PayPal Holdings, Inc. (PYPL)
NASDAQ:PYPL
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PYPL Stock Chart & Stats
$50.81
-$0.55(-0.63%)
At close: 4:00 PM EST
$50.81
-$0.55(-0.63%)
Day’s Range― - ―
52-Week Range$38.46 - $79.50
Previous CloseN/A
Volume2.13M
Average Volume (3M)14.43M
Market Cap
$37.59B
Enterprise Value$41.91B
Total Cash (Recent Filing)$9.34B
Total Debt (Recent Filing)$9.41B
Price to Earnings (P/E)7.7
Beta1.18
Next Earnings
Jul 28, 2026EPS Estimate
1.28Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.37
Shares Outstanding882,105,470
10 Day Avg. Volume13,724,646
30 Day Avg. Volume14,429,844
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)2.76
Price to Sales (P/S)1.69
P/FCF Ratio10.06
Enterprise Value/Market Cap1.11
Enterprise Value/Revenue1.24
Enterprise Value/Gross Profit2.69
Enterprise Value/Ebitda5.79
Forecast
1Y Price Target
$47.90Price Target Upside-5.73% Downside
Rating ConsensusHold
Number of Analyst Covering24
EPS Forecast (FY)5.31
Revenue Forecast (FY)$34.37B
Bulls Say, Bears Say
Bulls Say
Cash Generation & Capital ReturnsSustained high free cash flow and a large cash stockpile provide durable financial flexibility to fund modernization, buybacks, and strategic investments. Robust FCF supports capital returns and reduces reliance on external financing through economic cycles, bolstering long-term optionality.
Scale: TPV, Venmo, PSP MomentumLarge and growing transaction volume across PayPal, Venmo and PSP strengthens network effects, merchant acceptance and data advantages. Scale underpins recurring transaction fees, cross‑sell of value‑added services, and resilient revenue base even if growth moderates.
Strong Returns & Manageable LeverageHigh ROE with moderate leverage indicates efficient capital deployment and balance‑sheet capacity to absorb investments or shocks. Manageable debt levels and substantial equity provide enduring financial resilience to support growth initiatives and maintain strategic flexibility.
Bears Say
Take‑rate And Margin PressureDeclining take rates and historical margin contraction reflect mix shifts to lower‑yield products and deliberate promotional investments. These trends erode per‑transaction economics and operating leverage, posing a persistent headwind to profit and cash‑flow growth absent sustained pricing or mix improvement.
Technology Modernization Execution RiskA multi‑quarter migration to cloud and AI is structurally necessary but execution‑intensive. It requires sizable capex and replatforming effort, risks service disruption, and can push costs higher over multiple quarters, challenging margin recovery and product rollout timetables.
Branded Checkout & Regional Concentration WeaknessLow growth in core branded checkout and sensitivity in Europe and travel highlight exposure to competitive, regional and sectoral dynamics. Slower uptake in merchants or travel rebounds can restrain revenue diversification and prolong reliance on higher‑growth segments for overall momentum.
PayPal Holdings News
PYPL FAQ
What was PayPal Holdings, Inc.’s price range in the past 12 months?
PayPal Holdings, Inc. lowest stock price was $38.46 and its highest was $79.50 in the past 12 months.
What is PayPal Holdings, Inc.’s market cap?
PayPal Holdings, Inc.’s market cap is $37.59B.
When is PayPal Holdings, Inc.’s upcoming earnings report date?
PayPal Holdings, Inc.’s upcoming earnings report date is Jul 28, 2026 which is in 53 days.
How were PayPal Holdings, Inc.’s earnings last quarter?
PayPal Holdings, Inc. released its earnings results on May 05, 2026. The company reported $1.34 earnings per share for the quarter, beating the consensus estimate of $1.271 by $0.069.
Is PayPal Holdings, Inc. overvalued?
According to Wall Street analysts PayPal Holdings, Inc.’s price is currently Overvalued.
Does PayPal Holdings, Inc. pay dividends?
PayPal Holdings, Inc. pays a Notavailable dividend of $0.14 which represents an annual dividend yield of N/A. See more information on PayPal Holdings, Inc. dividends here
What is PayPal Holdings, Inc.’s EPS estimate?
PayPal Holdings, Inc.’s EPS estimate is 1.28.
How many shares outstanding does PayPal Holdings, Inc. have?
PayPal Holdings, Inc. has 882,105,470 shares outstanding.
What happened to PayPal Holdings, Inc.’s price movement after its last earnings report?
PayPal Holdings, Inc. reported an EPS of $1.34 in its last earnings report, beating expectations of $1.271. Following the earnings report the stock price went down -7.739%.
Which hedge fund is a major shareholder of PayPal Holdings, Inc.?
Currently, no hedge funds are holding shares in PYPL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PayPal Holdings Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$47.90 (-5.73% Downside)
$47.90 (-5.73% Downside)
Blogger Sentiment
Bullish
PYPL Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 916.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.9%
Last 30 Days ▼ 3.1%
Last 30 Days ▼ 3.1%
News Sentiment
Neutral
Bullish news 59%
Bearish news 57%
Bearish news 57%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-40.76%
12-Months-Change
Fundamentals
Return on Equity
25.08%
Trailing 12-Months
Asset Growth
-0.90%
Trailing 12-Months
Company Description
PayPal Holdings, Inc.
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.
PYPL Company Deck
PYPL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mixed but constructive picture: PayPal delivered solid top-line volume growth, Venmo and PSP momentum, healthy cash generation and announced a clear strategic refocus and a material $1.5B cost-savings ambition. However, near-term execution risks remain — branded checkout growth is modest, Europe and travel verticals showed softness, take rates and operating income faced pressure due to investments, and meaningful modernization efforts are required. Management reiterated full-year guidance but warned of a tougher Q2 comp and a near-term EPS decline. Overall, the transcript signals confidence in the medium-term strategy and financial flexibility but balanced by tangible short-term headwinds and execution risk.View all PYPL earnings summariesPYPL Revenue Breakdown
56.88% U.S.
43.12% Other countries
PYPL Stock 12 Month Forecast
Average Price Target
$47.90
▼(-5.73% Downside)
Technical Analysis
Ownership Overview
0.11% Insiders
16.41% Mutual Funds
17.74% Other Institutional Investors
38.74% Public Companies and Individual Investors