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WU Stock Chart & Stats
$9.48
-$0.07(-0.67%)
At close: 4:00 PM EST
$9.48
-$0.07(-0.67%)
Day’s Range― - ―
52-Week Range$6.91 - $10.35
Previous CloseN/A
Volume1.15M
Average Volume (3M)8.23M
Market Cap
$2.77B
Enterprise Value$4.48K
Total Cash (Recent Filing)$2.93B
Total Debt (Recent Filing)$2.62B
Price to Earnings (P/E)6.3
Beta0.41
Next Earnings
Jul 30, 2026EPS Estimate
0.43Next Dividend Ex-DateN/A
Dividend Yield10.85%
Share Statistics
EPS (TTM)1.37
Shares Outstanding312,435,100
10 Day Avg. Volume7,976,399
30 Day Avg. Volume8,229,119
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)3.17
Price to Sales (P/S)0.75
P/FCF Ratio7.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$8.06Price Target Upside-14.95% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering9
EPS Forecast (FY)1.73
Revenue Forecast (FY)$4.23B
Bulls Say, Bears Say
Bulls Say
Large Agent Network & Strategic PartnershipsAdding ~10,000 Intermex agent locations and targeted new partnerships (e.g., Kroger, Deutsche Post, Canada Post) materially expands distribution. That larger, diversified retail footprint supports durable transaction volume, lowers customer acquisition costs, and embeds Western Union in more payout rails for long-term revenue resilience.
Deleveraged Balance SheetElimination of debt in 2025/TTM markedly reduces financial risk and interest burden, giving management flexibility to fund M&A, digital initiatives, and efficiency programs. The cleaner leverage profile improves capital allocation optionality and lowers refinancing/market-risk over the medium term.
Resilient Profitability And Digital GrowthDouble-digit growth in branded digital transactions and 33% Consumer Services revenue growth show structural demand shifting to higher-growth channels. Combined with sustained TTM profitability (net margin ~12%, EBIT/EBITDA ~19%/~23%), this supports durable earnings power while enabling cross-sell and lower-cost digital acquisition over time.
Bears Say
Multi-year Revenue DeclineA persistent top-line decline across multiple years reduces operating leverage and constrains reinvestment capacity. Ongoing revenue shrinkage pressures unit economics, makes margin preservation harder, and raises execution risk for growth initiatives and planned synergies absent sustained transaction or pricing recovery.
Weakening Free Cash Flow & Cash ConversionDeclining free cash flow and suboptimal cash conversion (FCF roughly 72% of net income) limit the company's ability to fund capex, M&A, dividends, or buybacks without accessing markets. Weaker FCF trends raise dependence on financing and make long-term capital returns and strategic flexibility more conditional on operational improvement.
Americas Retail & Corridor WeaknessPressure in the Americas retail business—notably the U.S. to Mexico corridor—hits the company's largest remittance flows. Structural migration and policy dynamics can depress volume and revenue per transaction, creating sustained headwinds to core consumer-to-consumer remittances and complicating margin recovery despite digital gains.
Western Union News
WU FAQ
What was Western Union Company’s price range in the past 12 months?
Western Union Company lowest stock price was $6.91 and its highest was $10.35 in the past 12 months.
What is Western Union Company’s market cap?
Western Union Company’s market cap is $2.77B.
When is Western Union Company’s upcoming earnings report date?
Western Union Company’s upcoming earnings report date is Jul 30, 2026 which is in 9 days.
How were Western Union Company’s earnings last quarter?
Western Union Company released its earnings results on Apr 24, 2026. The company reported $0.25 earnings per share for the quarter, missing the consensus estimate of $0.391 by -$0.141.
Is Western Union Company overvalued?
According to Wall Street analysts Western Union Company’s price is currently Overvalued.
Does Western Union Company pay dividends?
Western Union Company pays a Quarterly dividend of $0.235 which represents an annual dividend yield of 10.85%. See more information on Western Union Company dividends here
What is Western Union Company’s EPS estimate?
Western Union Company’s EPS estimate is 0.43.
How many shares outstanding does Western Union Company have?
Western Union Company has 312,435,100 shares outstanding.
What happened to Western Union Company’s price movement after its last earnings report?
Western Union Company reported an EPS of $0.25 in its last earnings report, missing expectations of $0.391. Following the earnings report the stock price went down -4.614%.
Which hedge fund is a major shareholder of Western Union Company?
Currently, no hedge funds are holding shares in WU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western Union Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Sell
Average Price Target:
$8.06 (-14.95% Downside)
$8.06 (-14.95% Downside)
Blogger Sentiment
Bullish
WU Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 709.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $240.6K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 5.5%
Last 30 Days ▲ 5.5%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
22.41%
12-Months-Change
Fundamentals
Return on Equity
10.85%
Trailing 12-Months
Asset Growth
-2.85%
Trailing 12-Months
Company Description
Western Union Company
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.
WU Revenue Breakdown
91.92% Consumer-to-Consumer
0.68% Business Solutions
7.40% Other
WU Stock 12 Month Forecast
Average Price Target
$8.06
▼(-14.95% Downside)
Technical Analysis
Ownership Overview
1.51% Insiders
28.69% Mutual Funds
0.44% Other Institutional Investors
36.66% Public Companies and Individual Investors