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CFG Stock Chart & Stats
$64.45
-$0.45(-1.01%)
At close: 4:00 PM EST
$64.45
-$0.45(-1.01%)
Day’s Range― - ―
52-Week Range$45.91 - $74.70
Previous CloseN/A
Volume559.02K
Average Volume (3M)4.91M
Market Cap
$30.61B
Enterprise Value$35.60K
Total Cash (Recent Filing)$12.33B
Total Debt (Recent Filing)$12.31B
Price to Earnings (P/E)17.0
Beta1.07
Next Earnings
Oct 16, 2026EPS Estimate
1.39Next Dividend Ex-DateN/A
Dividend Yield2.49%
Share Statistics
EPS (TTM)4.26
Shares Outstanding422,881,930
10 Day Avg. Volume5,871,820
30 Day Avg. Volume4,914,894
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)0.96
Price to Sales (P/S)2.26
P/FCF Ratio12.37
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$81.07Price Target Upside25.79% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering15
EPS Forecast (FY)5.28
Revenue Forecast (FY)$9.17B
Bulls Say, Bears Say
Bulls Say
Cash GenerationStrong, improving cash generation (operating cash flow and free cash flow near parity with net income) gives the bank durable internal funding for buybacks, investments and capital buffers. This supports sustained capital returns and funds transformation without heavy external financing.
Fee Income DiversificationGrowing fee businesses—wealth, private bank, and capital markets—provide durable revenue diversification versus interest income cycles. Strong fee momentum reduces earnings sensitivity to margin swings and supports higher ROE potential and more stable net revenue over the medium term.
Operational Efficiency ProgramQuantified transformation (Reimagine the Bank and NEXT) with staged, material cost benefits is a structural lever to lower the efficiency ratio toward mid‑50s and achieve the 16%–18% ROTCE target. Clear, phased savings improve sustainable profitability if execution remains on track.
Bears Say
Capital Buffer Slight ShortfallA CET1 ratio modestly under the internal anchor can constrain room for buybacks or aggressive loan growth without rebuilding capital. Over a multi‑quarter horizon, maintaining or improving CET1 will be necessary to sustain dividend and repurchase plans alongside asset growth.
Portion Of NIM Gains Are TemporaryA meaningful slice of recent margin improvement stems from time‑based items that will amortize. This reduces the portion of NII growth that is structurally sustainable, meaning ongoing NIM and NII expansion will require continued loan repricing or durable balance‑sheet shifts.
CRE Runoff And Loan‑Mix PressureActive runoff of commercial real estate, especially office and multifamily, shifts loan composition and can temporarily reduce higher‑yielding assets. Prolonged runoff timing can depress loan growth and NII contribution in the medium term while redeployment into alternative assets takes place.
Citizens Financial News
CFG FAQ
What was Citizens Financial Group’s price range in the past 12 months?
Citizens Financial Group lowest stock price was $45.91 and its highest was $74.70 in the past 12 months.
What is Citizens Financial Group’s market cap?
Citizens Financial Group’s market cap is $30.61B.
When is Citizens Financial Group’s upcoming earnings report date?
Citizens Financial Group’s upcoming earnings report date is Oct 16, 2026 which is in 87 days.
How were Citizens Financial Group’s earnings last quarter?
Citizens Financial Group released its earnings results on Jul 16, 2026. The company reported $1.3 earnings per share for the quarter, beating the consensus estimate of $1.241 by $0.059.
Is Citizens Financial Group overvalued?
According to Wall Street analysts Citizens Financial Group’s price is currently Undervalued.
Does Citizens Financial Group pay dividends?
Citizens Financial Group pays a Quarterly dividend of $0.46 which represents an annual dividend yield of 2.49%. See more information on Citizens Financial Group dividends here
What is Citizens Financial Group’s EPS estimate?
Citizens Financial Group’s EPS estimate is 1.39.
How many shares outstanding does Citizens Financial Group have?
Citizens Financial Group has 422,881,930 shares outstanding.
What happened to Citizens Financial Group’s price movement after its last earnings report?
Citizens Financial Group reported an EPS of $1.3 in its last earnings report, beating expectations of $1.241. Following the earnings report the stock price went up 4.612%.
Which hedge fund is a major shareholder of Citizens Financial Group?
Currently, no hedge funds are holding shares in CFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Citizens Financial Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$81.07 (25.79% Upside)
$81.07 (25.79% Upside)
Blogger Sentiment
Bullish
CFG Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 4.4M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $376.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.1%
Last 30 Days ▲ 5.1%
Last 30 Days ▲ 5.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
53.07%
12-Months-Change
Fundamentals
Return on Equity
2.49%
Trailing 12-Months
Asset Growth
7.11%
Trailing 12-Months
Company Description
Citizens Financial Group
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
CFG Revenue Breakdown
70.97% Net interest income
29.03% Noninterest income
CFG Stock 12 Month Forecast
Average Price Target
$81.07
▲(25.79% Upside)
Technical Analysis
Ownership Overview
0.80% Insiders
28.98% Mutual Funds
2.39% Other Institutional Investors
40.07% Public Companies and
Individual Investors