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CUBI Stock Chart & Stats
$78.54
$2.01(2.63%)
At close: 4:00 PM EDT
$78.54
$2.01(2.63%)
Day’s Range― - ―
52-Week Range$63.44 - $86.26
Previous CloseN/A
Volume64.89K
Average Volume (3M)285.88K
Market Cap
$2.57B
Enterprise Value$4.89B
Total Cash (Recent Filing)$85.55M
Total Debt (Recent Filing)$2.37B
Price to Earnings (P/E)9.0
Beta1.28
Next Earnings
Jan 28, 2027EPS Estimate
2.27Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.49
Shares Outstanding33,783,800
10 Day Avg. Volume227,712
30 Day Avg. Volume285,875
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)1.18
Price to Sales (P/S)1.77
P/FCF Ratio7.49
Enterprise Value/Market Cap1.90
Enterprise Value/Revenue3.28
Enterprise Value/Gross Profit5.86
Enterprise Value/Ebitda11.05
Forecast
1Y Price Target
$94.71Price Target Upside20.59% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)8.44
Revenue Forecast (FY)$933.93M
Bulls Say, Bears Say
Bulls Say
Record Loan And Deposit GrowthRecord growth in both deposits and loans indicates strong commercial franchise momentum and expanding customer relationships. A larger funding base supports future lending capacity, while sustained loan growth can strengthen recurring net interest income if credit performance remains controlled.
AI-driven Productivity GainsMeasured AI productivity gains provide a durable operating advantage by increasing employee capacity without requiring equivalent headcount growth. Faster underwriting and onboarding can improve service levels, support scalable expansion, and help the bank sustain better efficiency over time.
Strong Capital PositionStrong capital and tangible book value growth improve the bank's ability to absorb credit losses, support balance-sheet expansion, and invest in technology. This financial flexibility strengthens resilience while allowing management to pursue commercial growth without relying solely on external capital.
Bears Say
Sharp TTM Revenue ContractionThe sharp revenue decline signals meaningful top-line volatility and reduces confidence in the durability of recent profitability improvements. If revenue remains uneven, management may have less operating leverage and less predictable capacity to fund growth, technology investment, and shareholder returns.
Rising LeverageHigher leverage leaves the regional bank more exposed to changes in credit conditions, funding costs, and interest-rate conditions. Although capital remains adequate, the upward trend reduces financial flexibility and could constrain balance-sheet growth or capital allocation if stress increases.
Potential Borrower Stress From Rate ResetsUpcoming borrower rate resets create a durable credit risk because higher payment obligations can weaken repayment capacity across affected loans. Even with steady current credit performance, restructurings or higher losses could pressure earnings, capital efficiency, and future lending flexibility.
Customers Bancorp News
CUBI FAQ
What was Customers Bancorp’s price range in the past 12 months?
Customers Bancorp lowest stock price was $63.44 and its highest was $86.26 in the past 12 months.
What is Customers Bancorp’s market cap?
Customers Bancorp’s market cap is $2.57B.
When is Customers Bancorp’s upcoming earnings report date?
Customers Bancorp’s upcoming earnings report date is Jan 28, 2027 which is in 96 days.
How were Customers Bancorp’s earnings last quarter?
Customers Bancorp released its earnings results on Oct 22, 2026. The company reported $2.25 earnings per share for the quarter, beating the consensus estimate of $2.144 by $0.106.
Is Customers Bancorp overvalued?
According to Wall Street analysts Customers Bancorp’s price is currently Undervalued.
Does Customers Bancorp pay dividends?
Customers Bancorp does not currently pay dividends.
What is Customers Bancorp’s EPS estimate?
Customers Bancorp’s EPS estimate is 2.27.
How many shares outstanding does Customers Bancorp have?
Customers Bancorp has 33,783,800 shares outstanding.
What happened to Customers Bancorp’s price movement after its last earnings report?
Customers Bancorp reported an EPS of $2.25 in its last earnings report, beating expectations of $2.144. Following the earnings report the stock price went up 7.38%.
Which hedge fund is a major shareholder of Customers Bancorp?
Currently, no hedge funds are holding shares in CUBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Customers Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$94.71 (20.59% Upside)
$94.71 (20.59% Upside)
Blogger Sentiment
Bullish
CUBI Sentiment 67%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Increased
By 40.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $8.8M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
22.99%
12-Months-Change
Fundamentals
Return on Equity
13.59%
Trailing 12-Months
Asset Growth
17.60%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Customers Bancorp
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company’s lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
CUBI Company Deck
CUBI Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive, characterized by record deposits and loans, higher net interest income and EPS, improved profitability and efficiency, strong credit quality and capital, measurable AI productivity gains, expanding cubiX diversification, successful recruiting, and raised or tightened full-year guidance. The main challenges were a planned fourth-quarter expense increase, somewhat more tepid commercial real estate demand, timing-related limits on third-quarter margin expansion, lower balances in certain loan businesses, and potential borrower pressure from future rate resets.View all CUBI earnings summariesCUBI Stock 12 Month Forecast
Average Price Target
$94.71
▲(20.59% Upside)
Technical Analysis
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Ownership Overview
7.42% Insiders
24.15% Mutual Funds
1.37% Other Institutional Investors
34.67% Public Companies and
Individual Investors