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Thomasville Bancshares (THVB) Stock Price & Analysis

THVB Stock Chart & Stats

$103.63$0.63(0.61%)
At close: 4:00 PM EDT
$103$104$1053 Aug19 Aug31 Aug15 Sep23 Sep13 Oct29 Oct
Day’s Range
$102.25 - $105.00
52-Week Range
$86.35 - $112.21
Previous Close
$103.00
Volume
N/A
Average Volume (3M)
207
Market Cap
$657.24M
Enterprise Value
$708.67T
Total Cash (Recent Filing)
N/A
Total Debt (Recent Filing)
N/A
Price to Earnings (P/E)
14.8
Beta
0.24
Next Earnings
Jan 27, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Jun 12, 2026
Dividend Yield
2.85%

Bulls Say, Bears Say

Bulls Say

Conservative Leverage

Low and falling debt materially improves financial flexibility and reduces solvency risk, giving the bank capacity to absorb credit losses and fund growth from equity and deposits. This durable strength supports lending capacity and stability across economic cycles over the next 2–6 months.

Consistent Cash Generation

Steady positive operating and free cash flow indicates earnings quality and internal funding for dividends, loan growth, and capital needs. The high conversion of net income to free cash flow underpins sustainable operations and long-term capital allocation flexibility.

Stable Banking Business Model

A core community-bank model centered on net interest margin plus fee income is structurally durable: local deposit franchises and relationship-based commercial lending create recurring revenue, predictable funding, and competitive moat in regional markets over the medium term.

Bears Say

Earnings Volatility / 2025 Step-change

Large year-to-year swings and an outsized 2025 profit jump reduce comparability and raise sustainability concerns. Investors and management face greater uncertainty about normalized earnings power, complicating capital planning, dividend certainty, and long-term forecasting.

Uneven Cash Flow Momentum

Intermittent declines in free cash flow across recent years indicate that cash generation is not uniformly reliable. Periods of negative FCF can pressure reserves, limit reinvestment, or force reliance on external funding during stress, reducing operational resilience.

Small Scale And Limited Diversification

A small employee base and OTC listing reflect limited scale, geographic reach and product diversification, constraining economies of scale and increasing vulnerability to local credit cycles. Smaller banks face higher fixed-cost leverage and less ability to absorb shocks.

THVB FAQ

What was Thomasville Bancshares’s price range in the past 12 months?
Thomasville Bancshares lowest stock price was $86.35 and its highest was $112.21 in the past 12 months.
What is Thomasville Bancshares’s market cap?
Thomasville Bancshares’s market cap is $657.24M.
When is Thomasville Bancshares’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
Is Thomasville Bancshares overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Thomasville Bancshares pay dividends?
Thomasville Bancshares pays a Semiannually dividend of $1.5 which represents an annual dividend yield of 2.85%. See more information on Thomasville Bancshares dividends here
What is Thomasville Bancshares’s EPS estimate?
Thomasville Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Thomasville Bancshares have?
Thomasville Bancshares has 6,342,463 shares outstanding.
Which hedge fund is a major shareholder of Thomasville Bancshares?
Currently, no hedge funds are holding shares in THVB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology