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BAJAJHFL Stock Chart & Stats
₹109.10
-₹2.29(-1.85%)
At close: 4:00 PM EST
₹109.10
-₹2.29(-1.85%)
Day’s Range― - ―
52-Week Range₹72.60 - ₹117.95
Previous CloseN/A
Volume4.32M
Average Volume (3M)2.26M
Market Cap
₹702.58B
Enterprise Value₹1.64M
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)26.1
Beta1.27
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.23
Shares Outstanding8,332,335,000
10 Day Avg. Volume748,942
30 Day Avg. Volume2,256,665
Financial Highlights & Ratios
PEG Ratio1.59
Price to Book (P/B)2.71
Price to Sales (P/S)5.47
P/FCF Ratio14.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹109.00Price Target Upside-0.09% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.59
Revenue Forecast (FY)₹50.77B
Bulls Say, Bears Say
Bulls Say
Revenue ScalingSustained multi-year revenue growth reflects durable demand for the firm's core mortgage products and successful origination scale. Consistent top-line expansion supports operating leverage, diversified loan mix, and the capacity to absorb credit costs while funding growth over the next several quarters.
Profitability / MarginsHealthy, persistent net margins near 19%–24% indicate structural profitability from net interest income and fee income. Strong margin sustainability supports internally generated capital, cushions provisioning cycles, and enables reinvestment in origination capabilities without over-relying on external funding.
Improved Cash Generation (2026)The material swing to positive operating and free cash flow in 2026 signals meaningful improvement in cash conversion from lending operations. If sustained, this reduces funding dependency, eases liquidity pressures common to fast-growing lenders, and strengthens the firm's ability to self-fund growth and provisioning.
Bears Say
Volatile Cash Flow HistoryA multi-year pattern of deep negative operating and free cash flows undermines predictability of funding needs and raises reliance on external borrowings. Such volatility can strain liquidity during tightening cycles and makes future capital planning and stress-testing less reliable despite the 2026 rebound.
Elevated LeverageStructurally high leverage (4–6x debt-to-equity) is typical for mortgage lenders but amplifies sensitivity to funding costs and credit cycles. Elevated debt levels constrain financial flexibility, increase refinancing risk, and can magnify earnings volatility if asset quality or interest spreads deteriorate.
Reporting / Comparability NoiseLarge inconsistencies in reported metrics (e.g., implausible gross-margin jumps and a 2026 debt-to-equity anomaly) reduce confidence in trend analysis and forecasting. Persistent data irregularities impede accurate credit assessment and make it harder to judge true earnings quality and balance sheet risk.
Bajaj Housing Finance Ltd. News
BAJAJHFL FAQ
What was Bajaj Housing Finance Ltd.’s price range in the past 12 months?
Bajaj Housing Finance Ltd. lowest stock price was ₹72.60 and its highest was ₹117.95 in the past 12 months.
What is Bajaj Housing Finance Ltd.’s market cap?
Bajaj Housing Finance Ltd.’s market cap is ₹702.58B.
When is Bajaj Housing Finance Ltd.’s upcoming earnings report date?
Bajaj Housing Finance Ltd.’s upcoming earnings report date is Oct 26, 2026 which is in 70 days.
How were Bajaj Housing Finance Ltd.’s earnings last quarter?
Bajaj Housing Finance Ltd. released its earnings results on Jul 29, 2026. The company reported ₹0.86 earnings per share for the quarter, the consensus estimate of ₹0.86 by ₹0.
Is Bajaj Housing Finance Ltd. overvalued?
According to Wall Street analysts Bajaj Housing Finance Ltd.’s price is currently Overvalued.
Does Bajaj Housing Finance Ltd. pay dividends?
Bajaj Housing Finance Ltd. does not currently pay dividends.
What is Bajaj Housing Finance Ltd.’s EPS estimate?
Bajaj Housing Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bajaj Housing Finance Ltd. have?
Bajaj Housing Finance Ltd. has 8,332,335,000 shares outstanding.
What happened to Bajaj Housing Finance Ltd.’s price movement after its last earnings report?
Bajaj Housing Finance Ltd. reported an EPS of ₹0.86 in its last earnings report, expectations of ₹0.86. Following the earnings report the stock price went up 2.219%.
Which hedge fund is a major shareholder of Bajaj Housing Finance Ltd.?
Currently, no hedge funds are holding shares in IN:BAJAJHFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Housing Finance Ltd.
Bajaj Housing Finance Limited is an Indian financial institution specializing in various lending solutions for the real estate sector. The company provides funding to both individual clients and corporate entities looking to acquire or renovate residential properties and commercial spaces. Additionally, it offers financing secured by property to meet diverse business or personal requirements, and supplies working capital to support business expansion initiatives. Furthermore, the firm extends credit to real estate developers involved in the construction of residential and commercial projects, and delivers lease rental discounting services to these developers and high-net-worth individuals. Founded in Pune, India, in 2008, the company was initially known as Bajaj Financial Solutions Limited, before rebranding to Bajaj Housing Finance Limited in November 2014. It operates as a subsidiary of Bajaj Finance Limited.
BAJAJHFL Stock 12 Month Forecast
Average Price Target
₹109.00
▼(-0.09% Downside)
Technical Analysis
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