Want to see HTH full AI Analyst Report?
HTH Stock Chart & Stats
$38.50
$1.15(2.99%)
At close: 4:00 PM EDT
$38.50
$1.15(2.99%)
Day’s Range― - ―
52-Week Range$31.75 - $40.41
Previous Close$38.51
Volume86.61K
Average Volume (3M)349.53K
Market Cap
$2.09B
Enterprise Value$2.15B
Total Cash (Recent Filing)$2.73B
Total Debt (Recent Filing)$1.58B
Price to Earnings (P/E)13.5
Beta0.51
Next Earnings
Jan 28, 2027EPS Estimate
0.64Next Dividend Ex-DateN/A
Dividend Yield2.19%
Share Statistics
EPS (TTM)2.70
Shares Outstanding57,286,415
10 Day Avg. Volume275,351
30 Day Avg. Volume349,531
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)0.98
Price to Sales (P/S)1.31
P/FCF Ratio-22.38
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue1.35
Enterprise Value/Gross Profit1.69
Enterprise Value/Ebitda9.57
Forecast
1Y Price Target
$42.00Price Target Upside9.09% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)2.57
Revenue Forecast (FY)$1.26B
Bulls Say, Bears Say
Bulls Say
Commercial Banking GrowthStrong commercial loan momentum and a healthy pipeline support recurring interest income growth in the core bank. Expansion across commercial real estate and commercial and industrial lending, alongside recruiting and productivity gains, can strengthen Hilltop’s Texas market position over the next several quarters.
Deposit And Margin SupportDeposit growth provides funding for asset expansion, while higher net interest income and margin show improved earnings from loan repricing and stable deposit costs. Management’s expectation for continued, modest NII growth supports the bank’s recurring revenue base despite rate sensitivity.
Strong Capital PositionA high common equity tier one ratio gives Hilltop meaningful capacity to absorb credit or market volatility while continuing to fund its banking franchise. The ability to return capital through dividends and repurchases also indicates that current capitalization supports shareholder distributions.
Bears Say
Mortgage Business WeaknessThe mortgage segment faces a persistent headwind from elevated rates, affordability pressure, lower lock volumes, and compressed gain-on-sale margins. Continued losses at PrimeLending can dilute the bank’s stronger performance and make consolidated earnings more dependent on market recovery.
Negative Cash GenerationBack-to-back periods of negative operating and free cash flow represent a material deterioration in cash generation relative to Hilltop’s earlier record. Although bank cash flows can fluctuate with balance-sheet movements, the reversal raises questions about earnings quality and liquidity management.
Higher Balance-sheet LeverageThe sharp increase in leverage reduces balance-sheet flexibility and leaves less room to absorb adverse credit, funding, or market conditions. Higher debt relative to equity can also constrain future capital allocation and increase the importance of maintaining strong operating performance.
Hilltop Holdings News
HTH FAQ
What was Hilltop Holdings Inc’s price range in the past 12 months?
Hilltop Holdings Inc lowest stock price was $31.75 and its highest was $40.41 in the past 12 months.
What is Hilltop Holdings Inc’s market cap?
Hilltop Holdings Inc’s market cap is $2.09B.
When is Hilltop Holdings Inc’s upcoming earnings report date?
Hilltop Holdings Inc’s upcoming earnings report date is Jan 28, 2027 which is in 96 days.
How were Hilltop Holdings Inc’s earnings last quarter?
Hilltop Holdings Inc released its earnings results on Oct 22, 2026. The company reported $0.44 earnings per share for the quarter, missing the consensus estimate of $0.642 by -$0.202.
Is Hilltop Holdings Inc overvalued?
According to Wall Street analysts Hilltop Holdings Inc’s price is currently Undervalued.
Does Hilltop Holdings Inc pay dividends?
Hilltop Holdings Inc pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 2.19%. See more information on Hilltop Holdings Inc dividends here
What is Hilltop Holdings Inc’s EPS estimate?
Hilltop Holdings Inc’s EPS estimate is 0.64.
How many shares outstanding does Hilltop Holdings Inc have?
Hilltop Holdings Inc has 57,286,415 shares outstanding.
What happened to Hilltop Holdings Inc’s price movement after its last earnings report?
Hilltop Holdings Inc reported an EPS of $0.44 in its last earnings report, missing expectations of $0.642. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Hilltop Holdings Inc?
Currently, no hedge funds are holding shares in HTH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hilltop Holdings Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$42.00 (9.09% Upside)
$42.00 (9.09% Upside)
Blogger Sentiment
Neutral
HTH Sentiment 75%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 118.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.1M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
16.88%
12-Months-Change
Fundamentals
Return on Equity
6.66%
Trailing 12-Months
Asset Growth
4.16%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Hilltop Holdings Inc
Hilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveniences like check cards, safe deposit boxes, online banking, bill payment, trust services, and overdraft protection. Further specialized offerings include estate planning, investment portfolio administration, employee benefit accounts, individual retirement accounts, and ATM access. The Broker-Dealer segment focuses on public finance, aiding governmental and municipal entities with the origination, syndication, and distribution of their securities. It also delivers specialized advisory and investment banking solutions, including counsel on arbitrage rebate compliance, portfolio oversight, and the administration of local government investment pools. Structured finance services, encompassing advice on derivatives and commodities, are also part of its portfolio. The segment actively engages in the sale, trading, and underwriting of a broad spectrum of fixed-income securities, such as U.S. government and agency bonds, corporate and municipal bonds, as well as mortgage-backed, asset-backed, commercial mortgage-backed securities, and other structured products. Other offerings include asset and liability management advisory, clearing services, retail brokerage, and securities lending. Finally, the Mortgage Origination unit is dedicated to originating a variety of residential mortgage loans, including conventional, jumbo, FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (United States Department of Agriculture) programs.
HTH Company Deck
HTH Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a resilient but mixed outlook. PlainsCapital Bank delivered strong loan, deposit, net interest income, and pipeline growth, while Public Finance, Wealth Management, capital levels, and expense discipline were positive. These strengths were offset by significant mortgage losses and ongoing mortgage-market weakness, interest-rate volatility affecting trading results, mark-to-market losses, higher credit-loss provisions, expected deposit-cost pressure, and uncertainty around rates and the economy.View all HTH earnings summariesHTH Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$42.00
▲(9.09% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
B Riley Financial
―
Freedom Holding
―
Morgan Stanley Direct Lending Fund
―
Teamshares
―
Yorkville International Capital
―
Ownership Overview
33.19% Insiders
18.31% Mutual Funds
0.26% Other Institutional Investors
24.16% Public Companies and
Individual Investors








