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TYFG Stock Chart & Stats
$68.53
$0.00(0.00%)
At close: 4:00 PM EDT
$68.53
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$46.00 - $84.97
Previous CloseN/A
Volume1.00
Average Volume (3M)741.00
Market Cap
$191.21M
Enterprise Value$176.30
Total Cash (Recent Filing)$58.35M
Total Debt (Recent Filing)$77.19M
Price to Earnings (P/E)11.8
Beta0.19
Next Earnings
Feb 16, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.33%
Share Statistics
EPS (TTM)6.80
Shares Outstanding2,390,068
10 Day Avg. Volume1,730
30 Day Avg. Volume741
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)0.74
Price to Sales (P/S)1.18
P/FCF Ratio11.51
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving Leverage (lower Debt-to-equity)A sustained decline in debt-to-equity to ~0.70 materially reduces balance-sheet risk and interest burden, increasing resilience to rate shocks and credit stress. This improvement enhances financial flexibility for organic growth, capital allocation and regulatory capital management over the medium term.
Revenue Rebound And Rising Net MarginsAn ~11% revenue increase alongside margin expansion to 13.8% signals stronger core business performance and pricing or efficiency gains. Durable revenue and margin improvement supports sustainable earnings, better cash generation and a larger buffer to absorb cyclical weakness over the next several quarters.
Consistent Positive Free Cash FlowMulti-year positive free cash flow that closely tracks net income indicates earnings quality and real cash generation. Reliable FCF supports dividends, debt reduction and reinvestment without reliance on external financing, strengthening long-term solvency and strategic optionality.
Bears Say
Moderate Return On EquityAn ROE near 8.7% limits the firm's ability to deliver high shareholder returns and suggests moderate capital efficiency versus peers. Persistently moderate ROE constrains internal capital generation for growth and makes the franchise more sensitive to capital costs when expanding lending or investing.
Choppy Operating Cash FlowVolatile operating cash flow undermines predictability of liquidity and capital planning, increasing reliance on balance-sheet buffers. Even with positive FCF, choppiness raises execution risk for strategic initiatives and heightens vulnerability if loan losses or interest expenses rise.
Sizable Absolute Debt RemainsAlthough leverage ratios improved, large absolute debt levels maintain sensitivity to rising credit costs and margin compression. High nominal debt can pressure interest coverage and restrict capital allocation flexibility if earnings deteriorate, limiting long-term strategic maneuverability.
Tri-County Financial Group News
TYFG FAQ
What was Tri-County Financial Group Inc’s price range in the past 12 months?
Tri-County Financial Group Inc lowest stock price was $46.00 and its highest was $84.97 in the past 12 months.
What is Tri-County Financial Group Inc’s market cap?
Tri-County Financial Group Inc’s market cap is $191.21M.
When is Tri-County Financial Group Inc’s upcoming earnings report date?
Tri-County Financial Group Inc’s upcoming earnings report date is Feb 16, 2027 which is in 174 days.
How were Tri-County Financial Group Inc’s earnings last quarter?
Tri-County Financial Group Inc released its earnings results on Jul 24, 2026. The company reported $1.69 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Tri-County Financial Group Inc overvalued?
According to Wall Street analysts Tri-County Financial Group Inc’s price is currently Overvalued.
Does Tri-County Financial Group Inc pay dividends?
Tri-County Financial Group Inc pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 1.33%. See more information on Tri-County Financial Group Inc dividends here
What is Tri-County Financial Group Inc’s EPS estimate?
Tri-County Financial Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Tri-County Financial Group Inc have?
Tri-County Financial Group Inc has 2,390,068 shares outstanding.
What happened to Tri-County Financial Group Inc’s price movement after its last earnings report?
Tri-County Financial Group Inc reported an EPS of $1.69 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.357%.
Which hedge fund is a major shareholder of Tri-County Financial Group Inc?
Currently, no hedge funds are holding shares in TYFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Tri-County Financial Group Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.09%
12-Months-Change
Fundamentals
Return on Equity
1.33%
Trailing 12-Months
Asset Growth
-0.06%
Trailing 12-Months
Company Description
Tri-County Financial Group Inc
Tri-County Financial Group, Inc. operates as the holding company for First State Bank, delivering a comprehensive suite of banking and financial services to individual consumers and corporate clients throughout the United States. The company's deposit offerings include demand deposits, certificates of deposit, and various checking and savings accounts tailored for both personal and business use. A diverse range of lending products is available, encompassing home mortgages, home equity lines of credit, auto loans, personal loans, commercial real estate financing, business term loans, agricultural loans, and farm machinery loans. Additionally, it provides installment loans and secondary market mortgage services. Beyond traditional banking, Tri-County extends personal and business credit cards, alongside specialized business solutions such as online and mobile treasury management, ACH and check positive pay, merchant card services, remote deposit capture, and its proprietary FSBpaynow system. The group further diversifies its portfolio with mortgage banking, insurance, and investment services. Customers are served through its primary facility in Mendota, Illinois, and an extensive network of branch offices located across Illinois, specifically in Peru, LaMoille, McNabb, Streator, Ottawa, Earlville, Bloomington, Oakbrook Terrace, St. Charles, Geneva, Batavia, North Aurora, Shabbona, Waterman, Sycamore, Rochelle, Princeton, and West Brooklyn. Its mortgage banking operations also maintain offices in both Illinois and Wisconsin. Established in 1986, Tri-County Financial Group, Inc. is headquartered in Mendota, Illinois.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
2.59% Other Institutional Investors
97.41% Public Companies and
Individual Investors