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Pathward Financial (CASH)
NASDAQ:CASH
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Pathward Financial (CASH) Price & Analysis

691 Followers

CASH Stock Chart & Stats

$81.55
$0.04(0.05%)
At close: 4:00 PM EDT
$81.55
$0.04(0.05%)

Bulls Say, Bears Say

Bulls Say
Diversified Partner PlatformA diversified partner base reduces reliance on any single relationship while supporting recurring distribution for banking and payments products. Extended contracts with Clair and H&R Block reinforce partner durability, and the broader pipeline can support continued growth through existing channels.
Commercial Finance And Fee GrowthStrong loan growth, higher originations, and expanding card and deposit fees show traction across both interest and fee-based businesses. This combination broadens revenue generation and demonstrates that Pathward is scaling commercial finance and payments activity through its partner model.
Profitability And Cash GenerationHealthy profitability and sharply improved cash generation provide internal resources to support lending growth, technology investment, capital returns, and balance-sheet management. The TTM figures indicate substantial earnings conversion, strengthening financial capacity over the next several quarters.
Bears Say
Elevated Credit LossesElevated nonperforming assets and charge-offs can reduce earnings through higher provisions and weaken returns on the lending portfolio. Although management expects normalization, the concentration in previously disclosed credits remains a material execution and credit-quality risk over the near term.
Lower Net Interest IncomeA decline in net interest income reduces the contribution from Pathward’s core lending spread and can pressure earnings even when commercial finance grows. The effect reflects portfolio changes and weaker yields, indicating that revenue growth is not uniform across lending businesses.
Investment-driven Expense RampPlanned investments should support scalability, but higher compensation, technology, and consulting costs will raise the expense base before their benefits are fully realized. This creates near-term margin pressure and increases the execution burden required to convert spending into durable growth.

Pathward Financial News

CASH FAQ

What was Pathward Financial’s price range in the past 12 months?
Pathward Financial lowest stock price was $65.87 and its highest was $101.26 in the past 12 months.
    What is Pathward Financial’s market cap?
    Pathward Financial’s market cap is $1.61B.
      When is Pathward Financial’s upcoming earnings report date?
      Pathward Financial’s upcoming earnings report date is Jan 27, 2027 which is in 95 days.
        How were Pathward Financial’s earnings last quarter?
        Pathward Financial released its earnings results on Oct 21, 2026. The company reported $1.85 earnings per share for the quarter, beating the consensus estimate of $1.58 by $0.27.
          Is Pathward Financial overvalued?
          According to Wall Street analysts Pathward Financial’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Pathward Financial pay dividends?
            Pathward Financial pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.26%. See more information on Pathward Financial dividends here
              What is Pathward Financial’s EPS estimate?
              Pathward Financial’s EPS estimate is 1.57.
                How many shares outstanding does Pathward Financial have?
                Pathward Financial has 20,773,361 shares outstanding.
                  What happened to Pathward Financial’s price movement after its last earnings report?
                  Pathward Financial reported an EPS of $1.85 in its last earnings report, beating expectations of $1.58. Following the earnings report the stock price went up 3.437%.
                    Which hedge fund is a major shareholder of Pathward Financial?
                    Currently, no hedge funds are holding shares in CASH
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Pathward Financial

                      Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.

                      Pathward Financial (CASH) Earnings & Revenues

                      CASH Company Deck

                      CASH Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call was broadly positive. Management reported strong full-year earnings, returns, loan growth, originations, fee income, liquidity, capital generation, partner renewals, and a diversified growth pipeline, while reiterating fiscal 2027 EPS guidance. The principal challenges were elevated nonperforming loans and charge-offs tied to previously disclosed credits, the continued time required to resolve renewable energy projects, upcoming investment-related expense increases, and some pressure and variability from rates, seasonality, and onboarding timelines.View all CASH earnings summaries

                      CASH Stock 12 Month Forecast

                      Average Price Target

                      $90.00
                      ▲(10.36% Upside)
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                      Ownership Overview

                      1.51%26.67%0.64%37.09%
                      0.64% Other Institutional Investors
                      37.09% Public Companies and
                      Individual Investors
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