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Westamerica Bancorporation (WABC) Stock Price & Analysis

79 Followers

WABC Stock Chart & Stats

$59.47-$0.17(-0.29%)
At close: 4:00 PM EST
$58$60$62Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$59.04 - $60.41
52-Week Range
$46.23 - $63.61
Previous Close
$59.64
Volume
N/A
Average Volume (3M)
162.22K
Market Cap
$1.37B
Enterprise Value
$1.19B
Total Cash (Recent Filing)
$4.72B
Total Debt (Recent Filing)
$139.06M
Price to Earnings (P/E)
12.8
Beta
0.49
Next Earnings
Jan 21, 2027 (Est.)
EPS Estimate
1.22
Last Dividend Ex-Date
Nov 02, 2026
Dividend Yield
3.19%

Bulls Say, Bears Say

Bulls Say

Sustained High Profitability

Persistently high net margins indicate that Westamerica converts banking revenue into profit efficiently across different conditions. This provides internal capacity to absorb operating pressure, support capital strength, and continue funding shareholder returns while preserving a durable earnings base.

Strong Cash Conversion

Free cash flow that closely tracks net income supports the quality and credibility of reported earnings. This conversion gives Westamerica greater flexibility to maintain capital, fund operations, and return cash to shareholders without relying as heavily on external financing.

Conservative Leverage

Low debt relative to equity provides a meaningful balance-sheet cushion for a regional bank and reduces financial strain during periods of weaker profitability. Conservative leverage can preserve strategic flexibility, support depositor confidence, and limit the impact of funding or credit-cycle stress.

Bears Say

Slower Revenue Growth

The post-2023 slowdown shows that Westamerica’s recent growth engine has weakened despite a return to modest TTM expansion. Prolonged uneven revenue performance could constrain operating leverage, reduce earnings momentum, and make future profit growth more dependent on efficiency or balance-sheet deployment.

Moderating Returns On Equity

The decline in return on equity indicates that Westamerica is generating less profit from its capital base than it did at its recent peak. If this lower return profile persists, it may limit internally generated growth, weaken capital efficiency, and reduce the compounding potential of shareholder equity.

Volatile Free Cash Flow Growth

Although overall cash conversion remains strong, the recent pattern of decline followed by a sharp rebound makes the pace of cash generation less predictable. Greater volatility can complicate capital planning and create uncertainty around how consistently excess cash can support dividends, investment, or balance-sheet growth.

Westamerica Bancorporation News

WABC FAQ

What was Westamerica Bancorporation’s price range in the past 12 months?
Westamerica Bancorporation lowest stock price was $46.23 and its highest was $63.61 in the past 12 months.
What is Westamerica Bancorporation’s market cap?
Westamerica Bancorporation’s market cap is $1.37B.
When is Westamerica Bancorporation’s upcoming earnings report date?
Westamerica Bancorporation’s next earnings report is estimated for Jan 21, 2027 (not yet confirmed), which is in 67 days.
How were Westamerica Bancorporation’s earnings last quarter?
Westamerica Bancorporation released its earnings results on Oct 15, 2026. The company reported $1.22 earnings per share for the quarter, beating the consensus estimate of $1.165 by $0.055.
Is Westamerica Bancorporation overvalued?
According to Wall Street analysts Westamerica Bancorporation’s price is currently Undervalued.
Does Westamerica Bancorporation pay dividends?
Westamerica Bancorporation pays a quarterly dividend of $0.48 which represents an annual dividend yield of 3.19%. See more information on Westamerica Bancorporation dividends here
What is Westamerica Bancorporation’s EPS estimate?
Westamerica Bancorporation’s EPS estimate is 1.22.
How many shares outstanding does Westamerica Bancorporation have?
Westamerica Bancorporation has 23,097,338 shares outstanding.
What happened to Westamerica Bancorporation’s price movement after its last earnings report?
Westamerica Bancorporation reported an EPS of $1.22 in its last earnings report, beating expectations of $1.165. Following the earnings report the stock price went up 3.747%.
Which hedge fund is a major shareholder of Westamerica Bancorporation?
Hedge funds hold Westamerica Bancorporation shares: the largest hedge-fund position in Westamerica Bancorporation is 72,328,888 shares, and hedge funds decreased their holdings by 117.2K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology