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AADHARHFC Stock Chart & Stats
₹477.90
-₹1.55(-0.37%)
At close: 4:00 PM EST
₹477.90
-₹1.55(-0.37%)
Day’s Range― - ―
52-Week Range₹425.05 - ₹558.00
Previous CloseN/A
Volume21.57K
Average Volume (3M)26.91K
Market Cap
₹242.98B
Enterprise Value₹388.23B
Total Cash (Recent Filing)₹17.87B
Total Debt (Recent Filing)₹175.45B
Price to Earnings (P/E)21.2
Beta0.90
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)11.88
Shares Outstanding437,337,130
10 Day Avg. Volume15,268
30 Day Avg. Volume26,909
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)2.58
Price to Sales (P/S)5.28
P/FCF Ratio11.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)31.05
Revenue Forecast (FY)₹27.79B
Bulls Say, Bears Say
Bulls Say
Focus On Underserved Retail HousingAadhar's branch-led focus on low-/middle-income and semi-urban/rural customers is a durable business model advantage. It creates deep local distribution, higher customer stickiness, and diversification away from metro concentration, supporting steady originations even as larger banks shift focus.
Sustained Revenue And Earnings GrowthMulti-year growth in revenue and net income, coupled with consistent net margins (~28–32%), indicates durable earnings power. For a mortgage lender, stable high margins suggest pricing strength and disciplined underwriting, enabling internal funding and reinvestment over the medium term.
Asset Growth With Mid-teens ROERapid asset expansion alongside mid-teens returns on equity shows scalable, profitable growth. Increasing equity with sustained ROE implies the company can expand its loan book while maintaining acceptable shareholder returns, supporting long-term franchise strength.
Bears Say
Elevated LeverageHigh leverage is structurally important for an HFC but raises sensitivity to rising funding costs and tightening liquidity. Elevated debt-to-equity reduces financial flexibility, increases refinancing and interest-rate risk, and magnifies earnings volatility during adverse credit cycles.
Inconsistent Cash GenerationLarge swings in operating and free cash flow undermine confidence in cash conversion. Inconsistent cash generation forces reliance on external funding in weak years, complicates provisioning and capital allocation, and raises execution risk despite the FY2026 recovery.
Volatile Revenue Growth / Comparability NoiseIrregular year-over-year growth and an outsized FY2026 increase suggest comparability issues or one-offs. This volatility makes forecasting and credit assessment harder, masking underlying portfolio quality trends and reducing the reliability of growth as a durable signal.
Aadhar Housing Finance Ltd News
AADHARHFC FAQ
What was Aadhar Housing Finance Ltd’s price range in the past 12 months?
Aadhar Housing Finance Ltd lowest stock price was ₹425.05 and its highest was ₹558.00 in the past 12 months.
What is Aadhar Housing Finance Ltd’s market cap?
Aadhar Housing Finance Ltd’s market cap is ₹242.98B.
When is Aadhar Housing Finance Ltd’s upcoming earnings report date?
Aadhar Housing Finance Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 38 days.
How were Aadhar Housing Finance Ltd’s earnings last quarter?
Aadhar Housing Finance Ltd released its earnings results on May 05, 2026. The company reported ₹7.16 earnings per share for the quarter, beating the consensus estimate of N/A by ₹7.16.
Is Aadhar Housing Finance Ltd overvalued?
According to Wall Street analysts Aadhar Housing Finance Ltd’s price is currently Overvalued.
Does Aadhar Housing Finance Ltd pay dividends?
Aadhar Housing Finance Ltd does not currently pay dividends.
What is Aadhar Housing Finance Ltd’s EPS estimate?
Aadhar Housing Finance Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Aadhar Housing Finance Ltd have?
Aadhar Housing Finance Ltd has 437,337,130 shares outstanding.
What happened to Aadhar Housing Finance Ltd’s price movement after its last earnings report?
Aadhar Housing Finance Ltd reported an EPS of ₹7.16 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.423%.
Which hedge fund is a major shareholder of Aadhar Housing Finance Ltd?
Currently, no hedge funds are holding shares in IN:AADHARHFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aadhar Housing Finance Ltd
Aadhar Housing Finance Limited is an Indian financial institution dedicated to providing housing finance solutions. The company offers a broad spectrum of lending products, including funding for the purchase and construction of homes, financing for land acquisition and development, loans for home renovations and expansions, and credit for constructing or acquiring commercial properties. Furthermore, it extends loans secured by residential real estate and other types of property, along with various associated services. Its customer base is diverse, serving individuals, corporations, societies, and other organized groups. Established in 1990 and based in Mumbai, India, the firm operated as DHFL Vysya Housing Finance Limited until it adopted its current name in August 2017. Aadhar Housing Finance Limited functions as a subsidiary of Bcp Topco VII Pte. Ltd.
Technical Analysis
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