Want to see SHBI full AI Analyst Report?
SHBI Stock Chart & Stats
$23.06
$0.35(1.48%)
At close: 4:00 PM EDT
$23.06
$0.35(1.48%)
Day’s Range― - ―
52-Week Range$14.93 - $24.89
Previous CloseN/A
Volume87.16K
Average Volume (3M)215.04K
Market Cap
$765.23M
Enterprise Value$814.35M
Total Cash (Recent Filing)$935.47M
Total Debt (Recent Filing)$99.35M
Price to Earnings (P/E)11.5
Beta0.82
Next Earnings
Oct 22, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend Yield2.28%
Share Statistics
EPS (TTM)1.99
Shares Outstanding33,372,276
10 Day Avg. Volume230,673
30 Day Avg. Volume215,039
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.00
Price to Sales (P/S)1.72
P/FCF Ratio9.97
Enterprise Value/Market Cap1.06
Enterprise Value/Revenue2.35
Enterprise Value/Gross Profit3.54
Enterprise Value/Ebitda7.99
Forecast
1Y Price Target
$25.50Price Target Upside10.58% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.16
Revenue Forecast (FY)$245.90M
Bulls Say, Bears Say
Bulls Say
Earnings RecoveryThe rebound in revenue and profitability indicates stronger current earnings power after the 2023 downturn. If maintained, higher margins can improve internal capital generation, support investment in the franchise, and provide a more durable base for shareholder returns over the next several quarters.
Conservative LeverageLower leverage combined with sustained equity growth strengthens the bank’s capacity to absorb credit or operating pressure without relying heavily on additional borrowing. This balance-sheet resilience also preserves flexibility to fund lending, technology, and other strategic priorities through the cycle.
Regional Franchise And Credit QualityA strong Mid-Atlantic franchise, expanding geographic footprint, and diversified commercial and residential lending can deepen customer relationships and broaden deposit and loan opportunities. Robust reported credit quality further supports the sustainability of current earnings and reduces immediate credit-loss pressure.
Bears Say
Earnings CyclicalityThe sharp margin swings show that profitability is sensitive to the rate and credit cycle typical of regional banking. Even after the recovery, similar changes in funding costs, loan performance, or interest spreads could make future earnings less predictable and weaken planning confidence.
Uneven Cash ConversionAlthough cash generation has been positive in recent periods, the sizable TTM decline and prior negative year indicate that conversion is not consistently stable. Variable cash generation can constrain internally funded growth, reduce flexibility during credit stress, and make capital allocation less predictable.
Limited Balance-sheet ExpansionA flat or declining asset base may limit the bank’s ability to expand interest-earning assets and generate additional net interest income if sustained. This creates a structural growth constraint, particularly when loan growth and deposit gathering are important drivers of community-bank earnings.
Shore Bancshares News
SHBI FAQ
What was Shore Bancshares Inc’s price range in the past 12 months?
Shore Bancshares Inc lowest stock price was $14.93 and its highest was $24.89 in the past 12 months.
What is Shore Bancshares Inc’s market cap?
Shore Bancshares Inc’s market cap is $765.23M.
When is Shore Bancshares Inc’s upcoming earnings report date?
Shore Bancshares Inc’s upcoming earnings report date is Oct 22, 2026 which is today.
How were Shore Bancshares Inc’s earnings last quarter?
Shore Bancshares Inc released its earnings results on Jul 23, 2026. The company reported $0.56 earnings per share for the quarter, beating the consensus estimate of $0.501 by $0.059.
Is Shore Bancshares Inc overvalued?
According to Wall Street analysts Shore Bancshares Inc’s price is currently Undervalued.
Does Shore Bancshares Inc pay dividends?
Shore Bancshares Inc pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 2.28%. See more information on Shore Bancshares Inc dividends here
What is Shore Bancshares Inc’s EPS estimate?
Shore Bancshares Inc’s EPS estimate is 0.54.
How many shares outstanding does Shore Bancshares Inc have?
Shore Bancshares Inc has 33,372,276 shares outstanding.
What happened to Shore Bancshares Inc’s price movement after its last earnings report?
Shore Bancshares Inc reported an EPS of $0.56 in its last earnings report, beating expectations of $0.501. Following the earnings report the stock price went up 3.098%.
Which hedge fund is a major shareholder of Shore Bancshares Inc?
Currently, no hedge funds are holding shares in SHBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Shore Bancshares Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$25.50 (10.58% Upside)
$25.50 (10.58% Upside)
Blogger Sentiment
Bearish
SHBI Sentiment 100%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Increased
By 333.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $7.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
47.60%
12-Months-Change
Fundamentals
Return on Equity
11.10%
Trailing 12-Months
Asset Growth
1.88%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Shore Bancshares Inc
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.
SHBI Stock 12 Month Forecast
Average Price Target
$25.50
▲(10.58% Upside)
Technical Analysis
ACNB
―
C&F Financial
―
First Community Bancshares
―
Orrstown Financial Services
―
Peoples Financial Services
―
Ownership Overview
8.28% Insiders
17.32% Mutual Funds
0.66% Other Institutional Investors
53.42% Public Companies and
Individual Investors