growth.
Financial Services MonetizationSoFi is expected to monetize its distinctive financial services offerings, emphasizing asset-light, fee-based revenue which could boost the company's valuation.
Revenue GrowthManagement has positioned SoFi for above-average organic revenue and EBITDA growth, supported by strong financial services monetization and steady funding costs.
Bears Say
Growth Outlook AdjustmentInvestor concern has arisen as SOFI cut the outlook for the segment from mid 20%s to mid-teens due to longer lead times and implementation cycles as the average client size becomes bigger.
Loan Demand And ProfitabilitySlowing consumer spending and rising inflation could dent loan demand and credit performance, posing risks to SoFi’s profitability.
Valuation ConcernsSOFI’s execution has been solid, but there is concern that valuation is ahead of fundamentals, leading to an Underperform rating.
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Ownership Overview
4.15% Insiders
11.75% Mutual Funds
0.22% Other Institutional Investors
72.17% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by SoFi Technologies
Desktop Users
Mobile Users
SOFI FAQ
What was Sofi Technologies Inc’s price range in the past 12 months?
Sofi Technologies Inc lowest stock price was $6.01 and its highest was $18.42 in the past 12 months.
What is Sofi Technologies Inc’s market cap?
Sofi Technologies Inc’s market cap is $11.69B.
When is Sofi Technologies Inc’s upcoming earnings report date?
Sofi Technologies Inc’s upcoming earnings report date is Apr 29, 2025 which is in 11 days.
How were Sofi Technologies Inc’s earnings last quarter?
Sofi Technologies Inc released its earnings results on Jan 27, 2025. The company reported $0.29 earnings per share for the quarter, beating the consensus estimate of $0.035 by $0.255.
Is Sofi Technologies Inc overvalued?
According to Wall Street analysts Sofi Technologies Inc’s price is currently Undervalued.
Does Sofi Technologies Inc pay dividends?
Sofi Technologies Inc does not currently pay dividends.
What is Sofi Technologies Inc’s EPS estimate?
Sofi Technologies Inc’s EPS estimate is 0.03.
How many shares outstanding does Sofi Technologies Inc have?
Sofi Technologies Inc has 1,096,540,200 shares outstanding.
What happened to Sofi Technologies Inc’s price movement after its last earnings report?
Sofi Technologies Inc reported an EPS of $0.29 in its last earnings report, beating expectations of $0.035. Following the earnings report the stock price went down -10.268%.
Which hedge fund is a major shareholder of Sofi Technologies Inc?
Currently, no hedge funds are holding shares in SOFI
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SoFi Technologies Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$13.33 (25.05% Upside)
$13.33 (25.05% Upside)
Blogger Sentiment
Bullish
SOFI Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 34.3M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $500.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 0.5%
Last 30 Days ▼ 0.3%
Last 30 Days ▼ 0.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
53.35%
12-Months-Change
Fundamentals
Return on Equity
8.26%
Trailing 12-Months
Asset Growth
20.54%
Trailing 12-Months
Company Description
Sofi Technologies Inc
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
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SOFI Company Deck
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SOFI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call for SoFi Technologies reflects a strong performance in 2024, marked by record member growth, significant revenue increases, and achieving first-time GAAP profitability. The company's strategic focus on fee-based revenue and expansion of services like SoFi Plus demonstrate a positive trajectory. However, challenges remain in the Tech Platform segment with slower growth than anticipated. The introduction of a higher tax rate is also noted. Overall, the positive achievements outweigh the lowlights, signaling a promising outlook for 2025.Read More>---
SOFI Net revenue Breakdown
95.54% U.S.
4.46% All foreign countries
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SOFI Stock 12 Month Forecast
Average Price Target
$13.33
▲(25.05% Upside)
Technical Analysis
Credit Acceptance
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FirstCash
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Ally Financial
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Synchrony Financial
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OneMain Holdings
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Best Analysts Covering SOFI
1 Year
1 Year Success Rate
18/28 ratings generated profit
1 Year Average Return
+16.03%
reiterated a buy rating 3 months ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 64.29% of your transactions generating a profit, with an average return of +16.03% per trade.
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