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TFC Stock Chart & Stats
$50.57
-$0.09(-0.20%)
At close: 4:00 PM EST
$50.57
-$0.09(-0.20%)
Day’s Range― - ―
52-Week Range$40.79 - $56.20
Previous CloseN/A
Volume1.77M
Average Volume (3M)9.85M
Market Cap
$66.34B
Enterprise Value$129.16K
Total Cash (Recent Filing)$44.05B
Total Debt (Recent Filing)$69.06B
Price to Earnings (P/E)12.9
Beta1.04
Next Earnings
Oct 16, 2026EPS Estimate
1.12Next Dividend Ex-DateN/A
Dividend Yield4.12%
Share Statistics
EPS (TTM)4.08
Shares Outstanding1,245,879,300
10 Day Avg. Volume6,881,192
30 Day Avg. Volume9,845,428
Financial Highlights & Ratios
PEG Ratio0.86
Price to Book (P/B)0.96
Price to Sales (P/S)2.05
P/FCF Ratio10.87
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$55.05Price Target Upside8.85% Upside
Rating ConsensusHold
Number of Analyst Covering12
EPS Forecast (FY)4.54
Revenue Forecast (FY)$21.28B
Bulls Say, Bears Say
Bulls Say
Fee Revenue DiversificationSustained double-digit growth in fee businesses and outsized gains in investment banking, trading and advisory indicate a structural shift toward higher-margin, less rate-dependent revenue. Diversified fee streams reduce reliance on net interest income and support more stable earnings and ROTCE over time.
Capital Strength & Shareholder ReturnsA CET1 ratio near 11% alongside multi-quarter repurchases and a large buyback target reflect recurring capital generation and disciplined capital allocation. This provides flexibility for dividends/buybacks while preserving regulatory buffers, supporting durable shareholder returns and ROTCE improvement.
Commercial & Digital Franchise MomentumSimultaneous growth in wholesale lending, middle-market deposits and digital engagement signals durable franchise advantages: scalable commercial lending, stronger core deposit capture, and higher client engagement that supports cross-sell, lower funding costs and structural efficiency gains.
Bears Say
NII & NIM PressureA reduced NII outlook and falling NIM reflect structural headwinds from deposit migration to higher-yield products and funding cost pressure. Persistent NIM compression lowers core earnings power over the medium term and makes profitability more dependent on fee income and cost discipline.
Balance-Sheet Leverage & Moderated ROEMeaningful leverage and a mid-single-digit ROE profile limit the bank's buffer against credit stress or funding shocks. With returns below prior-cycle peaks, the balance sheet offers less flexibility for growth or absorbing losses without pressuring capital ratios or curtailing shareholder distributions.
Loan Spread Compression & Repricing RiskProjected spread compression and timing mismatches from swaps and lower fixed-rate replacement volumes can delay margin recovery. These structural repricing and hedging risks make NII and NIM improvement uncertain and expose earnings to adverse rate and funding timing effects over upcoming quarters.
Truist Financial News
TFC FAQ
What was Truist Financial Corporation’s price range in the past 12 months?
Truist Financial Corporation lowest stock price was $40.78 and its highest was $56.20 in the past 12 months.
What is Truist Financial Corporation’s market cap?
Truist Financial Corporation’s market cap is $66.34B.
When is Truist Financial Corporation’s upcoming earnings report date?
Truist Financial Corporation’s upcoming earnings report date is Oct 16, 2026 which is in 89 days.
How were Truist Financial Corporation’s earnings last quarter?
Truist Financial Corporation released its earnings results on Jul 17, 2026. The company reported $1.23 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Truist Financial Corporation overvalued?
According to Wall Street analysts Truist Financial Corporation’s price is currently Undervalued.
Does Truist Financial Corporation pay dividends?
Truist Financial Corporation pays a Quarterly dividend of $0.52 which represents an annual dividend yield of 4.12%. See more information on Truist Financial Corporation dividends here
What is Truist Financial Corporation’s EPS estimate?
Truist Financial Corporation’s EPS estimate is 1.12.
How many shares outstanding does Truist Financial Corporation have?
Truist Financial Corporation has 1,245,879,300 shares outstanding.
What happened to Truist Financial Corporation’s price movement after its last earnings report?
Truist Financial Corporation reported an EPS of $1.23 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.408%.
Which hedge fund is a major shareholder of Truist Financial Corporation?
Currently, no hedge funds are holding shares in TFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Truist Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$55.05 (8.85% Upside)
$55.05 (8.85% Upside)
Blogger Sentiment
Bullish
TFC Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 493.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.2%
Last 30 Days ▲ 17.2%
Last 30 Days ▲ 17.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
21.92%
12-Months-Change
Fundamentals
Return on Equity
8.51%
Trailing 12-Months
Asset Growth
2.24%
Trailing 12-Months
Company Description
Truist Financial Corporation
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.
TFC Stock 12 Month Forecast
Average Price Target
$55.05
▲(8.85% Upside)
Technical Analysis
Ownership Overview
0.15% Insiders
25.34% Mutual Funds
0.50% Other Institutional Investors
49.90% Public Companies and Individual Investors