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TFIN Stock Chart & Stats
$71.86
$0.02(0.03%)
At close: 4:00 PM EDT
$71.86
$0.02(0.03%)
Day’s Range― - ―
52-Week Range$49.27 - $83.52
Previous CloseN/A
Volume33.59K
Average Volume (3M)232.71K
Market Cap
$1.47B
Enterprise Value$1.93B
Total Cash (Recent Filing)$342.16M
Total Debt (Recent Filing)$113.30M
Price to Earnings (P/E)41.5
Beta1.23
Next Earnings
Oct 21, 2026EPS Estimate
0.6Next Dividend Ex-DateN/A
Dividend Yield22.1%
Share Statistics
EPS (TTM)1.48
Shares Outstanding23,894,537
10 Day Avg. Volume243,760
30 Day Avg. Volume232,706
Financial Highlights & Ratios
PEG Ratio0.94
Price to Book (P/B)1.57
Price to Sales (P/S)2.87
P/FCF Ratio29.22
Enterprise Value/Market Cap1.31
Enterprise Value/Revenue4.01
Enterprise Value/Gross Profit4.67
Enterprise Value/Ebitda22.97
Forecast
1Y Price Target
$84.80Price Target Upside18.01% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)1.97
Revenue Forecast (FY)$474.71M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageThe sharply lower debt-to-equity ratio indicates a conservative capital position and gives Triumph greater flexibility to absorb credit or earnings volatility. Stronger capitalization can also support lending growth, technology investment, and disciplined capital allocation over the next several quarters.
Strong Cash GenerationSubstantial operating and free cash flow show that the company is converting its business activity into liquidity, supporting reinvestment and balance-sheet resilience. Cash generation also provides a durable buffer for funding growth initiatives and managing normal fluctuations in banking and freight markets.
High-margin Factoring PlatformFactoring’s roughly 40% operating margin demonstrates attractive economics in a core transportation franchise. Management’s focus on automation could further improve profitability, while the segment’s role as an entry point to other Triumph products may deepen customer relationships and broaden revenue opportunities.
Bears Say
Declining Revenue And Subdued ProfitabilityThe revenue decline and materially lower margins show that current earnings power has not returned to prior-cycle levels. This weakens the case for steady compounding and leaves results more dependent on successful execution, operating improvements, and favorable conditions in the banking and transportation businesses.
Intelligence Segment UnderperformanceSlow scaling and flat revenue in the Intelligence segment indicate that this growth initiative has yet to establish strong product-market fit or durable customer retention. Continued underperformance could limit diversification benefits and require additional execution effort before the business contributes meaningfully to results.
Exposure To Invoice-pricing ReversalsA meaningful portion of recent improvement is tied to elevated transportation invoice prices influenced by market conditions rather than solely by underlying volume. If those prices normalize, revenue, margins, and earnings could weaken, making near-term performance less predictable despite the core franchise’s growth plans.
Triumph Financial News
TFIN FAQ
What was Triumph Financial’s price range in the past 12 months?
Triumph Financial lowest stock price was $49.27 and its highest was $83.52 in the past 12 months.
What is Triumph Financial’s market cap?
Triumph Financial’s market cap is $1.47B.
When is Triumph Financial’s upcoming earnings report date?
Triumph Financial’s upcoming earnings report date is Oct 21, 2026 which is today.
How were Triumph Financial’s earnings last quarter?
Triumph Financial released its earnings results on Jul 21, 2026. The company reported $0.44 earnings per share for the quarter, beating the consensus estimate of $0.438 by $0.002.
Is Triumph Financial overvalued?
According to Wall Street analysts Triumph Financial’s price is currently Undervalued.
Does Triumph Financial pay dividends?
Triumph Financial pays a Notavailable dividend of $17.81 which represents an annual dividend yield of 22.1%. See more information on Triumph Financial dividends here
What is Triumph Financial’s EPS estimate?
Triumph Financial’s EPS estimate is 0.6.
How many shares outstanding does Triumph Financial have?
Triumph Financial has 23,894,537 shares outstanding.
What happened to Triumph Financial’s price movement after its last earnings report?
Triumph Financial reported an EPS of $0.44 in its last earnings report, beating expectations of $0.438. Following the earnings report the stock price went up 2.387%.
Which hedge fund is a major shareholder of Triumph Financial?
Currently, no hedge funds are holding shares in TFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Triumph Financial Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$84.80 (18.01% Upside)
$84.80 (18.01% Upside)
Blogger Sentiment
Neutral
TFIN Sentiment 50%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Increased
By 22.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $510.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
16.54%
12-Months-Change
Fundamentals
Return on Equity
4.09%
Trailing 12-Months
Asset Growth
13.99%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Triumph Financial
Triumph Financial, Inc., a financial technology enterprise founded in 1981 and based in Dallas, Texas, centers its operations on payments, factoring, and banking. The company, which rebranded from Triumph Bancorp, Inc. in December 2022, executes its strategy through various subsidiaries, including TriumphPay, Triumph, and TBK Bank. It offers a comprehensive array of cash flow management services specifically designed for the trucking industry, encompassing invoice factoring, fuel discount programs, truck and cargo insurance, equipment financing, and general banking and treasury functionalities. Additionally, Triumph Financial provides a broader range of financial solutions such as factoring products, diverse insurance offerings, equipment finance, and asset-based lending.
TFIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Management presented a strong operational quarter with several clear wins: higher invoice pricing, robust transportation revenue momentum (organic mid‑teens with potential to approach ~30% total growth), high factoring margins (~40%), and rapid LoadPay growth (49% Q/Q) with a 2027 breakeven target. They also outlined planned efficiency targets and investments to drive longer‑term margin expansion. Key risks highlighted include slower‑than‑expected scaling of the Intelligence business, expense/incentive accrual noise, and dependence on market-driven invoice pricing that could revert. On balance, the call emphasized durable operational improvements and upward momentum, while acknowledging areas that need continued execution.View all TFIN earnings summariesTFIN Stock 12 Month Forecast
Average Price Target
$84.80
▲(18.01% Upside)
Technical Analysis
Pathward Financial
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Customers Bancorp
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Bancorp
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Live Oak Bancshares
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Ownership Overview
4.48% Insiders
26.21% Mutual Funds
1.22% Other Institutional Investors
40.47% Public Companies and
Individual Investors