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Pathward Financial (CASH)
:CASH
US Market
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Pathward Financial (CASH) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 28, 2026
After Close (Confirmed)
Period Ending
2026 (Q1)
Consensus EPS Forecast
1.38
Last Year’s EPS
1.29
Same Quarter Last Year
Based on 2 Analysts Ratings

Earnings Call Summary

Q4 2025
Earnings Call Date:Oct 21, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements in earnings growth, new partnerships, and strong liquidity, while addressing challenges such as increased non-performing loans and anticipated pressure on net interest margin. Overall, the positive aspects outweighed the negatives, indicating a strong performance and optimistic outlook.
Company Guidance
During the call, Pathward Financial, Inc. provided guidance for fiscal year 2026, maintaining an earnings per diluted share range of $8.25 to $8.75. The company noted several financial metrics for fiscal year 2025, including earnings per diluted share of $7.87, representing a 9% year-over-year growth, and a net income of $185.9 million. The net interest margin and adjusted net interest margin expanded to 7.34% and 5.92%, respectively. The return on average assets was 2.46%, and the return on average tangible equity was 38.75%. Pathward also highlighted a 14% growth in total loans and leases, with origination dollars per full-time equivalent increasing by 200% and a 36% decrease in average days to fund. Looking ahead, the company reiterated its strategy focused on optimizing the balance sheet, investing in technology, enhancing people and culture, maturing the risk and compliance framework, and improving client experience. They also expect continued strong performance with an effective tax rate of 18% to 22% and ongoing share repurchases.
Earnings Per Share Exceed Guidance
Reported earnings per diluted share were $7.87 for the year, above the high end of the guidance range, representing year-over-year growth of 9%.
Strong Net Income Growth
Net income for the year was $185.9 million, driven by a 10% increase in non-interest income.
Consumer Segment Success
Pathward announced several new partnerships, including agreements with Trustly, Stripe, and Greenlight, enhancing their product offerings and market reach.
Growth in Commercial Finance
Total loans and leases grew by 14%, with notable increases in structured finance and asset-based lending.
Recognition and Awards
Pathward was named one of the 2025-2026 Best Companies to Work For and achieved Great Place to Work certification for the third consecutive year.
Strong Liquidity Position
The company maintained strong liquidity with $2.3 billion available, higher than the previous year.

Pathward Financial (CASH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

CASH Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 28, 2026
2026 (Q1)
1.38 / -
1.29
Oct 21, 2025
2025 (Q4)
1.38 / 1.69
1.3525.19% (+0.34)
Jul 28, 2025
2025 (Q3)
1.67 / 1.81
1.669.04% (+0.15)
Apr 22, 2025
2025 (Q2)
2.78 / 2.46
2.56-3.71% (-0.10)
Jan 21, 2025
2025 (Q1)
1.23 / 1.29
1.0621.70% (+0.23)
Oct 23, 2024
2024 (Q4)
1.26 / 1.35
1.36-0.74% (-0.01)
Jul 24, 2024
2024 (Q3)
1.55 / 1.66
1.705-2.64% (-0.05)
Apr 24, 2024
2024 (Q2)
2.35 / 2.56
1.9928.64% (+0.57)
Jan 24, 2024
2024 (Q1)
1.24 / 1.06
0.988.16% (+0.08)
Oct 25, 2023
2023 (Q4)
1.25 / 1.36
0.8167.90% (+0.55)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

CASH Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 21, 2025
$71.75
Jul 28, 2025
$80.22$77.67-3.18%
Apr 22, 2025
$74.37$78.85+6.02%
Jan 21, 2025
$78.27$77.15-1.43%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Pathward Financial (CASH) report earnings?
Pathward Financial (CASH) is schdueled to report earning on Jan 28, 2026, After Close (Confirmed).
    What is Pathward Financial (CASH) earnings time?
    Pathward Financial (CASH) earnings time is at Jan 28, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is CASH EPS forecast?
          CASH EPS forecast for the fiscal quarter 2026 (Q1) is 1.38.
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