Want to see RF full AI Analyst Report?
RF Stock Chart & Stats
$28.13
-$0.14(-0.59%)
At close: 4:00 PM EST
$28.13
-$0.14(-0.59%)
Day’s Range― - ―
52-Week Range$22.70 - $32.47
Previous CloseN/A
Volume2.40M
Average Volume (3M)10.31M
Market Cap
$27.01B
Enterprise Value$31.77K
Total Cash (Recent Filing)$3.44B
Total Debt (Recent Filing)$6.34B
Price to Earnings (P/E)13.0
Beta1.03
Next Earnings
Oct 16, 2026EPS Estimate
0.66Next Dividend Ex-DateN/A
Dividend Yield3.74%
Share Statistics
EPS (TTM)2.43
Shares Outstanding853,379,500
10 Day Avg. Volume8,678,157
30 Day Avg. Volume10,307,345
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)1.25
Price to Sales (P/S)2.47
P/FCF Ratio11.02
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$31.46Price Target Upside11.85% Upside
Rating ConsensusHold
Number of Analyst Covering14
EPS Forecast (FY)2.62
Revenue Forecast (FY)$7.83B
Bulls Say, Bears Say
Bulls Say
Wealth & Fee DiversificationRegions' record wealth-management quarter and advisor-driven AUM gains (~$6B on a ~$60B base) create a durable, fee-oriented revenue stream. Growing wealth/fees reduces reliance on NII, smooths earnings across cycles, and supports client stickiness and cross-sell over the medium term.
Strong Capital & Stress-test OutcomeA 101.4% stress-test coverage ratio and peer-leading pre-provision revenue indicate strong loss-absorption capacity and operational resilience. Combined with CET1 near targeted ranges, this durability supports dividends, measured buybacks and regulatory flexibility through economic cycles.
Stable Funding & Low-cost DepositsA low-cost deposit base, robust liquidity and a ~76% loan-to-deposit ratio provide sustainable funding advantage. This funding profile helps preserve NIM, supports measured loan growth and gives flexibility for capital deployment and investment without heavy wholesale dependence.
Bears Say
Rising LeverageLeverage has crept higher versus prior years, reducing balance-sheet flexibility. With debt-to-equity around 0.34, incremental leverage limits room for stress absorption and may constrain capital actions or require more conservative underwriting if credit conditions deteriorate over the medium term.
Weaker Cash GenerationA near 9% TTM free-cash-flow decline and mixed cash-conversion signals introduce volatility to internal funding. Less-stable free cash flow can constrain sustainable buybacks, investment in technology, or dividend growth and raises reliance on capital markets in downturns.
Smaller ACL & Portfolio Watch (multifamily)A $34M decline in the allowance (ACL ratio ~1.63%) reduces cushioning against unexpected losses, while management's flagged multifamily softness is a concentrated portfolio risk. Together these factors increase sensitivity to regional real-estate stress and could pressure provisions if trends worsen.
Regions Financial News
RF FAQ
What was Regions Financial Corp.’s price range in the past 12 months?
Regions Financial Corp. lowest stock price was $22.70 and its highest was $32.47 in the past 12 months.
What is Regions Financial Corp.’s market cap?
Regions Financial Corp.’s market cap is $27.01B.
When is Regions Financial Corp.’s upcoming earnings report date?
Regions Financial Corp.’s upcoming earnings report date is Oct 16, 2026 which is in 89 days.
How were Regions Financial Corp.’s earnings last quarter?
Regions Financial Corp. released its earnings results on Jul 17, 2026. The company reported $0.68 earnings per share for the quarter, beating the consensus estimate of $0.629 by $0.051.
Is Regions Financial Corp. overvalued?
According to Wall Street analysts Regions Financial Corp.’s price is currently Undervalued.
Does Regions Financial Corp. pay dividends?
Regions Financial Corp. pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.74%. See more information on Regions Financial Corp. dividends here
What is Regions Financial Corp.’s EPS estimate?
Regions Financial Corp.’s EPS estimate is 0.66.
How many shares outstanding does Regions Financial Corp. have?
Regions Financial Corp. has 853,379,500 shares outstanding.
What happened to Regions Financial Corp.’s price movement after its last earnings report?
Regions Financial Corp. reported an EPS of $0.68 in its last earnings report, beating expectations of $0.629. Following the earnings report the stock price went down -2.315%.
Which hedge fund is a major shareholder of Regions Financial Corp.?
Currently, no hedge funds are holding shares in RF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Regions Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$31.46 (11.85% Upside)
$31.46 (11.85% Upside)
Blogger Sentiment
Bullish
RF Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Decreased
By 1.1M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $195.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.4%
Last 30 Days ▼ 3.9%
Last 30 Days ▼ 3.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.30%
12-Months-Change
Fundamentals
Return on Equity
11.78%
Trailing 12-Months
Asset Growth
1.31%
Trailing 12-Months
Company Description
Regions Financial Corp.
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
RF Stock 12 Month Forecast
Average Price Target
$31.46
▲(11.85% Upside)
Technical Analysis
Fifth Third Bancorp
―
First Citizens BancShares
―
Huntington Bancshares
―
KeyCorp
―
Citizens Financial
―
Ownership Overview
0.29% Insiders
24.40% Mutual Funds
0.49% Other Institutional Investors
39.20% Public Companies and
Individual Investors