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TFC Stock Chart & Stats
$50.30
$0.67(1.29%)
At close: 4:00 PM EDT
$50.30
$0.67(1.29%)
Day’s Range― - ―
52-Week Range$40.79 - $56.20
Previous CloseN/A
Volume658.18K
Average Volume (3M)6.40M
Market Cap
$60.57B
Enterprise Value$133.50K
Total Cash (Recent Filing)$4.71B
Total Debt (Recent Filing)$69.86B
Price to Earnings (P/E)11.2
Beta1.07
Next Earnings
Oct 16, 2026EPS Estimate
1.12Next Dividend Ex-DateN/A
Dividend Yield4.21%
Share Statistics
EPS (TTM)4.41
Shares Outstanding1,221,626,200
10 Day Avg. Volume5,300,239
30 Day Avg. Volume6,402,910
Financial Highlights & Ratios
PEG Ratio0.86
Price to Book (P/B)0.96
Price to Sales (P/S)2.05
P/FCF Ratio10.87
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$55.43Price Target Upside10.20% Upside
Rating ConsensusHold
Number of Analyst Covering15
EPS Forecast (FY)4.63
Revenue Forecast (FY)$21.21B
Bulls Say, Bears Say
Bulls Say
Diversified Fee-income GrowthStrong growth across investment banking, trading, wealth management and advisory services broadens Truist’s revenue base beyond lending spreads. This diversification can support earnings resilience and reduce dependence on interest-rate-sensitive net interest income over the medium term.
Improved Profitability And Cash GenerationThe recovery to positive operating profit, solid net margins and strong free-cash-flow conversion indicates that the franchise is rebuilding sustainable earnings power. Continued cash generation provides flexibility to invest, absorb losses and return capital while operating performance improves.
Capital Strength And Healthy Asset QualityA stronger CET1 ratio alongside declining charge-offs gives Truist capacity to support lending and shareholder distributions without indicating immediate balance-sheet stress. Healthy credit metrics also improve the durability of returns as the bank reallocates capital toward targeted growth.
Bears Say
Net Interest Income And Deposit-mix PressureSlower NII growth and a less favorable deposit mix can weigh on the core banking spread, which remains a major earnings driver. Higher funding costs and customer migration toward yield-bearing products may constrain margin recovery even if rates become more supportive.
Reduced Consumer Lending And Loan-spread CompressionPulling back from marine, recreational-vehicle and auto lending reduces exposure to lower-return portfolios but also limits loan-volume growth and near-term revenue. Reallocation toward lower-yielding commercial loans and compressed spreads may further dilute asset returns.
Meaningful Balance-sheet LeverageDebt exceeding equity and leverage materially above historical levels increase sensitivity to funding costs, credit losses and weaker operating conditions. Although returns have recovered, a higher leverage profile can limit flexibility during a future credit or liquidity cycle.
Truist Financial News
TFC FAQ
What was Truist Financial’s price range in the past 12 months?
Truist Financial lowest stock price was $40.78 and its highest was $56.20 in the past 12 months.
What is Truist Financial’s market cap?
Truist Financial’s market cap is $60.57B.
When is Truist Financial’s upcoming earnings report date?
Truist Financial’s upcoming earnings report date is Oct 16, 2026 which is in 44 days.
How were Truist Financial’s earnings last quarter?
Truist Financial released its earnings results on Jul 17, 2026. The company reported $1.23 earnings per share for the quarter.
Is Truist Financial overvalued?
According to Wall Street analysts Truist Financial’s price is currently Undervalued.
Does Truist Financial pay dividends?
Truist Financial pays a Quarterly dividend of $0.52 which represents an annual dividend yield of 4.21%. See more information on Truist Financial dividends here
What is Truist Financial’s EPS estimate?
Truist Financial’s EPS estimate is 1.12.
How many shares outstanding does Truist Financial have?
Truist Financial has 1,221,626,200 shares outstanding.
What happened to Truist Financial’s price movement after its last earnings report?
Truist Financial reported an EPS of $1.23 in its last earnings report. Following the earnings report the stock price went down -1.409%.
Which hedge fund is a major shareholder of Truist Financial?
Currently, no hedge funds are holding shares in TFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Truist Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$55.43 (10.20% Upside)
$55.43 (10.20% Upside)
Blogger Sentiment
Neutral
TFC Sentiment 56%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 379.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.8%
Last 30 Days ▼ 7.2%
Last 30 Days ▼ 7.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.12%
12-Months-Change
Fundamentals
Return on Equity
4.21%
Trailing 12-Months
Asset Growth
2.24%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Truist Financial
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.
TFC Company Deck
TFC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong underlying profitability, capital strength, and fee-based revenue momentum (notably large YoY EPS, ROTCE and non-interest income gains) alongside intentional, strategic portfolio actions that reduce certain loan production and pressure net interest income and margin in the near term. Management emphasized disciplined optimization to improve long-term returns, reiterated a $5B buyback plan, and affirmed confidence in delivering ROTCE above 14% for 2026. While there are clear near-term headwinds to NII and deposit-mix pressures, the breadth of operational and capital achievements and improved efficiency indicate a favorable overall trajectory.View all TFC earnings summariesTFC Stock 12 Month Forecast
Average Price Target
$55.43
▲(10.20% Upside)
Technical Analysis
Ownership Overview
0.15% Insiders
25.84% Mutual Funds
18.67% Other Institutional Investors
30.61% Public Companies and
Individual Investors