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RF Stock Chart & Stats
$30.70
-$0.12(-0.39%)
At close: 4:00 PM EDT
$30.70
-$0.12(-0.39%)
Day’s Range― - ―
52-Week Range$22.70 - $32.47
Previous Close$30.74
Volume8.21M
Average Volume (3M)10.13M
Market Cap
$23.39B
Enterprise Value$32.11B
Total Cash (Recent Filing)$42.59B
Total Debt (Recent Filing)$7.63B
Price to Earnings (P/E)10.6
Beta1.04
Next Earnings
Jan 22, 2027EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend Yield3.99%
Share Statistics
EPS (TTM)2.48
Shares Outstanding851,929,500
10 Day Avg. Volume12,307,482
30 Day Avg. Volume10,134,614
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)1.25
Price to Sales (P/S)2.47
P/FCF Ratio11.02
Enterprise Value/Market Cap1.37
Enterprise Value/Revenue3.36
Enterprise Value/Gross Profit4.37
Enterprise Value/Ebitda10.93
Forecast
1Y Price Target
$31.69Price Target Upside3.24% Upside
Rating ConsensusHold
Number of Analyst Covering18
EPS Forecast (FY)2.67
Revenue Forecast (FY)$7.82B
Bulls Say, Bears Say
Bulls Say
Cash GenerationStrong absolute cash generation and free cash flow conversion provide Regions with internal funding for technology, customer growth, dividends, and other capital priorities. The improvement from 2025 indicates that earnings are translating into cash, supporting financial resilience over the next several quarters.
Credit Quality And CapitalImproving charge-offs, declining criticized loans, and capital above the stated target range strengthen the bank’s ability to absorb credit losses while continuing to lend. This combination supports balance-sheet soundness and reduces the risk that near-term portfolio stress materially disrupts profitability.
Deposit Franchise And NIMA low-cost deposit base and disciplined funding costs support durable net interest income, while higher yields on new fixed-rate assets create a favorable repricing spread. Management expects this benefit to persist for multiple years, reinforcing earnings power beyond one quarter.
Bears Say
Revenue ContractionThe sharp TTM revenue decline is a substantial challenge to near-term earnings durability despite continued profitability. It signals that existing revenue momentum has weakened, making future growth more dependent on recovering loan activity, sustaining margins, and expanding fee businesses.
Rising LeverageHigher leverage leaves less financial flexibility if operating conditions soften or credit costs rise. Although equity remains sizable, the upward debt-to-equity trend can constrain future capital allocation and increase sensitivity to weaker earnings or more demanding funding conditions.
Growth And Expense PressuresSlower loan growth and weakness in consumer and housing activity can limit balance-sheet expansion, while elevated technology spending may delay operating leverage. The combined pressure could restrain expense-adjusted profit growth even as modernization supports longer-term competitiveness.
Regions Financial News
RF FAQ
What was Regions Financial Corp.’s price range in the past 12 months?
Regions Financial Corp. lowest stock price was $22.70 and its highest was $32.47 in the past 12 months.
What is Regions Financial Corp.’s market cap?
Regions Financial Corp.’s market cap is $23.39B.
When is Regions Financial Corp.’s upcoming earnings report date?
Regions Financial Corp.’s upcoming earnings report date is Jan 22, 2027 which is in 95 days.
How were Regions Financial Corp.’s earnings last quarter?
Regions Financial Corp. released its earnings results on Oct 16, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.662 by $0.068.
Is Regions Financial Corp. overvalued?
According to Wall Street analysts Regions Financial Corp.’s price is currently Undervalued.
Does Regions Financial Corp. pay dividends?
Regions Financial Corp. pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.99%. See more information on Regions Financial Corp. dividends here
What is Regions Financial Corp.’s EPS estimate?
Regions Financial Corp.’s EPS estimate is 0.69.
How many shares outstanding does Regions Financial Corp. have?
Regions Financial Corp. has 851,929,500 shares outstanding.
What happened to Regions Financial Corp.’s price movement after its last earnings report?
Regions Financial Corp. reported an EPS of $0.73 in its last earnings report, beating expectations of $0.662. Following the earnings report the stock price went up 0.513%.
Which hedge fund is a major shareholder of Regions Financial Corp.?
Currently, no hedge funds are holding shares in RF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Regions Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$31.69 (3.24% Upside)
$31.69 (3.24% Upside)
Blogger Sentiment
Neutral
RF Sentiment 58%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 362.0K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 2.3%
Last 30 Days ▼ 0.5%
Last 30 Days ▼ 0.5%
News Sentiment
Very Bullish
Bullish news 92%
Bearish news 8%
Bearish news 8%
Technicals
SMA
Negative
20 days / 200 days
Momentum
22.31%
12-Months-Change
Fundamentals
Return on Equity
12.32%
Trailing 12-Months
Asset Growth
2.05%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Regions Financial Corp.
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
RF Company Deck
RF Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive, characterized by strong earnings, a 22% adjusted return on tangible common equity, improving credit metrics, record capital markets and treasury management revenue, stable deposit costs, net interest margin expansion, solid capital and liquidity, and continued customer and commercial activity. The main challenges were moderating loan and deposit growth, consumer and housing-market weakness, slower investor real estate activity, sequentially lower wealth management revenue, ongoing technology and cybersecurity investment, and continued monitoring of selected credit and interest-rate risks. Overall, the positive developments significantly outweighed the stated challenges.View all RF earnings summariesRF Stock 12 Month Forecast
Average Price Target
$31.69
▲(3.24% Upside)
Technical Analysis
Fifth Third Bancorp
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First Horizon
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Huntington Bancshares
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KeyCorp
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Citizens Financial
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Ownership Overview
0.29% Insiders
24.44% Mutual Funds
0.79% Other Institutional Investors
37.40% Public Companies and
Individual Investors