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MUTHOOTFIN Stock Chart & Stats
₹2986.10
₹39.20(1.31%)
At close: 4:00 PM EDT
₹2986.10
₹39.20(1.31%)
Day’s Range― - ―
52-Week Range₹2,331.80 - ₹4,149.00
Previous CloseN/A
Volume517.80K
Average Volume (3M)38.72K
Market Cap
₹969.35B
Enterprise Value₹2.69T
Total Cash (Recent Filing)₹147.98B
Total Debt (Recent Filing)₹1.62T
Price to Earnings (P/E)8.4
Beta0.90
Next Earnings
Oct 31, 2026EPS Estimate
63.78Next Dividend Ex-DateN/A
Dividend Yield1.24%
Share Statistics
EPS (TTM)283.28
Shares Outstanding401,468,480
10 Day Avg. Volume26,060
30 Day Avg. Volume38,716
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)3.24
Price to Sales (P/S)4.06
P/FCF Ratio10.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹3,300.00Price Target Upside10.51% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)269.29
Revenue Forecast (FY)₹193.72B
Bulls Say, Bears Say
Bulls Say
Accelerating Revenue GrowthThe sharp 2026 revenue increase, following steady growth in prior years, indicates expanding lending activity and stronger earnings capacity. Although growth has not been perfectly smooth, sustained top-line expansion can support operating leverage, reinvestment, and a stronger competitive position over the next several quarters.
High And Improving ProfitabilityHigh operating and net margins provide a substantial earnings buffer and demonstrate that the business converts lending revenue into profit efficiently. The improvement from 2025 suggests profitability is currently strengthening, supporting internal capital generation and resilience across the medium-term operating cycle.
Secured Gold-Lending PlatformGold-backed lending gives Muthoot Finance a collateral-supported business model, while its extensive branch network provides broad customer access across India. This combination can reinforce origination reach, servicing scale, and recovery support, creating a durable platform for recurring interest income.
Bears Say
Rising LeverageThe rising debt-to-equity ratio increases the company’s dependence on borrowed funding and makes earnings more sensitive to funding conditions and credit cycles. Even with improving returns on equity, higher leverage can constrain financial flexibility and raise the consequences of any deterioration in lending conditions.
Volatile Cash GenerationSeveral years of negative operating and free cash flow reduce confidence that reported profitability consistently converts into cash. The strong 2026 rebound is encouraging, but the historical volatility may complicate funding, capital allocation, and the company’s ability to absorb weaker loan-market conditions.
Sensitivity To Gold And Funding ConditionsThe business remains exposed to external forces that can affect loan economics and collateral outcomes. Gold-price movements may influence recoveries, interest-rate cycles can change funding costs, and competition or regulation may pressure pricing, loan-to-value terms, or operating flexibility over time.
Muthoot Finance Ltd News
MUTHOOTFIN FAQ
What was Muthoot Finance Ltd’s price range in the past 12 months?
Muthoot Finance Ltd lowest stock price was ₹2331.80 and its highest was ₹4149.00 in the past 12 months.
What is Muthoot Finance Ltd’s market cap?
Muthoot Finance Ltd’s market cap is ₹969.35B.
When is Muthoot Finance Ltd’s upcoming earnings report date?
Muthoot Finance Ltd’s upcoming earnings report date is Oct 31, 2026 which is in 2 days.
How were Muthoot Finance Ltd’s earnings last quarter?
Muthoot Finance Ltd released its earnings results on Aug 01, 2026. The company reported ₹63.53 earnings per share for the quarter, missing the consensus estimate of ₹72.628 by -₹9.098.
Is Muthoot Finance Ltd overvalued?
According to Wall Street analysts Muthoot Finance Ltd’s price is currently Undervalued.
Does Muthoot Finance Ltd pay dividends?
Muthoot Finance Ltd pays a Annually dividend of ₹30 which represents an annual dividend yield of 1.24%. See more information on Muthoot Finance Ltd dividends here
What is Muthoot Finance Ltd’s EPS estimate?
Muthoot Finance Ltd’s EPS estimate is 63.78.
How many shares outstanding does Muthoot Finance Ltd have?
Muthoot Finance Ltd has 401,468,480 shares outstanding.
What happened to Muthoot Finance Ltd’s price movement after its last earnings report?
Muthoot Finance Ltd reported an EPS of ₹63.53 in its last earnings report, missing expectations of ₹72.628. Following the earnings report the stock price went up 0.6%.
Which hedge fund is a major shareholder of Muthoot Finance Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Finance Ltd
Muthoot Finance Limited, an Indian financial institution, primarily specializes in providing loans secured by gold jewelry. These "gold loans" cater to both individual customers and microfinance entities for personal and business needs. Beyond its core gold lending activities, the company offers a diverse portfolio of financial products and services, including housing finance, sales of gold coins, money transfer facilities, and foreign exchange operations. It also provides investment opportunities through mutual funds and non-convertible debentures, alongside a comprehensive suite of insurance products covering health, home, vehicle, life, and travel. Furthermore, Muthoot Finance extends various other loan types, such as vehicle, corporate, and SME financing. Intriguingly, the company also generates electricity from windmills located in Tamil Nadu. As of March 31, 2022, its extensive operational network comprised approximately 4,617 branches spread across 23 states and 6 Union Territories. The company, which has its roots tracing back to 1887, is headquartered in Kochi, India.
MUTHOOTFIN Stock 12 Month Forecast
Average Price Target
₹3,300.00
▲(10.51% Upside)
Technical Analysis
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