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TFC Stock Chart & Stats
$50.30
$0.67(1.29%)
At close: 4:00 PM EDT
$50.30
$0.67(1.29%)
Day’s Range― - ―
52-Week Range$42.70 - $56.20
Previous CloseN/A
Volume658.18K
Average Volume (3M)8.22M
Market Cap
$56.59B
Enterprise Value$123.75B
Total Cash (Recent Filing)$4.71B
Total Debt (Recent Filing)$69.86B
Price to Earnings (P/E)12.0
Beta1.08
Next Earnings
Jan 20, 2027EPS Estimate
1.2Next Dividend Ex-DateN/A
Dividend Yield4.49%
Share Statistics
EPS (TTM)4.41
Shares Outstanding1,221,626,200
10 Day Avg. Volume8,981,178
30 Day Avg. Volume8,216,107
Financial Highlights & Ratios
PEG Ratio0.86
Price to Book (P/B)0.96
Price to Sales (P/S)2.05
P/FCF Ratio10.87
Enterprise Value/Market Cap2.19
Enterprise Value/Revenue4.05
Enterprise Value/Gross Profit6.33
Enterprise Value/Ebitda16.29
Forecast
1Y Price Target
$54.10Price Target Upside7.55% Upside
Rating ConsensusHold
Number of Analyst Covering17
EPS Forecast (FY)4.17
Revenue Forecast (FY)$21.09B
Bulls Say, Bears Say
Bulls Say
Cash GenerationStrong operating and free cash flow, with free cash flow slightly exceeding net income, indicates solid earnings-to-cash conversion. This provides internal funding for technology, branches, growth initiatives, capital returns, and balance-sheet management while supporting resilience over the next several quarters.
Deposit And Funding ImprovementDeposit growth combined with lower wholesale borrowings improves the funding mix and can reduce reliance on more expensive or less stable financing. Stronger client balances also reinforce primary banking relationships, supporting liquidity, net interest income, and durable franchise value.
Strategic Credit And Capital PositioningExiting the near-prime auto portfolio reduces exposure to a weaker-performing lending segment while releasing capital and improving credit metrics. The resulting balance-sheet capacity can be redeployed toward relationship-based businesses with better targeted returns and lower risk intensity.
Bears Say
Meaningful LeverageDebt exceeding equity leaves Truist more sensitive to funding costs, credit deterioration, and earnings volatility than its lower-leveraged historical profile. Higher leverage can constrain flexibility during stress and limit the capital available for growth or shareholder returns.
Shrinking Loan Balances And Strategic TransitionPortfolio sales, paydowns, and strategic runoff are reducing earning assets before growth initiatives fully offset the contraction. This transition may pressure net interest income and scale in the near term, making execution critical to rebuilding sustainable loan growth.
Execution Track RecordThe acknowledged history of missed objectives raises a durable execution risk as Truist restructures businesses, reallocates capital, and adds leadership. Delivering the stated return targets will depend on translating strategic priorities and new investments into consistent operating results.
Truist Financial News
TFC FAQ
What was Truist Financial’s price range in the past 12 months?
Truist Financial lowest stock price was $42.70 and its highest was $56.20 in the past 12 months.
What is Truist Financial’s market cap?
Truist Financial’s market cap is $56.59B.
When is Truist Financial’s upcoming earnings report date?
Truist Financial’s upcoming earnings report date is Jan 20, 2027 which is in 92 days.
How were Truist Financial’s earnings last quarter?
Truist Financial released its earnings results on Oct 16, 2026. The company reported $0.56 earnings per share for the quarter, missing the consensus estimate of $1.139 by -$0.579.
Is Truist Financial overvalued?
According to Wall Street analysts Truist Financial’s price is currently Undervalued.
Does Truist Financial pay dividends?
Truist Financial pays a Quarterly dividend of $0.52 which represents an annual dividend yield of 4.49%. See more information on Truist Financial dividends here
What is Truist Financial’s EPS estimate?
Truist Financial’s EPS estimate is 1.2.
How many shares outstanding does Truist Financial have?
Truist Financial has 1,221,626,200 shares outstanding.
What happened to Truist Financial’s price movement after its last earnings report?
Truist Financial reported an EPS of $0.56 in its last earnings report, missing expectations of $1.139. Following the earnings report the stock price went up 1.074%.
Which hedge fund is a major shareholder of Truist Financial?
Currently, no hedge funds are holding shares in TFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Truist Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$54.10 (7.55% Upside)
$54.10 (7.55% Upside)
Blogger Sentiment
Neutral
TFC Sentiment 50%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 379.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $366.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.3%
Last 30 Days ▲ 0.6%
Last 30 Days ▲ 0.6%
News Sentiment
Neutral
Bullish news 58%
Bearish news 42%
Bearish news 42%
Technicals
SMA
Negative
20 days / 200 days
Momentum
13.39%
12-Months-Change
Fundamentals
Return on Equity
8.14%
Trailing 12-Months
Asset Growth
1.90%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Truist Financial
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.
TFC Company Deck
TFC Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly constructive and strategically optimistic. Management reported 12% year-over-year adjusted EPS growth, a 100 basis point improvement in adjusted ROTCE, strong deposit growth, record wealth management income, disciplined expenses, improved credit risk, and reaffirmed ROTCE targets. These positives were accompanied by lower loan balances, delayed investment banking revenue, significant reported losses from portfolio repositioning, higher reported net charge-offs, and acknowledged historical underperformance. Overall, the number and significance of the stated strengths and forward investments outweighed the challenges.View all TFC earnings summariesTFC Stock 12 Month Forecast
Average Price Target
$54.10
▲(7.55% Upside)
Technical Analysis
Ownership Overview
0.15% Insiders
25.84% Mutual Funds
1.24% Other Institutional Investors
46.90% Public Companies and
Individual Investors