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TYFG Stock Chart & Stats
$50.50
$0.00(0.00%)
At close: 4:00 PM EST
$50.50
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$44.10 - $65.00
Previous CloseN/A
Volume4.00
Average Volume (3M)741.00
Market Cap
$154.24M
Enterprise Value$187.15M
Total Cash (Recent Filing)$48.54M
Total Debt (Recent Filing)$87.63M
Price to Earnings (P/E)9.9
Beta0.15
Next Earnings
Jul 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.99%
Share Statistics
EPS (TTM)6.54
Shares Outstanding2,378,448
10 Day Avg. Volume1,730
30 Day Avg. Volume741
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)0.74
Price to Sales (P/S)1.18
P/FCF Ratio11.51
Enterprise Value/Market Cap1.21
Enterprise Value/Revenue2.00
Enterprise Value/Gross Profit2.67
Enterprise Value/Ebitda8.52
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue & Margin RecoveryA clear revenue rebound and margin expansion in 2025 indicate recovering core franchise demand and improved pricing or cost control. Sustained top-line growth with higher margins strengthens earnings power, funds reinvestment or dividends, and provides a buffer against cyclicality over the next several quarters.
Improved LeverageMaterial reduction in leverage meaningfully lowers financial risk and increases capital flexibility. A leaner balance sheet enhances the bank's ability to absorb credit cost shocks, support lending or strategic initiatives, and reduces refinancing pressure over the medium term.
Consistent Free Cash FlowMulti-year positive free cash flow that closely tracks earnings signals earnings quality and cash conversion. Reliable FCF supports sustainable dividend payout, operational investment, and deleveraging without needing frequent external financing, aiding structural stability.
Bears Say
Moderate ROEAn ROE under 9% suggests limited capacity to generate high returns from shareholders’ equity versus regional-bank peers. Persistently moderate ROE constrains organic capital formation, may limit long-term shareholder returns, and could necessitate higher growth or capital efficiency to improve profitability.
Choppy Operating Cash FlowVolatile operating cash flow reduces predictability of internal funding and heightens reliance on capital markets in stress periods. Uneven cash conversion can complicate loan growth, dividend planning, and provisioning decisions, making medium-term planning and resilience weaker than income statements imply.
Sizeable Absolute DebtAlthough leverage ratios improved, large absolute debt levels maintain exposure to rising credit costs or economic strain. Increases in funding costs or loan losses could quickly pressure net interest margins and capital, reducing strategic flexibility and elevating business risk over the coming quarters.
Tri-County Financial Group News
TYFG FAQ
What was Tri-County Financial Group Inc’s price range in the past 12 months?
Tri-County Financial Group Inc lowest stock price was $44.10 and its highest was $65.00 in the past 12 months.
What is Tri-County Financial Group Inc’s market cap?
Tri-County Financial Group Inc’s market cap is $154.24M.
When is Tri-County Financial Group Inc’s upcoming earnings report date?
Tri-County Financial Group Inc’s upcoming earnings report date is Jul 24, 2026 which is in 12 days.
How were Tri-County Financial Group Inc’s earnings last quarter?
Tri-County Financial Group Inc released its earnings results on Apr 23, 2026. The company reported $1.857 earnings per share for the quarter, beating the consensus estimate of N/A by $1.857.
Is Tri-County Financial Group Inc overvalued?
According to Wall Street analysts Tri-County Financial Group Inc’s price is currently Overvalued.
Does Tri-County Financial Group Inc pay dividends?
Tri-County Financial Group Inc pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 1.99%. See more information on Tri-County Financial Group Inc dividends here
What is Tri-County Financial Group Inc’s EPS estimate?
Tri-County Financial Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Tri-County Financial Group Inc have?
Tri-County Financial Group Inc has 2,378,448 shares outstanding.
What happened to Tri-County Financial Group Inc’s price movement after its last earnings report?
Tri-County Financial Group Inc reported an EPS of $1.857 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.242%.
Which hedge fund is a major shareholder of Tri-County Financial Group Inc?
Currently, no hedge funds are holding shares in TYFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Tri-County Financial Group Inc
Tri-County Financial Group, Inc. operates as the holding company for First State Bank, delivering a comprehensive suite of banking and financial services to individual consumers and corporate clients throughout the United States. The company's deposit offerings include demand deposits, certificates of deposit, and various checking and savings accounts tailored for both personal and business use. A diverse range of lending products is available, encompassing home mortgages, home equity lines of credit, auto loans, personal loans, commercial real estate financing, business term loans, agricultural loans, and farm machinery loans. Additionally, it provides installment loans and secondary market mortgage services. Beyond traditional banking, Tri-County extends personal and business credit cards, alongside specialized business solutions such as online and mobile treasury management, ACH and check positive pay, merchant card services, remote deposit capture, and its proprietary FSBpaynow system. The group further diversifies its portfolio with mortgage banking, insurance, and investment services. Customers are served through its primary facility in Mendota, Illinois, and an extensive network of branch offices located across Illinois, specifically in Peru, LaMoille, McNabb, Streator, Ottawa, Earlville, Bloomington, Oakbrook Terrace, St. Charles, Geneva, Batavia, North Aurora, Shabbona, Waterman, Sycamore, Rochelle, Princeton, and West Brooklyn. Its mortgage banking operations also maintain offices in both Illinois and Wisconsin. Established in 1986, Tri-County Financial Group, Inc. is headquartered in Mendota, Illinois.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
2.60% Other Institutional Investors
97.40% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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