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Total Valuation
Citizens Financial has a market cap or net worth of $31.21B. The enterprise value is $35.60K.
Market Cap$31.21B
Enterprise Value$35.60K
Share Statistics
Citizens Financial has 421,176,800 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding421,176,800
Owned by Insiders0.76%
Owned by Institutions20.76%
Financial Efficiency
Citizens Financial’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 4.25%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.25%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee628.87K
Profits Per Employee103.29K
Employee Count17,727
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens Financial is 16.1. Citizens Financial’s PEG ratio is 0.53.
PE Ratio16.1
PS Ratio2.26
PB Ratio0.96
Price to Fair Value0.96
Price to FCF12.37
Price to Operating Cash Flow12.64
PEG Ratio0.53
Income Statement
In the last 12 months, Citizens Financial had revenue of 11.15B and earned 1.83B in profits. Earnings per share was 3.90.
Revenue11.15B
Gross Profit7.78B
Operating Income2.33B
Pretax Income2.33B
Net Income1.83B
EBITDA2.69B
Earnings Per Share (EPS)3.90
Cash Flow
In the last 12 months, operating cash flow was 2.50B and capital expenditures -148.00M, giving a free cash flow of 2.35B billion.
Operating Cash Flow2.50B
Free Cash Flow2.35B
Free Cash Flow per Share5.59
Dividends & Yields
Citizens Financial pays an annual dividend of $0.46, resulting in a dividend yield of 2.46%
Dividend Per Share$0.46
Dividend Yield2.46%
Payout Ratio39.05%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.07
52-Week Price Change58.59%
50-Day Moving Average70.03
200-Day Moving Average61.79
Relative Strength Index (RSI)65.04
Average Volume (3m)4.85M
Important Dates
Citizens Financial upcoming earnings date is Oct 16, 2026, Before Open (Confirmed).
Last Earnings DateJul 16, 2026
Next Earnings DateOct 16, 2026
Ex-Dividend Date―
Financial Position
Citizens Financial as a current ratio of 1.04, with Debt / Equity ratio of 62.44%
Current Ratio1.04
Quick Ratio1.04
Debt to Market Cap0.45
Net Debt to EBITDA-0.54
Interest Coverage Ratio0.61
Taxes
In the past 12 months, Citizens Financial has paid 497.00M in taxes.
Income Tax497.00M
Effective Tax Rate0.21
Enterprise Valuation
Citizens Financial EV to EBITDA ratio is 8.82, with an EV/FCF ratio of 11.66.
EV to Sales2.13
EV to EBITDA8.82
EV to Free Cash Flow11.66
EV to Operating Cash Flow10.74
Balance Sheet
Citizens Financial has $12.76B in cash and marketable securities with $16.35B in debt, giving a net cash position of -$3.59B billion.
Cash & Marketable Securities$12.76B
Total Debt$16.35B
Net Cash-$3.59B
Net Cash Per Share-$8.52
Tangible Book Value Per Share$41.76
Margins
Gross margin is 72.37%, with operating margin of 20.88%, and net profit margin of 16.42%.
Gross Margin72.37%
Operating Margin20.88%
Pretax Margin20.88%
Net Profit Margin16.42%
EBITDA Margin24.17%
EBIT Margin20.88%
Analyst Forecast
The average price target for Citizens Financial is $80.47, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$80.47
Price Target Upside11.95% Upside
Analyst ConsensusStrong Buy
Analyst Count17
Revenue Growth Forecast1.24%
EPS Growth Forecast40.55%