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Citizens Financial (CFG)
NYSE:CFG
Earnings Data
Report Date
Jan 21, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.11Last Year’s EPS
0.83Same Quarter Last Year
Strong Buy
Based on 16 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflected strong financial performance, with significant growth in EPS, NII, and deposits. Capital markets and fee income showed robust improvement, and credit trends remained favorable. However, challenges in commercial loan pricing and non-core runoff presented some headwinds. Overall, the highlights significantly outweigh the lowlights, suggesting a positive outlook.Company Guidance
EPS Growth
EPS increased by $0.13 or 14% sequentially, showing strong financial performance.
Net Interest Income (NII) and Net Interest Margin (NIM) Expansion
NII grew by 3.5% sequentially, with NIM expanding by five basis points to 3%.
Deposit and Loan Growth
The private bank deposits reached $12.5 billion, up $3.8 billion, with loans also growing by approximately $1 billion.
Capital Markets Performance
Record third quarter for Capital Markets, with strong M&A results and increased activity in debt underwriting.
Fee Income Growth
Fees increased by 5% sequentially and 18% year over year, driven by strong Capital Markets and Wealth business performance.
Dividend Increase
Board declared a quarterly dividend of $0.46, a $0.04 or 9.5% increase.
Credit Trends
Favorable credit trends with net charge-offs decreasing to 46 basis points.
Capital Management
CET1 ratio increased by 10 basis points to 10.7%, with $75 million in stock buybacks executed.
CFG Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CFG Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 17, 2025 | $46.56 | $48.40 | +3.95% |
Apr 16, 2025 | $35.39 | $34.76 | -1.78% |
Jan 17, 2025 | $45.48 | $46.20 | +1.58% |
Oct 16, 2024 | $41.83 | $40.80 | -2.46% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Citizens Financial (CFG) report earnings?
Citizens Financial (CFG) is schdueled to report earning on Jan 21, 2026, Before Open (Confirmed).
What is Citizens Financial (CFG) earnings time?
Citizens Financial (CFG) earnings time is at Jan 21, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CFG EPS forecast?
CFG EPS forecast for the fiscal quarter 2025 (Q4) is 1.11.