Want to see WU full AI Analyst Report?
WU Stock Chart & Stats
$9.48
-$0.07(-0.67%)
At close: 4:00 PM EST
$9.48
-$0.07(-0.67%)
Day’s Range― - ―
52-Week Range$6.91 - $10.35
Previous CloseN/A
Volume1.15M
Average Volume (3M)8.23M
Market Cap
$2.77B
Enterprise Value$4.48K
Total Cash (Recent Filing)$2.93B
Total Debt (Recent Filing)$2.62B
Price to Earnings (P/E)6.5
Beta0.41
Next Earnings
Jul 30, 2026EPS Estimate
0.43Next Dividend Ex-DateN/A
Dividend Yield10.59%
Share Statistics
EPS (TTM)1.37
Shares Outstanding312,435,100
10 Day Avg. Volume7,976,399
30 Day Avg. Volume8,229,119
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)3.17
Price to Sales (P/S)0.75
P/FCF Ratio7.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$8.06Price Target Upside-14.95% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering9
EPS Forecast (FY)1.74
Revenue Forecast (FY)$4.23B
Bulls Say, Bears Say
Bulls Say
Resilient Profitability MarginsSustained mid-to-high teens operating margins reflect durable fee and FX economics in the core remittance business. Strong margin profile provides recurring earnings cushion, funds reinvestment and shareholder returns, and helps the company absorb corridor or seasonal volatility over the next 2–6 months.
Marked Deleveraging Of The Balance SheetMaterial reduction in leverage meaningfully lowers financial risk and increases strategic optionality. With a cleaner capital structure management can fund M&A, invest in digital initiatives, or return capital with less refinancing pressure, improving stability across the medium term.
Digital Growth And Strategic M&A ExpansionAccelerating digital transactions and targeted acquisitions broaden distribution and lower reliance on cash retail, expanding addressable markets. Intermex and other deals strengthen U.S. agent footprint and corridor coverage, supporting durable revenue diversification and longer-term transaction growth.
Bears Say
Multi-year Top-line DeclineSustained revenue contraction erodes scale benefits of the agent network and FX spread income. Persistent top-line weakness limits margin expansion potential and constrains the company's ability to invest organically, making long-term growth reliant on M&A and digital mix shifts.
Weaker Free Cash Flow ConversionDeclining FCF and below‑par cash conversion reduce internally available capital for strategic initiatives, debt reduction or shareholder returns. With FCF trending lower, the company may need to balance investment in digital and agent rollout against capital returns and deleveraging objectives over the medium term.
Operating Cash Flow Pressure And Near-term Elevated LeverageLower operating cash flow and temporarily higher leverage following deal funding reduce financial flexibility and increase sensitivity to macro or FX swings. This constrains the pace of integration spending and increases reliance on execution of cost efficiencies to restore balance-sheet strength.
Western Union News
WU FAQ
What was Western Union Company’s price range in the past 12 months?
Western Union Company lowest stock price was $6.91 and its highest was $10.35 in the past 12 months.
What is Western Union Company’s market cap?
Western Union Company’s market cap is $2.77B.
When is Western Union Company’s upcoming earnings report date?
Western Union Company’s upcoming earnings report date is Jul 30, 2026 which is in 9 days.
How were Western Union Company’s earnings last quarter?
Western Union Company released its earnings results on Apr 24, 2026. The company reported $0.25 earnings per share for the quarter, missing the consensus estimate of $0.391 by -$0.141.
Is Western Union Company overvalued?
According to Wall Street analysts Western Union Company’s price is currently Overvalued.
Does Western Union Company pay dividends?
Western Union Company pays a Quarterly dividend of $0.235 which represents an annual dividend yield of 10.59%. See more information on Western Union Company dividends here
What is Western Union Company’s EPS estimate?
Western Union Company’s EPS estimate is 0.43.
How many shares outstanding does Western Union Company have?
Western Union Company has 312,435,100 shares outstanding.
What happened to Western Union Company’s price movement after its last earnings report?
Western Union Company reported an EPS of $0.25 in its last earnings report, missing expectations of $0.391. Following the earnings report the stock price went down -4.614%.
Which hedge fund is a major shareholder of Western Union Company?
Currently, no hedge funds are holding shares in WU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western Union Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$8.06 (-14.95% Downside)
$8.06 (-14.95% Downside)
Blogger Sentiment
Bullish
WU Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 709.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $240.6K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 5.5%
Last 30 Days ▲ 5.5%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
22.41%
12-Months-Change
Fundamentals
Return on Equity
10.59%
Trailing 12-Months
Asset Growth
-2.85%
Trailing 12-Months
Company Description
Western Union Company
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.
WU Revenue Breakdown
91.92% Consumer-to-Consumer
0.68% Business Solutions
7.40% Other
WU Stock 12 Month Forecast
Average Price Target
$8.06
▼(-14.95% Downside)
Technical Analysis
Ownership Overview
1.51% Insiders
28.69% Mutual Funds
0.43% Other Institutional Investors
36.66% Public Companies and Individual Investors