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ARMANFIN Stock Chart & Stats
₹1553.20
-₹2.95(-0.23%)
At close: 4:00 PM EST
₹1553.20
-₹2.95(-0.23%)
Day’s Range― - ―
52-Week Range₹1,256.10 - ₹2,064.80
Previous CloseN/A
Volume21.61K
Average Volume (3M)1.74K
Market Cap
₹20.42B
Enterprise Value₹34.30B
Total Cash (Recent Filing)₹4.91B
Total Debt (Recent Filing)₹17.76B
Price to Earnings (P/E)36.0
Beta1.19
Next Earnings
Aug 19, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)53.91
Shares Outstanding10,514,761
10 Day Avg. Volume1,643
30 Day Avg. Volume1,739
Financial Highlights & Ratios
PEG Ratio2.92
Price to Book (P/B)1.51
Price to Sales (P/S)2.32
P/FCF Ratio-2.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Asset Growth & ScaleSteady asset growth indicates the company has expanded lending scale and branch/distribution reach. Greater scale can lower unit costs, improve risk pooling across loans, and support diversified revenue streams, reinforcing business resilience over the next several months.
Improving Leverage TrendA material improvement in leverage versus 2022–2023 suggests stronger capital cushions and reduced near-term refinancing strain. This structural de-risking enhances financial flexibility and credit access, helping the company manage funding costs and support lending operations over the medium term.
Multi-year Revenue ExpansionSustained revenue growth across multiple years demonstrates product-market fit and effective distribution in retail and small-borrower segments. That multi-year traction supports durable client relationships and cross-sell potential, underpinning revenue stability if operational execution continues.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow signal inconsistent conversion of accounting profits into cash. For an NBFC, uneven cash generation raises financing needs, heightens liquidity risk, and makes consistent debt servicing and growth funding more uncertain across economic cycles.
Earnings & Revenue DecelerationA clear recent slowdown in top-line and sharp net income compression reduces internal capital formation and may reflect weakening demand, margin pressure, or rising credit costs. Persisting deceleration would impair reinvestment capacity and heighten reliance on external funding.
Rising Debt & Capital SensitivityAn uptick in debt in 2026 combined with a still-relatively debt-heavy structure increases exposure to interest rate and refinancing risk. Coupled with volatile cash flow, higher indebtedness can constrain strategic flexibility and raise the probability of funding stress during downturns.
Arman Financial Services Limited News
ARMANFIN FAQ
What was Arman Financial Services Limited’s price range in the past 12 months?
Arman Financial Services Limited lowest stock price was ₹1256.10 and its highest was ₹2064.80 in the past 12 months.
What is Arman Financial Services Limited’s market cap?
Arman Financial Services Limited’s market cap is ₹20.42B.
When is Arman Financial Services Limited’s upcoming earnings report date?
Arman Financial Services Limited’s upcoming earnings report date is Aug 19, 2026 which is in 15 days.
How were Arman Financial Services Limited’s earnings last quarter?
Arman Financial Services Limited released its earnings results on May 27, 2026. The company reported ₹39.06 earnings per share for the quarter, beating the consensus estimate of N/A by ₹39.06.
Is Arman Financial Services Limited overvalued?
According to Wall Street analysts Arman Financial Services Limited’s price is currently Overvalued.
Does Arman Financial Services Limited pay dividends?
Arman Financial Services Limited pays a Annually dividend of ₹1.4 which represents an annual dividend yield of N/A. See more information on Arman Financial Services Limited dividends here
What is Arman Financial Services Limited’s EPS estimate?
Arman Financial Services Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Arman Financial Services Limited have?
Arman Financial Services Limited has 10,514,761 shares outstanding.
What happened to Arman Financial Services Limited’s price movement after its last earnings report?
Arman Financial Services Limited reported an EPS of ₹39.06 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.925%.
Which hedge fund is a major shareholder of Arman Financial Services Limited?
Currently, no hedge funds are holding shares in IN:ARMANFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Arman Financial Services Limited
Arman Financial Services Limited, operating in India alongside its subsidiary Namra Finance Limited, functions as a non-banking financial company. The firm's core business involves offering financing solutions for individuals purchasing two- and three-wheeled vehicles. Beyond this, it extends credit facilities to micro, small, and medium-sized enterprises (MSMEs), and provides group-based microfinance services. The company, which was founded in 1992 and has its headquarters in Ahmedabad, India, maintains a substantial operational footprint through its network of 239 branches and approximately 55 dealer access points.
Technical Analysis
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