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MTB Stock Chart & Stats
$218.79
-$1.60(-0.83%)
At close: 4:00 PM EST
$218.79
-$1.60(-0.83%)
Day’s Range― - ―
52-Week Range$174.76 - $255.00
Previous CloseN/A
Volume295.80K
Average Volume (3M)1.18M
Market Cap
$36.12B
Enterprise Value$53.61K
Total Cash (Recent Filing)$55.06B
Total Debt (Recent Filing)$19.03B
Price to Earnings (P/E)13.4
Beta0.83
Next Earnings
Oct 16, 2026EPS Estimate
4.92Next Dividend Ex-DateN/A
Dividend Yield2.76%
Share Statistics
EPS (TTM)17.84
Shares Outstanding144,933,000
10 Day Avg. Volume1,205,292
30 Day Avg. Volume1,178,114
Financial Highlights & Ratios
PEG Ratio0.73
Price to Book (P/B)1.13
Price to Sales (P/S)2.67
P/FCF Ratio11.50
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$257.88Price Target Upside17.87% Upside
Rating ConsensusHold
Number of Analyst Covering15
EPS Forecast (FY)19.2
Revenue Forecast (FY)$10.03B
Bulls Say, Bears Say
Bulls Say
Cash Generation And Free Cash FlowTTM operating cash flow of $3.38B and FCF of $3.25B (~96% of net income) indicate durable cash conversion. This persistent cash generation supports dividends, buybacks and strategic investment, enhances loss-absorption capacity and reduces dependence on external funding through credit cycles.
Diversified Fee Revenue And Sub‑servicing GrowthThe sub‑servicing win (214k loans, ~$35M incremental H2 revenue) and broad non‑interest income mix (trust, service charges, other fees) build more stable, recurring fee streams. Diversified fees reduce reliance on NII and provide durable revenue when rate cycles or loan spreads compress.
Consistent Loan Growth Across PortfoliosQuarterly loan expansion across commercial, CRE, consumer and mortgages shows franchise momentum and earning‑asset growth. Sustainable loan growth underpins long‑term NII potential and client relationships, supporting fee cross‑sell and scale benefits in treasury and wealth management.
Bears Say
Capital Ratio Pressure From Buybacks And Loan GrowthA CET1 ratio near the low end of the 10.0%–10.5% target range, trimmed by $465M buybacks and rising RWAs, reduces capital buffer. Sustained credit stress or continued aggressive returns could force capital conservation, limiting buybacks/dividends or constraining loan growth in tougher markets.
CRE Concentration Risk (office Subset)Elevated criticized exposure in office CRE (~24% still criticized) means that a prolonged weakness in office fundamentals could raise credit costs materially. Concentration increases downside to asset quality and provisioning needs relative to more granular loan portfolios.
Revenue And Margin VolatilityReported revenue and margin swings across years reflect sensitivity to rate moves, deposit mix and credit cycles. That volatility complicates medium‑term earnings visibility, making sustained margin expansion dependent on favorable rate and funding dynamics and consistent fee growth.
M&T Bank News
MTB FAQ
What was M&T Bank Corporation’s price range in the past 12 months?
M&T Bank Corporation lowest stock price was $174.76 and its highest was $255.00 in the past 12 months.
What is M&T Bank Corporation’s market cap?
M&T Bank Corporation’s market cap is $36.12B.
When is M&T Bank Corporation’s upcoming earnings report date?
M&T Bank Corporation’s upcoming earnings report date is Oct 16, 2026 which is in 88 days.
How were M&T Bank Corporation’s earnings last quarter?
M&T Bank Corporation released its earnings results on Jul 15, 2026. The company reported $5.32 earnings per share for the quarter, beating the consensus estimate of $4.661 by $0.659.
Is M&T Bank Corporation overvalued?
According to Wall Street analysts M&T Bank Corporation’s price is currently Undervalued.
Does M&T Bank Corporation pay dividends?
M&T Bank Corporation pays a Quarterly dividend of $1.5 which represents an annual dividend yield of 2.76%. See more information on M&T Bank Corporation dividends here
What is M&T Bank Corporation’s EPS estimate?
M&T Bank Corporation’s EPS estimate is 4.92.
How many shares outstanding does M&T Bank Corporation have?
M&T Bank Corporation has 144,933,000 shares outstanding.
What happened to M&T Bank Corporation’s price movement after its last earnings report?
M&T Bank Corporation reported an EPS of $5.32 in its last earnings report, beating expectations of $4.661. Following the earnings report the stock price went up 2.762%.
Which hedge fund is a major shareholder of M&T Bank Corporation?
Currently, no hedge funds are holding shares in MTB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
M&T Bank Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$257.88 (17.87% Upside)
$257.88 (17.87% Upside)
Blogger Sentiment
Bullish
MTB Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 109.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $928.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.8%
Last 30 Days ▲ 8.7%
Last 30 Days ▲ 8.7%
News Sentiment
Very Bullish
Bullish news 94%
Bearish news 6%
Bearish news 6%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.21%
12-Months-Change
Fundamentals
Return on Equity
10.25%
Trailing 12-Months
Asset Growth
3.63%
Trailing 12-Months
Company Description
M&T Bank Corporation
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.
MTB Stock 12 Month Forecast
Average Price Target
$257.88
▲(17.87% Upside)
Technical Analysis
Fifth Third Bancorp
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Huntington Bancshares
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KeyCorp
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Regions Financial
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Citizens Financial
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Ownership Overview
0.36% Insiders
32.52% Mutual Funds
0.28% Other Institutional Investors
39.50% Public Companies and
Individual Investors