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TFIN Stock Chart & Stats
$66.38
$0.57(0.66%)
At close: 4:00 PM EST
$66.38
$0.57(0.66%)
Day’s Range― - ―
52-Week Range$46.43 - $81.00
Previous CloseN/A
Volume27.33K
Average Volume (3M)254.19K
Market Cap
$1.92B
Enterprise Value$1.56K
Total Cash (Recent Filing)$403.94M
Total Debt (Recent Filing)$143.08M
Price to Earnings (P/E)65.4
Beta1.27
Next Earnings
Jul 21, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.19
Shares Outstanding23,806,253
10 Day Avg. Volume312,204
30 Day Avg. Volume254,188
Financial Highlights & Ratios
PEG Ratio0.94
Price to Book (P/B)1.57
Price to Sales (P/S)2.87
P/FCF Ratio29.22
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$67.33Price Target Upside1.44% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.85
Revenue Forecast (FY)$458.63M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetReported zero total debt and steadily growing equity provide durable financial flexibility. This lowers solvency risk, supports opportunistic investment in Payments/Factoring, and gives management time to improve returns without urgent refinancing or capital raises.
Improving Cash GenerationStrong and improving free cash flow, covering ~79% of net income TTM, supports reinvestment and preferred dividend payments while reducing reliance on external funding. Consistent FCF growth underpins sustainable investment in scaling high‑margin payments products.
Transportation Revenue And Margin ProgressHigh single‑digit to double‑digit transport revenue growth plus sizable Factoring and Payments margin expansion signals improving unit economics. Rising invoice prices and invoices/FTE gains indicate scalable operating leverage and sustainable margin tailwinds as volumes scale.
Bears Say
Weak Current ProfitabilityA large TTM revenue decline and very low ROE mean the company is materially underutilizing capital. Restoring long‑term shareholder returns requires sustained revenue recovery or persistent margin expansion; otherwise capital deployment returns will remain subpar.
Elevated Expense Base & Unprofitable Growth UnitsContinued heavy investment in unprofitable growth businesses keeps structural operating expenses high. If customer monetization or pricing ramps slower than planned, elevated SG&A will compress margins and slow free cash flow conversion over multiple quarters.
Banking Revenue Pressure & Portfolio Wind-downDeclining banking yields and the planned wind‑down of ABL/liquid credit balances structurally reduce net interest income and make earnings more dependent on payments/factoring. Provision sensitivity in legacy loans and regulatory uncertainty increase earnings volatility.
Triumph Financial News
TFIN FAQ
What was Triumph Financial’s price range in the past 12 months?
Triumph Financial lowest stock price was $46.43 and its highest was $81.00 in the past 12 months.
What is Triumph Financial’s market cap?
Triumph Financial’s market cap is $1.92B.
When is Triumph Financial’s upcoming earnings report date?
Triumph Financial’s upcoming earnings report date is Jul 21, 2026 which is today.
How were Triumph Financial’s earnings last quarter?
Currently, no data Available
Is Triumph Financial overvalued?
According to Wall Street analysts Triumph Financial’s price is currently Undervalued.
Does Triumph Financial pay dividends?
Triumph Financial pays a Notavailable dividend of $17.81 which represents an annual dividend yield of N/A. See more information on Triumph Financial dividends here
What is Triumph Financial’s EPS estimate?
Triumph Financial’s EPS estimate is 0.44.
How many shares outstanding does Triumph Financial have?
Triumph Financial has 23,806,253 shares outstanding.
What happened to Triumph Financial’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Triumph Financial?
Currently, no hedge funds are holding shares in TFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Triumph Financial Stock Smart Score
Neutral
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5
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$67.33 (1.44% Upside)
$67.33 (1.44% Upside)
Blogger Sentiment
Bullish
TFIN Sentiment 100%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 119.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $275.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-34.96%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
9.70%
Trailing 12-Months
Company Description
Triumph Financial
Triumph Financial, Inc., a financial technology enterprise founded in 1981 and based in Dallas, Texas, centers its operations on payments, factoring, and banking. The company, which rebranded from Triumph Bancorp, Inc. in December 2022, executes its strategy through various subsidiaries, including TriumphPay, Triumph, and TBK Bank. It offers a comprehensive array of cash flow management services specifically designed for the trucking industry, encompassing invoice factoring, fuel discount programs, truck and cargo insurance, equipment financing, and general banking and treasury functionalities. Additionally, Triumph Financial provides a broader range of financial solutions such as factoring products, diverse insurance offerings, equipment finance, and asset-based lending.
TFIN Stock 12 Month Forecast
Average Price Target
$67.33
▲(1.44% Upside)
Technical Analysis
Hope Bancorp
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Dime Community Bancshares
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Trico Bancshares
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National Bank Holdings
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Byline Bancorp
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Ownership Overview
4.52% Insiders
26.31% Mutual Funds
1.73% Other Institutional Investors
42.44% Public Companies and
Individual Investors