Thomasville Bancshares Inc (THVB)

OTHER OTC:THVB

THVB

Thomasville Bancshares

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Thomasville Bancshares (THVB) Price & Analysis

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THVB Stock Chart & Stats

$92.75

$0.00(0.00%)

At close: Jan 08 4:00 PM EST

$92.75

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$74.50 - $109.81

Previous CloseN/A

Volume1.30K

Average Volume (3M)166.00

Market Cap

$676.33M

Enterprise Value$403.64M

Total Cash (Recent Filing)N/A

Total Debt (Recent Filing)N/A

Price to Earnings (P/E)4.4

Beta0.21

Next Earnings

Jul 21, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.1%

Share Statistics

EPS (TTM)N/A

Shares Outstanding6,296,989

10 Day Avg. Volume39

30 Day Avg. Volume166

Financial Highlights & Ratios

PEG Ratio0.31

Price to Book (P/B)3.13

Price to Sales (P/S)4.27

P/FCF Ratio13.71

Enterprise Value/Market Cap0.60

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetA very low debt load and a 2025 drop to essentially zero debt materially improve financial flexibility and loss-absorption capacity. This strengthens the bank’s ability to extend credit, withstand local loan stress, and pursue opportunistic investments without relying on volatile wholesale funding over the medium term.

Consistent Cash GenerationPersistent positive operating and free cash flow signal earnings quality and internal funding capacity. Reliable cash generation supports dividend sustainability, organic loan growth, and expense coverage, reducing dependence on external financing and improving long-run capital allocation flexibility.

Relationship-driven Banking ModelA traditional community bank model focused on deposit-funded commercial lending and fee income leverages sticky customer relationships and local market knowledge. This creates stable deposit funding, predictable NII generation, and competitive advantage in SME lending that tends to persist across economic cycles.

Bears Say

Earnings And Revenue VolatilityMaterial year-to-year swings undermine comparability and make forecasting credit and earnings trends harder. Episodic jumps in ROE and profitability raise questions about sustainability of earnings drivers and complicate capital planning, provisioning, and long-term performance assessment.

Uneven Free Cash Flow MomentumIntermittent negative free cash flow years indicate variable cash conversion and can constrain the bank’s ability to consistently fund dividends, loan growth, or build reserves. This unevenness increases reliance on timing of loan repayments and fee income, making capital management more challenging.

Small Scale And Regional ConcentrationLimited scale and a concentrated regional footprint restrict diversification of loan portfolios and fee sources, amplifying sensitivity to local economic downturns. Small size also limits investment in technology, specialty products, and back-office efficiencies that larger peers use to sustain margins.

THVB FAQ

What was Thomasville Bancshares Inc’s price range in the past 12 months?

Thomasville Bancshares Inc lowest stock price was $74.50 and its highest was $109.81 in the past 12 months.

What is Thomasville Bancshares Inc’s market cap?

Thomasville Bancshares Inc’s market cap is $676.33M.

When is Thomasville Bancshares Inc’s upcoming earnings report date?

Thomasville Bancshares Inc’s upcoming earnings report date is Jul 21, 2026 which is in 44 days.

How were Thomasville Bancshares Inc’s earnings last quarter?

Currently, no data Available

Is Thomasville Bancshares Inc overvalued?

According to Wall Street analysts Thomasville Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Thomasville Bancshares Inc pay dividends?

Thomasville Bancshares Inc pays a Semiannually dividend of $1.5 which represents an annual dividend yield of 3.1%. See more information on Thomasville Bancshares Inc dividends here

What is Thomasville Bancshares Inc’s EPS estimate?

Thomasville Bancshares Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Thomasville Bancshares Inc have?

Thomasville Bancshares Inc has 6,296,989 shares outstanding.

What happened to Thomasville Bancshares Inc’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Thomasville Bancshares Inc?

Currently, no hedge funds are holding shares in THVB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Thomasville Bancshares Stock Smart Score

Neutral

Technicals

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Company Description

Thomasville Bancshares Inc

Thomasville Bancshares, Inc. operates as a bank holding company for Thomasville National Bank that offers various banking products and services. It offers checking and savings account; and loan products comprising mortgages, and consumer and commercial loans. The company also provides wealth management and mobile banking services. In addition, it offers financial planning, investments, trust, brokerage, and other related financial services. The company was founded in 1995 and is based in Thomasville, Georgia.