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Thomasville Bancshares (THVB) Price & Analysis

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THVB Stock Chart & Stats

$103.50

$0.00(0.00%)

At close: Jul 23 4:00 PM EDT

$103.50

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$85.10 - $112.21

Previous CloseN/A

Volume9.00

Average Volume (3M)445.00

Market Cap

$659.62M

Enterprise Value$708.67M

Total Cash (Recent Filing)N/A

Total Debt (Recent Filing)N/A

Price to Earnings (P/E)15.0

Beta0.24

Next Earnings

Dec 02, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.85%

Share Statistics

EPS (TTM)N/A

Shares Outstanding6,342,463

10 Day Avg. Volume269

30 Day Avg. Volume445

Financial Highlights & Ratios

PEG Ratio1.07

Price to Book (P/B)3.13

Price to Sales (P/S)4.27

P/FCF Ratio13.71

Enterprise Value/Market Cap1.07

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative LeverageLow and falling debt materially improves financial flexibility and reduces solvency risk, giving the bank capacity to absorb credit losses and fund growth from equity and deposits. This durable strength supports lending capacity and stability across economic cycles over the next 2–6 months.

Consistent Cash GenerationSteady positive operating and free cash flow indicates earnings quality and internal funding for dividends, loan growth, and capital needs. The high conversion of net income to free cash flow underpins sustainable operations and long-term capital allocation flexibility.

Stable Banking Business ModelA core community-bank model centered on net interest margin plus fee income is structurally durable: local deposit franchises and relationship-based commercial lending create recurring revenue, predictable funding, and competitive moat in regional markets over the medium term.

Bears Say

Earnings Volatility / 2025 Step-changeLarge year-to-year swings and an outsized 2025 profit jump reduce comparability and raise sustainability concerns. Investors and management face greater uncertainty about normalized earnings power, complicating capital planning, dividend certainty, and long-term forecasting.

Uneven Cash Flow MomentumIntermittent declines in free cash flow across recent years indicate that cash generation is not uniformly reliable. Periods of negative FCF can pressure reserves, limit reinvestment, or force reliance on external funding during stress, reducing operational resilience.

Small Scale And Limited DiversificationA small employee base and OTC listing reflect limited scale, geographic reach and product diversification, constraining economies of scale and increasing vulnerability to local credit cycles. Smaller banks face higher fixed-cost leverage and less ability to absorb shocks.

THVB FAQ

What was Thomasville Bancshares Inc’s price range in the past 12 months?

Thomasville Bancshares Inc lowest stock price was $85.10 and its highest was $112.21 in the past 12 months.

What is Thomasville Bancshares Inc’s market cap?

Thomasville Bancshares Inc’s market cap is $659.62M.

When is Thomasville Bancshares Inc’s upcoming earnings report date?

Thomasville Bancshares Inc’s upcoming earnings report date is Dec 02, 2026 which is in 83 days.

How were Thomasville Bancshares Inc’s earnings last quarter?

Currently, no data Available

Is Thomasville Bancshares Inc overvalued?

According to Wall Street analysts Thomasville Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Thomasville Bancshares Inc pay dividends?

Thomasville Bancshares Inc pays a Semiannually dividend of $1.5 which represents an annual dividend yield of 2.85%. See more information on Thomasville Bancshares Inc dividends here

What is Thomasville Bancshares Inc’s EPS estimate?

Thomasville Bancshares Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Thomasville Bancshares Inc have?

Thomasville Bancshares Inc has 6,342,463 shares outstanding.

What happened to Thomasville Bancshares Inc’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Thomasville Bancshares Inc?

Currently, no hedge funds are holding shares in THVB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Thomasville Bancshares Stock Smart Score

Neutral

Technicals

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Company Description

Thomasville Bancshares Inc

Thomasville Bancshares, Inc. serves as the holding company for Thomasville National Bank, which provides a comprehensive suite of banking and financial services. Customers can access essential deposit solutions, including checking and savings accounts, as well as diverse lending options such as mortgages, personal consumer loans, and commercial financing. Beyond traditional banking, the company also delivers wealth management and mobile banking conveniences. Its broader financial offerings encompass financial planning, investment opportunities, trust services, and brokerage, among other related solutions. Established in 1995, the company maintains its headquarters in Thomasville, Georgia.