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Thomasville Bancshares (THVB) Price & Analysis

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THVB Stock Chart & Stats

$92.75

$0.00(0.00%)

At close: Jan 08 4:00 PM EST

$92.75

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$80.56 - $112.21

Previous CloseN/A

Volume1.30K

Average Volume (3M)166.00

Market Cap

$652.05M

Enterprise Value$708.67M

Total Cash (Recent Filing)N/A

Total Debt (Recent Filing)N/A

Price to Earnings (P/E)15.1

Beta0.25

Next Earnings

Dec 02, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.85%

Share Statistics

EPS (TTM)N/A

Shares Outstanding6,296,989

10 Day Avg. Volume39

30 Day Avg. Volume166

Financial Highlights & Ratios

PEG Ratio1.07

Price to Book (P/B)3.13

Price to Sales (P/S)4.27

P/FCF Ratio13.71

Enterprise Value/Market Cap1.09

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative LeverageThomasville's very low debt and the reported drop to essentially zero in 2025 materially improve financial flexibility and reduce interest expense sensitivity. Over a multi-month horizon this conservative capital structure enhances loss-absorption capacity, supports lending through cycles, and lowers refinancing risk versus more leveraged peers.

Consistent Cash GenerationConsistent positive operating and free cash flow, with free cash flow tracking roughly 80%–95% of net income, indicates solid cash conversion and earnings quality. Durable cash generation supports funding of loans, regulatory reserves, and shareholder distributions without heavy reliance on volatile market funding, improving resiliency over months.

Stable Community Bank Business ModelAs a community bank focused on lending, deposits, and fee services, THVB benefits from sticky depositor relationships and recurring net interest and fee income. This compact, relationship-driven model fosters stable funding and predictable core margins, providing a durable revenue base that is less exposed to short-lived market trading dynamics.

Bears Say

Revenue And Profit VolatilityThe meaningful 2024 revenue decline followed by an outsized profitability step-change in 2025 weakens trend comparability. If the 2025 gains reflect one-off items or timing effects, earnings may revert, complicating multi-month forecasting, capital allocation, and confidence in sustaining elevated returns without clear recurring drivers.

Uneven Free Cash Flow GrowthIntermittent free cash flow weakness in 2023–2024 despite overall positives signals inconsistent cash generation momentum. This variability can limit the bank's ability to steadily build reserves, fund loan pipelines, or maintain distributions during weaker periods and raises execution risk over the coming months absent more stable FCF trends.

Small Scale And Limited LiquidityA small workforce and very low average trading volume imply limited operational scale and market liquidity. Smaller scale can constrain investments in technology, product breadth, and underwriting diversity, and increases sensitivity to local economic swings, all of which can restrict sustainable growth and resilience versus larger regional peers.

THVB FAQ

What was Thomasville Bancshares Inc’s price range in the past 12 months?

Thomasville Bancshares Inc lowest stock price was $80.56 and its highest was $112.21 in the past 12 months.

What is Thomasville Bancshares Inc’s market cap?

Thomasville Bancshares Inc’s market cap is $652.05M.

When is Thomasville Bancshares Inc’s upcoming earnings report date?

Thomasville Bancshares Inc’s upcoming earnings report date is Dec 02, 2026 which is in 129 days.

How were Thomasville Bancshares Inc’s earnings last quarter?

Currently, no data Available

Is Thomasville Bancshares Inc overvalued?

According to Wall Street analysts Thomasville Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Thomasville Bancshares Inc pay dividends?

Thomasville Bancshares Inc pays a Semiannually dividend of $1.5 which represents an annual dividend yield of 2.85%. See more information on Thomasville Bancshares Inc dividends here

What is Thomasville Bancshares Inc’s EPS estimate?

Thomasville Bancshares Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Thomasville Bancshares Inc have?

Thomasville Bancshares Inc has 6,296,989 shares outstanding.

What happened to Thomasville Bancshares Inc’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Thomasville Bancshares Inc?

Currently, no hedge funds are holding shares in THVB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Thomasville Bancshares Stock Smart Score

Neutral

Technicals

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Company Description

Thomasville Bancshares Inc

Thomasville Bancshares, Inc. serves as the holding company for Thomasville National Bank, which provides a comprehensive suite of banking and financial services. Customers can access essential deposit solutions, including checking and savings accounts, as well as diverse lending options such as mortgages, personal consumer loans, and commercial financing. Beyond traditional banking, the company also delivers wealth management and mobile banking conveniences. Its broader financial offerings encompass financial planning, investment opportunities, trust services, and brokerage, among other related solutions. Established in 1995, the company maintains its headquarters in Thomasville, Georgia.