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CASH Stock Chart & Stats
$81.55
$0.04(0.05%)
At close: 4:00 PM EDT
$81.55
$0.04(0.05%)
Day’s Range― - ―
52-Week Range$65.87 - $101.26
Previous CloseN/A
Volume161.83K
Average Volume (3M)251.01K
Market Cap
$1.61B
Enterprise Value$1.69B
Total Cash (Recent Filing)$1.37B
Total Debt (Recent Filing)$201.03M
Price to Earnings (P/E)9.5
Beta0.87
Next Earnings
Jan 27, 2027EPS Estimate
1.57Next Dividend Ex-DateN/A
Dividend Yield0.26%
Share Statistics
EPS (TTM)8.02
Shares Outstanding20,773,361
10 Day Avg. Volume232,301
30 Day Avg. Volume251,008
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)2.02
Price to Sales (P/S)2.53
P/FCF Ratio7.32
Enterprise Value/Market Cap1.05
Enterprise Value/Revenue2.10
Enterprise Value/Gross Profit2.34
Enterprise Value/Ebitda6.46
Forecast
1Y Price Target
$90.00Price Target Upside10.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)9.64
Revenue Forecast (FY)$864.90M
Bulls Say, Bears Say
Bulls Say
Diversified Partner PlatformA diversified partner base reduces reliance on any single relationship while supporting recurring distribution for banking and payments products. Extended contracts with Clair and H&R Block reinforce partner durability, and the broader pipeline can support continued growth through existing channels.
Commercial Finance And Fee GrowthStrong loan growth, higher originations, and expanding card and deposit fees show traction across both interest and fee-based businesses. This combination broadens revenue generation and demonstrates that Pathward is scaling commercial finance and payments activity through its partner model.
Profitability And Cash GenerationHealthy profitability and sharply improved cash generation provide internal resources to support lending growth, technology investment, capital returns, and balance-sheet management. The TTM figures indicate substantial earnings conversion, strengthening financial capacity over the next several quarters.
Bears Say
Elevated Credit LossesElevated nonperforming assets and charge-offs can reduce earnings through higher provisions and weaken returns on the lending portfolio. Although management expects normalization, the concentration in previously disclosed credits remains a material execution and credit-quality risk over the near term.
Lower Net Interest IncomeA decline in net interest income reduces the contribution from Pathward’s core lending spread and can pressure earnings even when commercial finance grows. The effect reflects portfolio changes and weaker yields, indicating that revenue growth is not uniform across lending businesses.
Investment-driven Expense RampPlanned investments should support scalability, but higher compensation, technology, and consulting costs will raise the expense base before their benefits are fully realized. This creates near-term margin pressure and increases the execution burden required to convert spending into durable growth.
Pathward Financial News
CASH FAQ
What was Pathward Financial’s price range in the past 12 months?
Pathward Financial lowest stock price was $65.87 and its highest was $101.26 in the past 12 months.
What is Pathward Financial’s market cap?
Pathward Financial’s market cap is $1.61B.
When is Pathward Financial’s upcoming earnings report date?
Pathward Financial’s upcoming earnings report date is Jan 27, 2027 which is in 95 days.
How were Pathward Financial’s earnings last quarter?
Pathward Financial released its earnings results on Oct 21, 2026. The company reported $1.85 earnings per share for the quarter, beating the consensus estimate of $1.58 by $0.27.
Is Pathward Financial overvalued?
According to Wall Street analysts Pathward Financial’s price is currently Undervalued.
Does Pathward Financial pay dividends?
Pathward Financial pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.26%. See more information on Pathward Financial dividends here
What is Pathward Financial’s EPS estimate?
Pathward Financial’s EPS estimate is 1.57.
How many shares outstanding does Pathward Financial have?
Pathward Financial has 20,773,361 shares outstanding.
What happened to Pathward Financial’s price movement after its last earnings report?
Pathward Financial reported an EPS of $1.85 in its last earnings report, beating expectations of $1.58. Following the earnings report the stock price went up 3.437%.
Which hedge fund is a major shareholder of Pathward Financial?
Currently, no hedge funds are holding shares in CASH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pathward Financial Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$90.00 (10.36% Upside)
$90.00 (10.36% Upside)
Blogger Sentiment
Bullish
CASH Sentiment 100%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 15.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.9%
Last 30 Days ▲ 11.2%
Last 30 Days ▲ 11.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
9.21%
12-Months-Change
Fundamentals
Return on Equity
20.79%
Trailing 12-Months
Asset Growth
1.13%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Pathward Financial
Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.
CASH Company Deck
CASH Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive. Management reported strong full-year earnings, returns, loan growth, originations, fee income, liquidity, capital generation, partner renewals, and a diversified growth pipeline, while reiterating fiscal 2027 EPS guidance. The principal challenges were elevated nonperforming loans and charge-offs tied to previously disclosed credits, the continued time required to resolve renewable energy projects, upcoming investment-related expense increases, and some pressure and variability from rates, seasonality, and onboarding timelines.View all CASH earnings summariesCASH Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$90.00
▲(10.36% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
1.51% Insiders
26.67% Mutual Funds
0.64% Other Institutional Investors
37.09% Public Companies and
Individual Investors









